6 takeaways from the Senate’s crypto market structure hearing

Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

By Gabrielle Saulsbery • July 14, 2025

The hidden costs in your payment stack

Lowering fees won’t fix your payments problem. Reducing friction will.

By Anne Hay, EVP, Chief Marketing Officer • July 14, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Fed’s ISO ‘big bang’ hits

The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

By Lynne Marek • July 11, 2025

HUD studies BNPL housing risks

U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.

By Justin Bachman • July 11, 2025

Visa, Mastercard vie for Treasury role

The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

By Lynne Marek • July 9, 2025

FICO reporting could stunt BNPL

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.

By Patrick Cooley • July 9, 2025

Warren demands Zelle scam update

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

By Patrick Cooley • July 8, 2025

Shift4 strategy segues with Global Blue

The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.

By Patrick Cooley • July 7, 2025

Processors lean on AI to fight fraud

Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

By Lynne Marek • July 2, 2025

Early Warning pitches Zelle to Treasury

The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.

By Patrick Cooley • July 1, 2025

Affirm delves into in-game payments

The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.

By Patrick Cooley • June 30, 2025

Visa, FIS boost value-added card services

The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

By Tatiana Walk-Morris • June 30, 2025

TreviPay CEO fears fraud ‘AI arms race’

The payments and invoicing firm’s chief, Brandon Spear, sees artificial intelligence as “transformational” in its capacity to scale business scams.

By Justin Bachman • June 27, 2025

Stablecoins may act as finance bridge

Stablecoins are like “another payment rail,” said Vince Tejada, who heads treasury and strategic finance at stablecoin infrastructure provider Bastion.

By Grace Noto • June 26, 2025

Stablecoins may push aside payments

Digital assets have the power to “disintermediate” the financial system by bypassing traditional payment rails, according to a Deloitte report.

By Patrick Cooley • June 25, 2025

Amex, Fiserv cite inflation benefit

“Modest” price increases benefit card and payment companies as long as the economy doesn’t trip into a recession, executives say.

By Patrick Cooley • June 17, 2025

Federal Reserve targets fraud

Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.

By Lynne Marek • June 17, 2025

CFPB, consumer groups clash over BNPL

The battle over buy now, pay later — whether it’s helpful or hurtful to users — persists even after the Consumer Financial Protection Bureau last month withdrew its rule regulating such services.

By Patrick Cooley • June 16, 2025

Senators push payments fraud task force

A proposed bipartisan bill would bring together regulators and law enforcement to formulate measures aimed at reducing payment scams.

By Justin Bachman • June 12, 2025

Visa, Mastercard race to agentic AI commerce

The two top U.S. card networks are speeding to develop payments services that will enable bot-based buying, with digital rival PayPal also making a play.

By Lynne Marek • June 11, 2025

GENIUS Act is just the beginning

“The bill tackles the fundamental question that has paralyzed our industry: what exactly is a stablecoin, and who gets to regulate it?” writes one Tulane University professor.

By Ryan Peters • June 10, 2025

Checkout-free payments may yet rise

Rapidly advancing artificial intelligence could let cashierless payment companies succeed where Grabango failed, industry insiders and observers say.

By Patrick Cooley • June 9, 2025

Wex eyes HSA benefit from budget amid pressure

The payments software company may get a boost if the U.S. budget allows for more consumer health savings accounts. It could use a lift, given recent shareholder dismay.

By Lynne Marek • June 9, 2025

Amex leans into B2B payments

The card company aims to spur more business spending by corporate clients to buttress volume in the face of a possible recession.

By Patrick Cooley • June 6, 2025

Shift4 appoints new CEO

The digital processor named Taylor Lauber to the post and appointed founder Jared Isaacman as executive chairman, a Thursday regulatory filing said.

By Patrick Cooley • June 5, 2025