Regulations & Policy: Page 2


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    Q&A

    Tyler Technologies aids payments modernization

    The software and payments firm is supporting the federal call to modernize payments as it caters to state and local government clients.

    By Dec. 12, 2025
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    JPMorgan backs B2B firm Mondu

    The largest U.S. bank’s payments arm plans to provide debt financing and collaborate with the Dutch business-to-business services firm.

    By Tatiana Walk-Morris • Dec. 12, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe digs deeper into crypto

    The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.

    By Dec. 11, 2025
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    Christopher Furlong via Getty Images
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    Vanco, ACS Technologies merge to court churches

    The two companies aim to provide payment processing and church management software through a single digital hub. 

    By Tatiana Walk-Morris • Dec. 10, 2025
  • CFPB Russell Vought Federal Reserve lawsuits payments regulation
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    Anna Moneymaker via Getty Images
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    CFPB budget becomes court fight

    The Consumer Financial Protection Bureau, which has sought to police payments plays, has made its funding a key issue in battling two lawsuits that aim to keep the agency open.

    By Dec. 10, 2025
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    Fed proposes reduced check services

    The Federal Reserve voted Thursday to consider reducing the availability of check processing services for banks and credit unions.

    By Dec. 8, 2025
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    Fiserv faces security issue lawsuit

    A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.

    By Dec. 8, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    FinCen targets illegal remittances

    The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

    By Dec. 5, 2025
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    Sam Silverstein/Payments Dive
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    BNPL spending storms on

    The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

    By Dec. 3, 2025
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    Sean Zanni via Getty Images
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    Cash App spam settlement approved

    A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

    By Justin Bachman • Dec. 3, 2025
  • An Apple Wallet symbol is seen on a black screen, with a fingertip hovering above it.
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    Thomas Trutschel/Picture-Alliance/DPA/AP

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    Deep Dive

    Digital wallet use outpaces regulators

    Consumers are increasingly turning to these mobile tools for convenience and new features, and regulators are trying to catch up.

    By , , Dec. 3, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    AGs demand BNPL loan info

    State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

    By Dec. 2, 2025
  • President Donald Trump boards Air Force One on Aug. 15, 2025, at Joint Base Andrews, Maryland.
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    Andrew Harnik via Getty Images
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    Opinion

    Will Trump be good for payments innovation?

    The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.

    By Nov. 26, 2025
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    Worldpay floats agentic protocol

    The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

    By Tatiana Walk-Morris • Nov. 26, 2025
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    Anna Hrushka/Payments Dive
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    Executive Shuffle: DailyPay, Adyen, Lightspeed

    Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

    By Tatiana Walk-Morris • Nov. 26, 2025
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    Consumers seek text connections

    RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

    By Michael Brady • Nov. 26, 2025
  • CFPB open banking banks Russell Vought fintechs Trump cryptocurrency
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    Anna Moneymaker via Getty Images
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    MoneyLion to pay $1.75M to settle CFPB lawsuit

    The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.

    By Dan Ennis • Nov. 26, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna embraces crypto

    The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

    By Nov. 25, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    How the open banking rule skidded

    The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

    By Nov. 25, 2025
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    Courtesy of Affirm
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    Deep Dive

    Regulatory patchwork vexes BNPL

    In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

    By , Nov. 25, 2025
  • U.S. President Donald Trump holds up the “GENIUS Act” alongside applauding lawmakers at the White House.
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    Win McNamee via Getty Images
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    Opinion

    Stablecoin risks loom: Op-ed

    The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

    By Mark E. Budnitz • Nov. 24, 2025
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe faces bank charter pushback

    The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

    By Nov. 24, 2025
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    Getty Images
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    How consumers see card threats

    Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

    By Tatiana Walk-Morris • Nov. 21, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Dems dig into BNPL

    A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.

    By Nov. 21, 2025
  • Russ Vought is shown looking to his right with other people seated behind him in the background.
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    Anna Moneymaker / Staff via Getty Images
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    White House nominates Vought aide to lead CFPB

    Stuart Levenbach’s nomination is technical and extends Russ Vought’s tenure as acting director, a bureau spokesperson said.

    By Caitlin Mullen • Nov. 20, 2025