Technology: Page 2


  • Zelle Early Warning payments
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    Getty Images
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    Zelle parent pursues crypto for international payments

    The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

    By Oct. 24, 2025
  • Exterior view of a PNC Bank branch with a revolving glass door. The building facade has large vertical columns. The PNC Bank sign features a blue and orange color scheme above the entrance.
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    Alamy
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    PNC, Capital One embrace FedNow

    PNC and Capital One, two major financial institutions that hadn’t yet joined the Federal Reserve’s instant payments system, are ready to do so.

    By Oct. 23, 2025
  • Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    CFPB deluged with open banking comments

    Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

    By Oct. 23, 2025
  • A cook cuts onions in the kitchen at Ben's Chili Bowl on August 22, 2022 in Washington, DC.
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    Anna Moneymaker via Getty Images
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    Shift4 to buy Worldline subsidiaries

    The payment processor said acquiring the North American businesses will add 140,000 new merchant customers to its roster.

    By Oct. 22, 2025
  • Paxos Trust CEO stablecoins cryptocurrency
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    Win McNamee via Getty Images
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    Stablecoins must become simple: panel

    To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

    By Oct. 22, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv, Block turn to crypto

    Settling transactions with digital currencies could save processors and merchants money on payments by cutting out bank and card network fees.

    By Oct. 21, 2025
  • Federal Reserve Governor Christopher Waller sits on a chair on stage.
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    Lynne Marek/Payments Dive
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    Waller floats ‘skinny’ Fed account

    Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

    By Oct. 21, 2025
  • Hand of businessman using smart phone with coin icon
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    Getty Images
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    Stablecoins may reshape payments

    CFOs need to turn stablecoin “a little on its head” to get a transparent view of where the assets can sit inside their organizations, EY’s Clare Adelgren said.

    By Grace Noto • Oct. 20, 2025
  • Digital payment
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    Getty Images
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    US payments systems mushroom

    The Clearing House, Nacha and FedNow all marked expansions for their payments systems over the past month.

    By Oct. 20, 2025
  • Online payment using card via phone
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    Sitthiphong via Getty Images
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    Sponsored by Concora Credit

    3 keys to a successful graduation strategy for non-prime co-brand

    Say “yes” to more customers with a multi-card approach that includes a non-prime co-brand card offering.

    Oct. 20, 2025
  • Professional looking down at smartphone and smiling.
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    iStock / Harbucks

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    Sponsored by Marqeta

    When legacy scale meets modern innovation

    Leaders want innovation AND scale. Legacy payments block it. Newcomers lack it. Why not choose both?

    Oct. 20, 2025
  • Focused millennial business man checking paper reports
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    fizkes via Getty Images
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    Bill to cut workforce by 6%

    The bill payments company is cutting about 140 jobs as it comes under pressure from activist investors, including Starboard Value.

    By Oct. 17, 2025
  • billing subscription revenue global fintechs Airwallex
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    Andrey Popov via Getty Images
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    Airwallex plots bigger US presence

    The payments platform will use its recent acquisition of U.S. startup OpenPay to build out a billing platform in the Americas.

    By Justin Bachman • Oct. 17, 2025
  • Bobby Leibrock
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    Permission granted by Bobby Leibrock
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    Q&A

    Inside Bobby Leibrock’s first 100 days at ACI

    The former IBM and Red Hat executive discusses why collaboration, motivation and curiosity are the pillars of his approach to this new CFO role.

    By Adam Zaki • Oct. 16, 2025
  • Federal Reserve Chair Jerome Powell.
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    Getty Images
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    Fed to boost payments services’ days of operation

    The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

    By Oct. 16, 2025
  • an AI logo superimposed over an image of a man typing on a laptop
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    Getty Images
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    Basis Theory raises $33M

    The San Francisco-based payments infrastructure startup to pour additional capital into its agentic AI capabilities.

    By Tatiana Walk Morris • Oct. 16, 2025
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Permission granted by Office of the Comptroller of the Currency
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    Stripe’s Bridge applies for national trust charter

    The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

    By Gabrielle Saulsbery • Oct. 15, 2025
  • A smartphone displaying the Affirm app
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    Courtesy of Affirm
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    Affirm to offer interest holiday

    The company’s customers will have a chance to take out loans with 0% APR for three days next week as the holiday shopping season gets under way.

    By Oct. 14, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Crypto use trending down, says Kansas City Fed

    A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

    By Oct. 14, 2025
  • A person at a desk and writing in a notebook with an open laptop next to them
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    Pikselstock via Adobe Stock

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    Sponsored by Bottomline

    Crossing the digital divide: How US business payments trends are shifting

    U.S. businesses go digital as business payments network Paymode reveals a major shift.

    By Mike Jackson, SVP,  Paymode • Oct. 13, 2025
  • CFPB open banking banks fintechs fees
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    Andrey Popov via Getty Images
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    Open banking also helps banks: Fintechs

    Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

    By Oct. 10, 2025
  • The Bank of America logo is displayed on a sign in front of a Bank of America office on July 16, 2025 in Sunnyvale, California.
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    Justin Sullivan / Staff via Getty Images
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    Bank of America fires up AI payments assistant

    AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team and rolled out last week.

    By Matt Ashare • Oct. 10, 2025
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    Opinion

    How to unleash innovation and competition in payments

    “Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

    By John Muller • Oct. 10, 2025
  • A man wearing a gray and black jacket with the emblem of the city of Baltimore on the left side.
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    Rob Carr via Getty Images
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    Baltimore sues MoneyLion over lending tactics

    City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”

    By Caitlin Mullen • Oct. 9, 2025
  • stablecoins North Dakota Roughriders Fiserv cryptocurrency
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    halbergman via Getty Images
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    Fiserv launches Roughrider stablecoin

    The processor is working with a North Dakota state-owned bank to establish a new digital asset.

    By Oct. 9, 2025