Regulations & Policy: Page 3
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Connecticut enacts controversial EWA law
The state’s governor signed a measure last week that some earned wage access providers opposed.
By Lynne Marek • July 14, 2025 -
Opinion
Why payments modernization can’t wait
“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.
By Yusuf Qasim • July 11, 2025 -
Explore the Trendline➔
tommy via Getty ImagesTrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
By Lynne Marek • July 11, 2025 -
HUD studies BNPL housing risks
U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.
By Justin Bachman • July 11, 2025 -
Wise to reform AML oversight
The money transfer firm will pay $4.2 million and bolster anti-money laundering and other compliance in a consent settlement with six states.
By Justin Bachman • July 10, 2025 -
Column
Will the X payments plan morph?
With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.
By Lynne Marek • July 10, 2025 -
Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
By Lynne Marek • July 9, 2025 -
Court denies open banking briefs
A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.
By Justin Bachman • July 9, 2025 -
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
By Patrick Cooley • July 9, 2025 -
Warren demands Zelle scam update
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
By Patrick Cooley • July 8, 2025 -
DailyPay lands novel funding
The on-demand pay company sourced $200 million from Barclays, Morgan Stanley and Citi through an asset-based securitization to accelerate growth.
By Tatiana Walk-Morris • July 7, 2025 -
Louisiana, Connecticut advance EWA bills
While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut.
By Lynne Marek • July 7, 2025 -
Shift4 strategy segues with Global Blue
The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.
By Patrick Cooley • July 7, 2025 -
Balance, Alibaba team on BNPL for biz clients
Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace.
By Tatiana Walk-Morris • July 2, 2025 -
Processors lean on AI to fight fraud
Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.
By Lynne Marek • July 2, 2025 -
Early Warning pitches Zelle to Treasury
The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.
By Patrick Cooley • July 1, 2025 -
Affirm delves into in-game payments
The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.
By Patrick Cooley • June 30, 2025 -
Fintechs ask court to uphold open banking
Banks and the Consumer Financial Protection Bureau are misreading the law that enables open banking, the Financial Technology Association told a federal court.
By Justin Bachman • June 30, 2025 -
Visa, FIS boost value-added card services
The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.
By Tatiana Walk-Morris • June 30, 2025 -
NY crafts BNPL rules
New York’s regulation of buy now, pay later will be based on data and BNPL firms' input, DFS boss tells fintech conference amid industry disapproval.
By Justin Bachman • June 27, 2025 -
Stablecoins may act as finance bridge
Stablecoins are like “another payment rail,” said Vince Tejada, who heads treasury and strategic finance at stablecoin infrastructure provider Bastion.
By Grace Noto • June 26, 2025 -
Payments conferences yet to come in 2025
Artificial intelligence, FedNow and the ISO 20022 standards are expected to be hot topics at this year’s payments conferences.
By Shefali Kapadia • Updated June 26, 2025 -
FedNow delivers new risk management tools
Alongside those instant payment security features, the Federal Reserve increased the maximum payment that can be sent over the real-time system to $1 million.
By Tatiana Walk-Morris • June 26, 2025 -
Stablecoins may push aside payments
Digital assets have the power to “disintermediate” the financial system by bypassing traditional payment rails, according to a Deloitte report.
By Patrick Cooley • June 25, 2025 -
Court approves $197M ATM settlement
The class action agreement covers consumers and ATM operators who alleged that Visa and Mastercard restrained competition in the cash machine market.
By Justin Bachman • June 24, 2025