Banking


  • Close-up Of A Businessperson's Hand Giving Check To Colleague At Workplace
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    Opinion

    Let’s scrap paper checks

    If the federal government can ditch paper checks, so can the private sector, one industry CEO contends.

    By Chase Gilbert • May 16, 2025
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    FTA to defend open banking in court

    The Financial Technology Association will seek to protect a Consumer Financial Protection Bureau open banking rule after receiving a federal judge’s permission to intervene.

    By Justin Bachman • May 15, 2025
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    ArtemisDiana via Getty Images
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    Trendline

    Cross-border payments targeted for upgrades

    When it comes to cross-border payments, businesses, non-profits and governments alike are determined to increase the speed of transactions and cut the cost.

    By Payments Dive staff
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    Ezra Acayan via Getty Images
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    Banks struggle to talk about fraud

    Financial institutions battling an increase in fraud, particularly push-payment scams, have been stymied in sharing information that might help them better protect customers.

    By May 15, 2025
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    Credit card delinquencies rise: NY Fed

    Meanwhile, U.S. credit card balances declined and credit card aggregate limits inched up from the prior quarter, the New York Fed said.

    By Tatiana Walk-Morris • May 15, 2025
  • Senator Elizabeth Warren speaks during a legislative hearing, holding her handout to the side. A sign in front of her reads "Ms. Warren."
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    Andrew Harnik / Staff via Getty Images
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    Warren prods DOJ to block Capital One-Discover deal

    The senator urged the Justice Department’s new antitrust czar, who's expressed concern over the creation of too-big-to-fail firms, to take action.

    By Dan Ennis • May 14, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
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    Q&A

    JPMorgan Chase taps payments tech head

    The bank’s payments arm named Sri Shivananda to head up its technology operations this year. Now, he’s overseeing decisions on stablecoins, real-time transactions and other advances.

    By May 14, 2025
  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    BNPL users struggle with payments

    Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

    By May 13, 2025
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    Dan Kitwood via Getty Images
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    Stablecoin bill falters in Senate

    Democrats demanded fixes to the GENIUS Act – designed to create a framework for bringing stablecoins into the U.S. financial system – and raised concerns about Trump’s ties with crypto ventures.

    By Rajashree Chakravarty • May 12, 2025
  • Cash App logo lit in neon
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    Anna Webber via Getty Images
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    Cash App profits disappoint

    Block reported just 10% growth in first-quarter gross profit for Cash App, even after it added Afterpay to Cash App debit cards.

    By May 12, 2025
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    Faruk Ibrahim Alpagut via Getty Images
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    Opinion

    Banks must accelerate ISO 20022 prep

    “While larger banks have made considerable progress in preparing for this transition, smaller regional banks and credit unions are largely lagging,” writes one IT executive.

    By Robert Turner • May 9, 2025
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    Drew Angerer via Getty Images
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    Mastercard faces cross-border headwinds

    The credit card network reported a first-quarter slowdown in the growth of international travel, a potential warning sign amid economic uncertainty.

    By May 8, 2025
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    unsplashed.com/Simon Kadula

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    AvidXchange swallowed in $2B deal

    The accounts payable software firm agreed to be taken private in an acquisition by investment company TPG and card processor Corpay.

    By May 8, 2025
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    The image by Massimo Catarinella is licensed under CC BY-SA 2.0
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    Indiana passes EWA law

    The state follows others, including Nevada and Wisconsin, in instituting licensing requirements for earned wage access providers.

    By Tatiana Walk-Morris • May 7, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB spurns BNPL rule

    The Consumer Financial Protection Bureau won’t prioritize enforcement actions related to buy now, pay later payments, the agency said in a notice.

    By , May 7, 2025
  • Fiserv CEO Frank Bisignano
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    Eugene Gologursky / Stringer via Getty Images
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    Fiserv names Michael Lyons CEO

    The company disclosed the promotion minutes after the U.S. Senate voted to confirm outgoing CEO Frank Bisignano as commissioner of the Social Security Administration.

    By May 6, 2025
  • Visa booth with people standing in front at the Nacha Smarter Faster Payments conference New Orleans.
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    Lynne Marek/Payments Dive
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    Visa pursues stablecoins for cross-border payments

    The biggest U.S. card network is setting up partnerships and innovating behind the scenes to develop stablecoins for cross-border uses.

    By May 6, 2025
  • Senator Elizabeth Warren holds out her hand as she speaks. In front of her a placard reads "Ms. Warren."
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    Michael A. McCoy / Stringer via Getty Images
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    Warren, Waters urge Fed to reconsider Capital One-Discover

    The Democratic lawmakers blasted the central bank’s “analysis, or lack thereof,” arguing the Fed “parroted assertions made by Capital One.”

    By Dan Ennis • May 6, 2025
  • Fiserv CEO Frank Bisignano
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    Caitlin Mullen/Payments Dive, data from Fiserv
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    Senate to vote on Fiserv CEO for SSA post

    The Senate Finance Committee chair urged colleagues to support Frank Bisignano to become head of the Social Security Administration when they vote on his nomination this week.

    By May 5, 2025
  • Zelle payment money transfer P2P
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    ST.art via Getty Images
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    Zelle service glitch tied to Fiserv resolved

    The P2P payments experienced technical troubles Friday as Fiserv cited an "internal issue" that disrupted its service.

    By Justin Bachman • Updated May 5, 2025
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    bizoo_n via Getty Images
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    Green Dot, Crypto.com partner for banking services

    Crypto.com has collaborated with other mainstream financial firms like Visa and FIS to offer its digital currency customers more services. 

    By Tatiana Walk-Morris • May 2, 2025
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    Courtesy of Walmart
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    Walmart drives toward instant payments

    The mega retailer is eager to use more real-time payments as it speeds up digital services for cost-conscious customers.

    By May 1, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
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    subman via Getty Images
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    Executive Shuffle: JPMorgan, Mastercard and PayZen

    Payments and fintech companies are targeting growth, often by harnessing technology, with their recent executive appointments.

    By April 30, 2025
  • Two people sending money to each other through a digital wallet app on their smartphones.
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    MStudioImages via Getty Images
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    Paze aims to pump up the volume with Fiserv

    The digital wallet owned by seven banks has loaded 150 million customer cards onto the system. Now, it’s working with its processor ally to add more banks.

    By April 29, 2025
  • Two people use side-by-side ATMs.
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    Justin Sullivan / Staff via Getty Images
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    ATM provider Hyosung Americas issues security alert

    The cash machine maker called for a software update, with locations in the Northeast and on the West Coast particularly at risk.

    By Tatiana Walk-Morris • April 28, 2025
  • Senate Democrat Dick Durbin
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    Column

    Durbin to keep pushing card bill

    The retiring Senate Democrat plans to reintroduce the Credit Card Competition Act proposal despite plans to wrap his four-decade congressional career.

    By April 28, 2025