Banking
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Why small banks may shun Zelle
The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.
By Patrick Cooley • July 16, 2025 -
Cash App adds tap-to-pay for iPhone
The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone.
By Patrick Cooley • July 15, 2025 -
Explore the Trendline➔
1401461124 via Getty ImagesTrendlineTop 5 stories from Payments Dive
The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.
By Payments Dive staff -
Fedwire makes ISO leap
The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.
By Lynne Marek • July 15, 2025 -
Fintechs blast JPMorgan over data fees
The largest U.S. bank says it will begin charging the firms to access customer financial data amid an open banking court battle.
By Justin Bachman • July 15, 2025 -
6 takeaways from the Senate’s crypto market structure hearing
Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.
By Gabrielle Saulsbery • July 14, 2025 -
Connecticut enacts controversial EWA law
The state’s governor signed a measure last week that some earned wage access providers opposed.
By Lynne Marek • July 14, 2025 -
Opinion
Why payments modernization can’t wait
“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.
By Yusuf Qasim • July 11, 2025 -
Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
By Lynne Marek • July 11, 2025 -
Citizens spies opportunity after Chase move
As premium credit card fees climb, “it does create a little more room for us to compete in between,” the regional bank’s head of lending said.
By Caitlin Mullen • July 10, 2025 -
Wise to reform AML oversight
The money transfer firm will pay $4.2 million and bolster anti-money laundering and other compliance in a consent settlement with six states.
By Justin Bachman • July 10, 2025 -
Column
Will the X payments plan morph?
With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.
By Lynne Marek • July 10, 2025 -
Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
By Lynne Marek • July 9, 2025 -
Court denies open banking briefs
A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.
By Justin Bachman • July 9, 2025 -
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
By Patrick Cooley • July 9, 2025 -
Warren demands Zelle scam update
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
By Patrick Cooley • July 8, 2025 -
DailyPay lands novel funding
The on-demand pay company sourced $200 million from Barclays, Morgan Stanley and Citi through an asset-based securitization to accelerate growth.
By Tatiana Walk-Morris • July 7, 2025 -
Louisiana, Connecticut advance EWA bills
While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut.
By Lynne Marek • July 7, 2025 -
Shift4 strategy segues with Global Blue
The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.
By Patrick Cooley • July 7, 2025 -
Balance, Alibaba team on BNPL for biz clients
Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace.
By Tatiana Walk-Morris • July 2, 2025 -
Early Warning pitches Zelle to Treasury
The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.
By Patrick Cooley • July 1, 2025 -
Affirm delves into in-game payments
The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.
By Patrick Cooley • June 30, 2025 -
Payments firms switch up CFOs
ACI Worldwide, Bill and Corpay lured chief financial officers from other companies this month as the health of the U.S. economy wavers.
By Lynne Marek • June 30, 2025 -
Fintechs ask court to uphold open banking
Banks and the Consumer Financial Protection Bureau are misreading the law that enables open banking, the Financial Technology Association told a federal court.
By Justin Bachman • June 30, 2025 -
Visa, FIS boost value-added card services
The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.
By Tatiana Walk-Morris • June 30, 2025 -
Stablecoins may act as finance bridge
Stablecoins are like “another payment rail,” said Vince Tejada, who heads treasury and strategic finance at stablecoin infrastructure provider Bastion.
By Grace Noto • June 26, 2025