Deep Dive

Industry insights from our journalists


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    Retrieved from TheAndrasBarta, Pixabay on May 25, 2021

    Fintechs attack cross-border business payments as banks and legacy players rush to innovate

    Nonbank fintechs are gaining ground, mainly with small company customers, but target larger ones for cross-border business, even as competition gives way to symbiotic 'coopetition' with larger bank incumbents.

    Suman Bhattacharyya • May 25, 2021
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    Alex Wong / Staff via Getty Images

    Visa, Mastercard face biggest challenges in a decade

    Regulatory, legislative and court confrontations over the card network companies' fees are ratcheting up pressure again for reform of the behemoths' practices.

    Lynne Marek • April 22, 2021
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    Anna Hrushka/Payments Dive

    US mulls CBDC options in international race to advance payment systems

    Bank Policy Institute's chief examines the benefits and drawbacks of various central bank digital currency models, and how they would affect payment systems.

    Anna Hrushka • April 20, 2021
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    Getty Images

    6 Payments trends for 2021

    The pandemic accelerated emerging payments trends, as "both the merchant and customer side picked up pace to evolve with changing market conditions," Forrester analyst Lily Varon said. 

    Vaidik Trivedi • April 05, 2021
  • Can banks win in the booming buy-now-pay-later space?

    While BNPL represents a relatively small niche of the payments ecosystem, banks should take note of what the growth of that silo says about the next generation of consumers, one consultant said.

    Anna Hrushka • March 08, 2021
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    Courtesy of Grabango

    Is cashierless tech ready for prime time?

    The pandemic has juiced demand for automated checkout systems, and retailers are having positive experiences with them, but the technology still has to prove itself over the long term.

    Sam Silverstein • Nov. 30, 2020
  • Pay it down: How millennials' relationships with credit cards will change retail

    The 2008 recession is just one reason the demographic rejects plastic payments. Brands are now being pushed to fill the void with convenient, frictionless solutions. 

    Kaarin Vembar • Feb. 21, 2019