A small business fight against card fee caps

“This isn’t a red state or blue state issue, it’s a Main Street issue being driven from both statehouses and Capitol Hill,” writes one small business owner.

By Jessica Ward • July 17, 2025

Treasury faces pushback on ditching checks

A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

By Tatiana Walk-Morris • July 16, 2025

Explore the Trendline➔

Top 5 stories from Payments Dive

The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

By Payments Dive staff

Chargebacks persist as court voids FTC rule

Consumers view disputed payments as a viable refund alternative, according to a survey that arrived with the demise of a federal “click-to-cancel” rule.

By Justin Bachman • July 16, 2025

Fedwire makes ISO leap

The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

By Lynne Marek • July 15, 2025

Fintechs blast JPMorgan over data fees

The largest U.S. bank says it will begin charging the firms to access customer financial data amid an open banking court battle.

By Justin Bachman • July 15, 2025

6 takeaways from the Senate’s crypto market structure hearing

Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

By Gabrielle Saulsbery • July 14, 2025

Connecticut enacts controversial EWA law

The state’s governor signed a measure last week that some earned wage access providers opposed.

By Lynne Marek • July 14, 2025

Why payments modernization can’t wait

“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

By Yusuf Qasim • July 11, 2025

Fed’s ISO ‘big bang’ hits

The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

By Lynne Marek • July 11, 2025

HUD studies BNPL housing risks

U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.

By Justin Bachman • July 11, 2025

Wise to reform AML oversight

The money transfer firm will pay $4.2 million and bolster anti-money laundering and other compliance in a consent settlement with six states.

By Justin Bachman • July 10, 2025

Will the X payments plan morph?

With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.

By Lynne Marek • July 10, 2025

Visa, Mastercard vie for Treasury role

The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

By Lynne Marek • July 9, 2025

Court denies open banking briefs

A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.

By Justin Bachman • July 9, 2025

FICO reporting could stunt BNPL

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.

By Patrick Cooley • July 9, 2025

Warren demands Zelle scam update

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

By Patrick Cooley • July 8, 2025

DailyPay lands novel funding

The on-demand pay company sourced $200 million from Barclays, Morgan Stanley and Citi through an asset-based securitization to accelerate growth.

By Tatiana Walk-Morris • July 7, 2025

Louisiana, Connecticut advance EWA bills

While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut. 

By Lynne Marek • July 7, 2025

Shift4 strategy segues with Global Blue

The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.

By Patrick Cooley • July 7, 2025

Balance, Alibaba team on BNPL for biz clients

Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace. 

By Tatiana Walk-Morris • July 2, 2025

Processors lean on AI to fight fraud

Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

By Lynne Marek • July 2, 2025

Early Warning pitches Zelle to Treasury

The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.

By Patrick Cooley • July 1, 2025

Affirm delves into in-game payments

The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.

By Patrick Cooley • June 30, 2025

Fintechs ask court to uphold open banking

Banks and the Consumer Financial Protection Bureau are misreading the law that enables open banking, the Financial Technology Association told a federal court.

By Justin Bachman • June 30, 2025

Visa, FIS boost value-added card services

The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

By Tatiana Walk-Morris • June 30, 2025