Fed appeals debit fee ruling

The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

By Lynne Marek • Oct. 10, 2025

Open banking also helps banks: Fintechs

Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

By Justin Bachman • Oct. 10, 2025

Explore the Trendline➔

Top 5 stories from Payments Dive

Dominant card networks, legacy payments processors and young fintechs are all jockeying to keep up with industry innovations and increased competition.

By Payments Dive staff

How to unleash innovation and competition in payments

“Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

By John Muller • Oct. 10, 2025

Baltimore sues MoneyLion over lending tactics

City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”

By Caitlin Mullen • Oct. 9, 2025

Fiserv launches Roughrider stablecoin

The processor is working with a North Dakota state-owned bank to establish a new digital asset.

By Justin Bachman • Oct. 9, 2025

Fiserv, PayPal ex-CEOs grab new roles

The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.

By Lynne Marek • Oct. 6, 2025

Checkout.com seeks Georgia banking charter

If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.

By Gabrielle Saulsbery • Oct. 3, 2025

BNPL lenders should report customers’ data

Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.

By Phil Goldfeder • Oct. 3, 2025

DOJ granted brief stay in Visa debit case

The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

By Justin Bachman • Updated Oct. 3, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

Technology could make payments cheaper: Waller

Fed Gov. Christopher Waller touted the benefits of stablecoins and distributed ledgers, saying that new technology should not be feared.

By Gabrielle Saulsbery • Sept. 30, 2025

The trouble with ending US checks

The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.

By Jennifer Tescher • Sept. 26, 2025

DailyPay case belongs in state court, judge rules

A federal judge agreed with the New York attorney general that state court is the proper jurisdiction for a lawsuit against the earned wage access lender.

By Justin Bachman • Sept. 25, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card.

By Dan Ennis • Sept. 23, 2025

PayPal probed on China ties

A House select committee wants the payments giant to detail how it ensures anti-money laundering compliance within its Weixin Pay partnership.

By Justin Bachman • Sept. 23, 2025

Payment players offer fraud fixes

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

Don’t conflate surcharges and ‘junk’ fees

“Payment processors and merchants must strongly oppose claims conflating credit card surcharging with mandatory or ‘junk’ fees,” say legal pros.

By Jonathan Razi and Keturah Taylor • Sept. 19, 2025

APR caps would shrink access to credit

“Well-meaning legislation shouldn’t leave behind the very people it intends to help,” writes one bank CEO.

By David Becker • Sept. 12, 2025

Stablecoin advances crypto adoption

Once large banks and big payments companies “start leaning in, then obviously that gets the flywheel going,” says Taxbit CEO Lindsey Argalas.

By Grace Noto • Sept. 10, 2025

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

Earned wage access should be free

“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

By Jason Lee • Sept. 5, 2025

Chase flags end of gov’t checks

The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

By Lynne Marek • Sept. 4, 2025

AGs attack deepfake porn payments

Apple, Visa and others must be “more aggressive” in banning payment authorization for nonconsensual content, state AGs told the companies.

By Justin Bachman • Aug. 28, 2025

CFPB proposes trimming nonbank purview

A CFPB rule proposed Tuesday would restrict the bureau’s ability to supervise nonbanks. The agency said it aims to adopt a binding, standardized definition of “risks to consumers” that would make enforcement consistent.

By Caitlin Mullen • Aug. 27, 2025

BNPL firms urge HUD to skip new rules

Regulators need greater insight into the impacts of buy now, pay later lending, multiple groups said in their comments to U.S. housing officials.

By Justin Bachman • Aug. 27, 2025