Regulations & Policy: Page 9


  • payments recurring bills B2B Paymentus
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    Q&A

    AI takes on bill payments

    Paymentus CEO Dushyant Sharma explained how his company is using AI to make paying bills digitally more efficient.

    By Aug. 11, 2025
  • Block Head Jack Dorsey testifies during a Senate Intelligence Committee hearing on Capitol Hill.
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    Drew Angerer via Getty Images
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    Block courts teen app users

    The company announced a focus on keeping its youngest customers on Cash App to secure future growth for the platform.

    By Aug. 8, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • President Donald Trump stands outside the White House on June 15, 2025, in Washington, D.C.
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    Tasos Katopodis via Getty Images
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    Opinion

    Big bank moves threaten innovation

    That threat extends to American leadership, but the Trump administration can address it in a revised open banking rule, trade group leaders say.

    By Penny Lee and Ji Hun Kim • Aug. 8, 2025
  • The Federal Reserve building at sunset.
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    Judge vacates debit fee regulations

    The federal court ruling potentially forces the Federal Reserve to revisit rules on fees banks can charge merchants when consumers swipe debit cards.

    By Aug. 7, 2025
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Shift4 faces CFO, board departures

    The payment processor’s CFO will step down and join the board, while the company founder’s father said he will resign from the board.

    By Aug. 7, 2025
  • Fiserv's headquarters in Milwaukee
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    Georgia bank charter attracts two more takers

    One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

    By Aug. 6, 2025
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    Joe Raedle via Getty Images
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    When will you be able to buy a pizza with stablecoin?

    The Genius Act is law. Here’s how 5 professionals in the payments industry view prospects for the digital currency becoming a daily payment option.

    By Justin Bachman • Aug. 5, 2025
  • A photo of a Bitcoin Depot bitcoin ATM.
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    Courtesy of Bitcoin Depot
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    Shuffle: Finzly, Bitcoin Depot and PayIt

    Fintech companies made new CFO and other executive appointments last month as they brace for economic and regulatory headwinds.

    By Tatiana Walk-Morris • Aug. 4, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Mastercard backs open banking

    The card network’s CEO favors the worldwide open banking trend, and predicts it will be a “winning proposition over time.”

    By Aug. 4, 2025
  • Visa debit card litigation Merrick Garland DOJ
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    Kent Nishimura via Getty Images
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    Visa denies DOJ debit card allegations

    The largest card network said it doesn’t have a monopoly in the debit card market and that its agreements don’t pay others to avoid competing.

    By Aug. 1, 2025
  • Senator Ron Johnson speaking behind a dais.
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    Samuel Corum via Getty Images
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    EWS schools Zelle users on fraud

    The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

    By Aug. 1, 2025
  • A black "WISE" company logo is displayed on a white glass wall of a commercial building.
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    Alamy
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    Wise shareholders vote to move primary listing to US

    One of the money transfer company’s co-founders criticized the stock listing move to New York from London.

    By Dan Ennis • July 31, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Chip Somodevilla via Getty Images
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    CFPB to revise open banking rule

    The Consumer Financial Protection Bureau said Tuesday it will “substantially” revise the 2024 Biden-era open banking rule that drew a lawsuit from banks.

    By July 29, 2025
  • A brick commerical building entrance facade with a "Capitol One Bank" logo displayed above the doors.
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    Alamy
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    Capital One delivers few details on $265B community plan

    A year after touting a community investment proposal as part of an effort to acquire Discover Financial, the card issuer has yet to lay out program specifics.

    By Tatiana Walk-Morris • July 29, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv sued over Clover migration

    A securities lawsuit alleges the payments processor moved merchants to Clover, and then misled investors about the point-of-sale system’s growth.

    By July 28, 2025
  • Bitcoin sitting on dollar bills
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    Dan Kitwood via Getty Images
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    Column

    Payments hurl toward digitization

    It’s no coincidence that President Donald Trump ushered in the stablecoin era just a few months after the Treasury Department canceled the penny.

    By July 25, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Opinion

    Stablecoins face last-mile trouble

    “The promise of stablecoins to solve existing issues quickly encounters a series of challenges,” writes an ACI Worldwide executive. “Chief among them is what we call the ‘last mile’ problem.”

    By Phil Bruno • July 24, 2025
  • Fiserv's headquarters in downtown Milwaukee
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    Fiserv revenue forecast dims

    The payments processor offered a less rosy outlook as executives took some blame for second-quarter revenue growth being lower than analysts expected. It also agreed to buy a TD Bank portfolio.

    By July 24, 2025
  • open banking fintechs banking Trump
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    Chip Somodevilla via Getty Images
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    Groups seek Trump aid on open banking

    Fintechs and merchants urged the president to take on big banks and let the U.S. open banking rule move forward.

    By July 24, 2025
  • Cash App logo lit in neon
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    Anna Webber via Getty Images
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    Block agrees to $12.5M settlement in Cash App spam text case

    A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

    By July 23, 2025
  • earned wage access lawsuits New York Letitia James
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    Spencer Platt via Getty Images
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    EWA providers fight NY over court venue

    The New York Attorney General opposes efforts by DailyPay and MoneyLion to have the state’s earned wage access lawsuits tried in federal court.

    By July 22, 2025
  • Many pennies.
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    How much will killing the penny cost?

    The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

    By July 22, 2025
  • President Trump holds up document with House Speaker Johnson and others behind him.
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    Win McNamee via Getty Images
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    Consumer advocate group slams Genius Act

    The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

    By Tatiana Walk-Morris • July 21, 2025
  • American Express business virtual cards payments small business
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    Justin Sullivan via Getty Images
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    Stablecoins emerge as alternative: Amex CEO

    While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

    By July 21, 2025
  • sports betting sportsbook online gaming digital wallets
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    Chip Somodevilla via Getty Images
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    Gambling on cards, wallets spurs debate

    The growth of U.S. sports betting has given rise to a variety of regulatory proposals addressing gamblers’ use of credit cards and digital wallets.

    By July 18, 2025