How AI makes payments faster, cheaper

Artificial intelligence can simplify payment transactions for merchants, Davi Strazza, president of North America for Adyen, said in an interview.

By Patrick Cooley • Jan. 15, 2025

Buy now, pay later users pile on debt, CFPB finds

Consumers who use BNPL take out multiple loans and have more personal debt than consumers who don’t use the payment method, according to a new report from the Consumer Financial Protection Bureau.

By Patrick Cooley • Jan. 14, 2025

Explore the Trendline➔

Digital wallets proliferate as features advance

As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

By Payments Dive staff

Payments laws apply to online games, CFPB says

Video game companies that operate online gaming platforms must comply with the Electronic Fund Transfer Act, the agency said.

By Patrick Cooley • Jan. 13, 2025

CFPB picks FDX to set open banking standards

The nonprofit will craft standards for consumer data sharing between financial institutions for the next five years.

By Patrick Cooley • Jan. 10, 2025

RTP payments surged 38% last year

The high-speed payments system operated by The Clearing House also saw the value of transactions nearly double last year over 2023.

By Lynne Marek • Jan. 10, 2025

Payments plays gather momentum in 2025: 6 industry trends to watch

Deregulation, artificial intelligence and stablecoin use are among the industry forces that will drive more digital payments use and innovation this year.

By Lynne Marek and Patrick Cooley • Jan. 9, 2025

Fintech Dave alters fee structure, blasts DOJ over amended lawsuit

The cash advance online platform called the lawsuit “a continued example of government overreach.”

By Rajashree Chakravarty • Jan. 9, 2025

FTV Capital raises $4B for more B2B investments

The venture capital firm with a fintech focus said the latest fundraising brings the total raised since its founding to $10.2 billion.

By Patrick Cooley • Jan. 9, 2025

How ACI Worldwide is deploying AI

The payments software company has artificial intelligence delivering efficiencies in several areas of its business, CEO Tom Warsop said recently.

By Lynne Marek • Jan. 8, 2025

Sezzle challenges critical research from short-seller firm

The buy now, pay later firm argues that a recent Hindenburg Research report highlighting a decline in users and merchant partners overlooks important context and details.

By Patrick Cooley • Jan. 8, 2025

Payments player Tranch acquired by legal services firm

Both companies provide services to law firms worldwide, and the acquirer, Elite, says the merger will help expand its product offerings.

By Patrick Cooley • Jan. 7, 2025

How ‘frictionless’ payments may benefit, hurt consumers

Such digital payments can slash transaction times, improve data security and provide valuable insights into consumer purchasing behavior and preferences.

By Michael Brady • Jan. 6, 2025

Debit card decline issue persists for Affirm

The buy now, pay later firm has a team working to correct a problem with some customers experiencing debit card declines, the company CFO said in December.

By Patrick Cooley • Jan. 3, 2025

Walmart forced delivery workers to pay ‘junk fees,’ CFPB alleges

A Consumer Financial Protection Bureau lawsuit alleges the retailer and fintech Branch Messenger illegally opened accounts for drivers, and deposited their pay into accounts without their consent.

By Peyton Bigora • Jan. 3, 2025

Fiserv swallows gig rival Payfare

The mega payments processor bought a Canadian digital banking provider after the two jockeyed for business from the delivery company DoorDash.

By Patrick Cooley • Jan. 2, 2025

PAR Technology buys Delaget for $132M

The food service point-of-sale and payments software provider said it bought the data analytics company to better service restaurant operators.

By Lynne Marek • Jan. 2, 2025

BNPL payments rise with young, repeat users

Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.

By Patrick Cooley • Dec. 20, 2024

Stripe CFO joins board of AI start-up Vercel

The digital payments company’s CFO will become a director at the firm as it seeks to build out generative AI-enabled tools.

By Grace Noto • Dec. 19, 2024

BVNK raises $50M to fuel US expansion

The stablecoin startup’s plans, including a new office in San Francisco, coincide with the incoming crypto-friendly Trump administration.

By Tatiana Walk-Morris • Dec. 18, 2024

What role do stablecoins play in the payments industry?

With the discussion of stablecoins intensifying after the election of Donald Trump, here’s a primer explaining what this cryptocurrency is and what its practical uses may be.

By Patrick Cooley • Dec. 17, 2024

Nacha CEO talks 2025 trends

Jane Larimer, who leads the association, predicts pay-by-bank and instant payments will remain hot topics next year, with artificial intelligence staying center stage as well.

By Lynne Marek • Dec. 16, 2024

PayPal to boost prices for merchants

The digital payments pioneer plans to increase fees U.S. merchants pay for some of its services, including buy now, pay later options, starting next month.

By Lynne Marek • Dec. 12, 2024

Banks scramble to meet new ISO standard

“Companies that delay action risk losing out on both improved payment experiences and potential business with companies whose systems no longer sync up,” writes one industry senior vice president.

By Robert Turner • Dec. 12, 2024

Afterpay to drive Cash App growth, executive says

Once users have signed up for the Cash App card, Block can convince them to use other Block products, a company executive said.

By Patrick Cooley • Dec. 11, 2024

CFPB-Google battle likely to stretch into next administration

The Consumer Financial Protection Bureau says Google’s payment unit failed to explain why it was denying customer requests for refunds. Google told the agency to back off in a lawsuit.

By Patrick Cooley • Dec. 10, 2024