Balance, Alibaba team on BNPL for biz clients

Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace. 

By Tatiana Walk-Morris • July 2, 2025

Processors lean on AI to fight fraud

Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

By Lynne Marek • July 2, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Early Warning pitches Zelle to Treasury

The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.

By Patrick Cooley • July 1, 2025

Affirm delves into in-game payments

The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.

By Patrick Cooley • June 30, 2025

Fintechs ask court to uphold open banking

Banks and the Consumer Financial Protection Bureau are misreading the law that enables open banking, the Financial Technology Association told a federal court.

By Justin Bachman • June 30, 2025

Visa, FIS boost value-added card services

The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

By Tatiana Walk-Morris • June 30, 2025

NY crafts BNPL rules

New York’s regulation of buy now, pay later will be based on data and BNPL firms' input, DFS boss tells fintech conference amid industry disapproval.

By Justin Bachman • June 27, 2025

Stablecoins may act as finance bridge

Stablecoins are like “another payment rail,” said Vince Tejada, who heads treasury and strategic finance at stablecoin infrastructure provider Bastion.

By Grace Noto • June 26, 2025

Payments conferences yet to come in 2025

Artificial intelligence, FedNow and the ISO 20022 standards are expected to be hot topics at this year’s payments conferences.

By Shefali Kapadia • Updated June 26, 2025

FedNow delivers new risk management tools

Alongside those instant payment security features, the Federal Reserve increased the maximum payment that can be sent over the real-time system to $1 million.

By Tatiana Walk-Morris • June 26, 2025

Stablecoins may push aside payments

Digital assets have the power to “disintermediate” the financial system by bypassing traditional payment rails, according to a Deloitte report.

By Patrick Cooley • June 25, 2025

Court approves $197M ATM settlement

The class action agreement covers consumers and ATM operators who alleged that Visa and Mastercard restrained competition in the cash machine market.

By Justin Bachman • June 24, 2025

CFPB medical debt rule weighed

With additional briefs in hand, a federal judge will consider a Consumer Financial Protection Bureau rule that bars medical debt on consumer credit reports.

By Justin Bachman • June 23, 2025

Senate official blocks CFPB defunding in Trump’s megabill

Measures to defund the Consumer Financial Protection Bureau and to reduce salaries at the Federal Reserve are outside the limits of Senate reconciliation procedures, the chamber’s parliamentarian ruled Thursday.

By Gabrielle Saulsbery • June 23, 2025

Walmart settles FTC money transfer fraud case

The $10M deal resolves US allegations that the retail giant turned a blind eye to scams and fraud that cost consumers hundreds of millions of dollars.

By Daphne Howland • June 23, 2025

Don’t make Americans pay to pass financial data

“Pausing or gutting Rule 1033 wouldn’t just stall innovation,” writes one industry executive who has international perspective. “It would send a message that the system works best when it’s closed.”

By Jamie Twiss • June 20, 2025

Payoneer CEO sees trade bumps as short-term

Entrepreneurs will adapt rapidly amid the global trade disruption, and geographic reach is key to B2B cross-border payments, CEO John Caplan says.

By Justin Bachman • June 18, 2025

Amex, Fiserv cite inflation benefit

“Modest” price increases benefit card and payment companies as long as the economy doesn’t trip into a recession, executives say.

By Patrick Cooley • June 17, 2025

Illinois delays interchange fee law

Gov. JB Pritzker has signed a bill that delays implementation of a controversial new law that would bar interchange fees on taxes and tips in Illinois.

By Lynne Marek • June 17, 2025

Federal Reserve targets fraud

Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.

By Lynne Marek • June 17, 2025

MoneyGram settles NY AG lawsuit

The money transmitter will pay a $250,000 civil fine to resolve claims it violated consumer laws with its remittances practices.

By Justin Bachman • June 17, 2025

Open banking to survive Trump, fintechs say

Consumers and financial services firms will pursue their mutual interests in sharing personal data, despite a move by the Consumer Financial Protection Bureau to extinguish the trend, industry experts contend.

By Justin Bachman • June 16, 2025

NY legislature backs bill to protect cash

The state’s two chambers voted in favor of a bill that requires New York retailers to accept cash, following a trend set by other states and cities.

By Lynne Marek • June 13, 2025

Senators push payments fraud task force

A proposed bipartisan bill would bring together regulators and law enforcement to formulate measures aimed at reducing payment scams.

By Justin Bachman • June 12, 2025

FTA CEO says open banking central to fintechs’ work

The leader of the Financial Technology Association sees a federal court battle over the Consumer Financial Protection Bureau rule as critical to innovation.

By Justin Bachman • June 10, 2025