Regulations & Policy


  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    BNPL users struggle with payments

    Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

    By May 13, 2025
  • CFPB Russell Vought
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    Anna Moneymaker via Getty Images
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    Google drops lawsuit against CFPB

    The tech giant ended its court battle as the federal agency halted supervision of the company’s payments arm.

    By Justin Bachman • May 13, 2025
  • Graphic of digital money transfer symbols overlaid on a map of the world Explore the Trendline
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    ArtemisDiana via Getty Images
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    Trendline

    Cross-border payments targeted for upgrades

    When it comes to cross-border payments, businesses, non-profits and governments alike are determined to increase the speed of transactions and cut the cost.

    By Payments Dive staff
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB rescinds 67 pieces of guidance

    The rescissions are not final and will allow the bureau to evaluate whether each of the items was statutorily prescribed, CFPB Acting Director Russ Vought said.

    By Gabrielle Saulsbery • May 13, 2025
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    Dan Kitwood via Getty Images
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    Stablecoin bill falters in Senate

    Democrats demanded fixes to the GENIUS Act – designed to create a framework for bringing stablecoins into the U.S. financial system – and raised concerns about Trump’s ties with crypto ventures.

    By Rajashree Chakravarty • May 12, 2025
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    Faruk Ibrahim Alpagut via Getty Images
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    Opinion

    Banks must accelerate ISO 20022 prep

    “While larger banks have made considerable progress in preparing for this transition, smaller regional banks and credit unions are largely lagging,” writes one IT executive.

    By Robert Turner • May 9, 2025
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    Drew Angerer via Getty Images
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    Mastercard faces cross-border headwinds

    The credit card network reported a first-quarter slowdown in the growth of international travel, a potential warning sign amid economic uncertainty.

    By May 8, 2025
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    The image by Massimo Catarinella is licensed under CC BY-SA 2.0
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    Indiana passes EWA law

    The state follows others, including Nevada and Wisconsin, in instituting licensing requirements for earned wage access providers.

    By Tatiana Walk-Morris • May 7, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB spurns BNPL rule

    The Consumer Financial Protection Bureau won’t prioritize enforcement actions related to buy now, pay later payments, the agency said in a notice.

    By , May 7, 2025
  • Fiserv CEO Frank Bisignano
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    Eugene Gologursky / Stringer via Getty Images
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    Fiserv names Michael Lyons CEO

    The company disclosed the promotion minutes after the U.S. Senate voted to confirm outgoing CEO Frank Bisignano as commissioner of the Social Security Administration.

    By May 6, 2025
  • Visa booth with people standing in front at the Nacha Smarter Faster Payments conference New Orleans.
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    Lynne Marek/Payments Dive
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    Visa pursues stablecoins for cross-border payments

    The biggest U.S. card network is setting up partnerships and innovating behind the scenes to develop stablecoins for cross-border uses.

    By May 6, 2025
  • Senator Elizabeth Warren holds out her hand as she speaks. In front of her a placard reads "Ms. Warren."
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    Michael A. McCoy / Stringer via Getty Images
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    Warren, Waters urge Fed to reconsider Capital One-Discover

    The Democratic lawmakers blasted the central bank’s “analysis, or lack thereof,” arguing the Fed “parroted assertions made by Capital One.”

    By Dan Ennis • May 6, 2025
  • Fiserv CEO Frank Bisignano
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    Caitlin Mullen/Payments Dive, data from Fiserv
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    Senate to vote on Fiserv CEO for SSA post

    The Senate Finance Committee chair urged colleagues to support Frank Bisignano to become head of the Social Security Administration when they vote on his nomination this week.

    By May 5, 2025
  • Senate Democrat Dick Durbin
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    Tierney L. Cross via Getty Images
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    Column

    Durbin to keep pushing card bill

    The retiring Senate Democrat plans to reintroduce the Credit Card Competition Act proposal despite plans to wrap his four-decade congressional career.

    By April 28, 2025
  • Dick Durbin Illinois card fee law
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    Tierney L. Cross via Getty Images
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    Illinois AG, Durbin defend state card fee law

    They filed a second brief supporting a state law that excludes taxes and tips from card interchange fees.

    By Justin Bachman • April 25, 2025
  • Fiserv's headquarters in downtown Milwaukee
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    Permission granted by Fiserv
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    Fiserv to acquire Brazilian fintech Money Money

    The processor’s purchase will benefit its Clover unit in its effort to provide financing to small businesses, the company said.

    By April 24, 2025
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    Olemedia via Getty Images
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    Adyen hit with cyberattack in Europe

    Services were disrupted for about eight hours over two days by a distributed denial of service attack, the Dutch company said on its website.

    By April 23, 2025
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    Justin Sullivan via Getty Images
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    Card holders rail about Uber in FTC lawsuit

    Uber user complaints about recurring monthly charges, unclear enrollment and a frustrating cancellation process spur a Federal Trade Commission lawsuit.

    By Justin Bachman • April 22, 2025
  • Large desktop computer stands on a desk with a computer monitor. The monitor shows a video game with soldiers attacking. There is a keyboard, mouse and headphones on the desk as well.
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    mikkelwilliam via Getty Images
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    Instant payments could improve video games: KC Fed

    Moving away from in-game currencies may make the gaming experience simpler for players and reduce costs for video game companies, Kansas City Fed specialists argue.

    By April 22, 2025
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    Archive Photos/Stringer via Getty Images
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    Q&A

    Write off paper checks, ACI Worldwide CEO advises

    Tom Warsop praised the Trump administration’s move to eliminate paper checks and suggested businesses should do the same.

    By April 22, 2025
  • A sign for Discover Financial Services
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    Scott Olson via Getty Images
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    Fed, FDIC force more oversight of Discover

    The Federal Reserve and the FDIC penalized the card network for overcharging merchants on interchange fees and said the company must pay $250 million in fines, make restitution to merchants, and change its practices as a condition to merging with Capital One.

    By April 21, 2025
  • cards credit GSA fintech Ramp government politics
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    Ramp reportedly angles for part of $700B US credit card program

    The fintech is seeking to handle a piece of the SmartPay federal employee charge card program, assisted by its close ties to the Trump administration, the media outlet ProPublica reported.

    By Justin Bachman • April 21, 2025
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    Retrieved from OCC.
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    Capital One-Discover wins approvals

    The Federal Reserve and the Office of the Comptroller of the Currency will allow a merger creating the largest U.S. credit card issuer.

    By Dan Ennis • April 18, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB to ‘deprioritize’ payments oversight

    An agency memo directs the agency’s staff to bring redress directly to affected consumers, “rather than imposing penalties on companies.”

    By Gabrielle Saulsbery • April 18, 2025
  • People standing at a conference booth with a Visa logo overhead.
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    Lynne Marek/Payments Dive
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    Visa’s Pismo names new CEO

    The Brazilian payments software business promoted new executives as it pursues growth under the auspices of its giant card network owner.

    By Tatiana Walk-Morris • April 18, 2025
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    jacoblund via Getty Images
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    Pay-by-bank should offer perks: Deloitte

    Banks must persuade merchants and consumers the payment method is an acceptable alternative to credit cards, the consulting firm suggested.

    By April 17, 2025