Risk: Page 2

  • A man waves an American flag as he walks outside the Missouri State Capitol building in Jefferson City.
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    Michael B. Thomas via Getty Images
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    State legislatures mull remittance restrictions

    Battle lines are being drawn in Florida and Missouri over legislation that would bar money transfer firms from servicing “unauthorized aliens.”

    By • Jan. 28, 2026
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    Jeff Wells/Payments Dive
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    Amazon to halt palm payments

    The online retailer said all Amazon One palm readers will be removed from physical stores by June 3.

    By • Jan. 28, 2026
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    Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • earned wage access lawsuits New York Attorney General Letitia James paychecks
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    Natasha Moustache via Getty Images
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    DailyPay seeks to dismiss NY lawsuit

    The earned wage access provider and MoneyLion cited a federal agency opinion last month in asking judges Friday to dismiss the New York AG’s complaints.

    By • Jan. 27, 2026
  • Visa Mastercard credit cards interchange fees merchants
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    Credit card delinquencies drop, says Fed bank

    The decline happened even as U.S. consumers spent more on their credit cards, data from the Federal Reserve Bank of Philadelphia shows.

    By • Jan. 27, 2026
  • Gloved hand holds card reader device and illegal skimmer next to it.
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    Retrieved from U.S. Secret Service press release on website on January 26, 2026
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    Secret Service foils card skimmers

    The federal agency last year identified and deactivated some 400 illegal card reader inserts in major U.S. cities.

    By • Jan. 26, 2026
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Deep Dive

    How payment personalization could change the way we pay

    The emerging trend will require payment companies to jockey for position in payment suggestions offered by agentic shopping tools.

    By • Jan. 26, 2026
  • Seated man speaking with New York Times logo in background and the name 'Max Levchin'
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    Neilson Barnard via Getty Images
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    Affirm seeks Nevada bank charter

    The company said Friday that it submitted applications to state and federal regulators to start Affirm Bank.

    By • Jan. 23, 2026
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna to offer after-purchase BNPL

    Shoppers will be able to convert purchases into installment loans after the transaction, the company said Tuesday.

    By • Jan. 21, 2026
  • In the foreground is a computer screen displaying an animated image of a girl, and in the background people stand with their hands up on their heads.
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    Ezra Acayan / Stringer via Getty Images
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    Deep Dive

    Payments fraud risks burgeon with AI

    The artificial intelligence threats are mounting, but so are the defenses, as new industry trends take hold, from agentic commerce to passkey adoption.

    By • Jan. 21, 2026
  • Person placing credit card into machine at gas pump.
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    Justin Sullivan/ via Getty Images
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    Consumers push back on swipe fees: survey

    A third of merchants reported customers cancelling purchases when a credit card surcharge is included in their bill, analytics firm J.D. Power found.

    By • Jan. 20, 2026
  • BNPL Afterpay buy now pay later retail shopping consumers debt
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    Eduardo Munoz Alvarez via Getty Images
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    Afterpay tallies BNPL repayments

    Most Afterpay customers have repaid their Black Friday and Cyber Monday purchases, the company said, pushing back on consumer “debt spiral” concerns.

    By Tatiana Walk Morris • Jan. 20, 2026
  • The Federal Trade Commission emblem on the Constitution Center in Washington, D.C.
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    Laurel Deppen/Payments Dive
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    FTC blasts payments processor Cliq

    The Federal Trade Commission lashed out at the firm formerly known as CardFlex, saying this week it should pay $52.9 million to consumers.

    By • Jan. 16, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Affirm to offer BNPL for rent

    The buy now, pay later player is one of the first to offer pay later installment financing for tenants paying their monthly rent.

    By • Jan. 15, 2026
  • Ritchie Torres earned wage access fintechs regulation Congress
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    Michael M. Santiago via Getty Images
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    House Democrat joins EWA effort

    Earned wage access providers support a forthcoming bipartisan House bill that would provide federal regulation, overriding state laws.

    By • Jan. 15, 2026
  • Close-up of young woman hand using smartphone
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    Getty Images
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    Checkout.com grabs special banking charter

    The payments processor received conditional approval for Georgia’s merchant acquirer limited purpose bank charter.

    By • Jan. 12, 2026
  • President Donald Trump signs Genius Act with congressional members around him in White House room.
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    Win McNamee via Getty Images
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    Stripe to enable crypto payments

    A collaboration with Crypto.com announced Tuesday will allow consumers to make payments to merchants with digital currencies.

    By • Jan. 9, 2026
  • Fiserv Clover point of sale checkout processing AI
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    Sundry Photography via Getty Images
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    Fiserv’s Clover adopts biometrics

    Customers will be able to make payments by scanning their face or palm at merchants that use the subsidiary’s point-of-sale service.

    By • Jan. 7, 2026
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna faces investor lawsuit

    The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

    By • Jan. 5, 2026
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Shift4 embrace stablecoins

    Both companies announced stablecoin ventures in the past week.

    By • Dec. 23, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Fiserv, Visa unite on agentic tools

    The payment processor plans to partner with card networks, also including Mastercard, to cater to merchants navigating agentic commerce.

    By • Dec. 22, 2025
  • fraud ID theft synthetic checkout payments Bolt
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    Getty Images
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    Q&A

    Can transparency curb synthetic fraud?

    Giving consumers a deeper look into their data will reduce payments fraud, the president of checkout software firm Bolt contends.

    By • Dec. 22, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    Cross-border payments goals remain elusive

    G20 nations have inched ahead in making cross-border payments more efficient and affordable, but progress has been uneven, says a new BIS study.

    By • Dec. 18, 2025
  • fraud ID theft mobile phones technology biometrics
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    Mobile phone IDs may help fight fraud

    Biometric features in Apple iPhones and Google’s Android-based devices can pair with digital identifications to combat fraud, two U.S. House members said.

    By • Dec. 18, 2025
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    BNPL connected to poor mental health: study

    Johns Hopkins University researchers have spotted a link between people with mental health conditions and those that have used buy now, pay later loans.

    By • Dec. 18, 2025
  • A close up picture of an American Express credit card.
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    Getty Images
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    Amex CEO slams surcharges

    Steve Squeri said higher surcharges would be a negative experience for the card network’s customers.

    By • Dec. 16, 2025