Regulations & Policy: Page 2
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Q&A
Tyler Technologies aids payments modernization
The software and payments firm is supporting the federal call to modernize payments as it caters to state and local government clients.
By Lynne Marek • Dec. 12, 2025 -
JPMorgan backs B2B firm Mondu
The largest U.S. bank’s payments arm plans to provide debt financing and collaborate with the Dutch business-to-business services firm.
By Tatiana Walk-Morris • Dec. 12, 2025 -
Explore the Trendline➔
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TrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Stripe digs deeper into crypto
The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.
By Patrick Cooley • Dec. 11, 2025 -
Vanco, ACS Technologies merge to court churches
The two companies aim to provide payment processing and church management software through a single digital hub.
By Tatiana Walk-Morris • Dec. 10, 2025 -
CFPB budget becomes court fight
The Consumer Financial Protection Bureau, which has sought to police payments plays, has made its funding a key issue in battling two lawsuits that aim to keep the agency open.
By Justin Bachman • Dec. 10, 2025 -
Fed proposes reduced check services
The Federal Reserve voted Thursday to consider reducing the availability of check processing services for banks and credit unions.
By Lynne Marek • Dec. 8, 2025 -
Fiserv faces security issue lawsuit
A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.
By Patrick Cooley • Dec. 8, 2025 -
FinCen targets illegal remittances
The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.
By Lynne Marek • Dec. 5, 2025 -
BNPL spending storms on
The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.
By Patrick Cooley • Dec. 3, 2025 -
Cash App spam settlement approved
A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.
By Justin Bachman • Dec. 3, 2025 -
Deep Dive
Digital wallet use outpaces regulators
Consumers are increasingly turning to these mobile tools for convenience and new features, and regulators are trying to catch up.
By Justin Bachman , Shaun Lucas , Julia Himmel • Dec. 3, 2025 -
AGs demand BNPL loan info
State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.
By Patrick Cooley • Dec. 2, 2025 -
Opinion
Will Trump be good for payments innovation?
The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.
By Lynne Marek • Nov. 26, 2025 -
Worldpay floats agentic protocol
The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.
By Tatiana Walk-Morris • Nov. 26, 2025 -
Executive Shuffle: DailyPay, Adyen, Lightspeed
Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems.
By Tatiana Walk-Morris • Nov. 26, 2025 -
Consumers seek text connections
RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said.
By Michael Brady • Nov. 26, 2025 -
MoneyLion to pay $1.75M to settle CFPB lawsuit
The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.
By Dan Ennis • Nov. 26, 2025 -
Klarna embraces crypto
The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.
By Patrick Cooley • Nov. 25, 2025 -
How the open banking rule skidded
The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.
By Justin Bachman • Nov. 25, 2025 -
Deep Dive
Regulatory patchwork vexes BNPL
In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.
By Patrick Cooley , Julia Himmel • Nov. 25, 2025 -
Opinion
Stablecoin risks loom: Op-ed
The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.
By Mark E. Budnitz • Nov. 24, 2025 -
Stripe faces bank charter pushback
The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.
By Patrick Cooley • Nov. 24, 2025 -
How consumers see card threats
Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.
By Tatiana Walk-Morris • Nov. 21, 2025 -
Dems dig into BNPL
A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.
By Patrick Cooley • Nov. 21, 2025 -
White House nominates Vought aide to lead CFPB
Stuart Levenbach’s nomination is technical and extends Russ Vought’s tenure as acting director, a bureau spokesperson said.
By Caitlin Mullen • Nov. 20, 2025