Technology
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Midsize business use of PayPal, Zelle dipped, Citizens says
The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.
By Patrick Cooley • July 17, 2025 -
Mastercard, Visa play down stablecoin threat
The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.
By Lynne Marek • July 17, 2025 -
Explore the Trendline➔
1401461124 via Getty ImagesTrendlineTop 5 stories from Payments Dive
The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.
By Payments Dive staff -
Treasury faces pushback on ditching checks
A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.
By Tatiana Walk-Morris • July 16, 2025 -
Why small banks may shun Zelle
The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.
By Patrick Cooley • July 16, 2025 -
Cash App adds tap-to-pay for iPhone
The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone.
By Patrick Cooley • July 15, 2025 -
Fedwire makes ISO leap
The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.
By Lynne Marek • July 15, 2025 -
6 takeaways from the Senate’s crypto market structure hearing
Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.
By Gabrielle Saulsbery • July 14, 2025 -
Connecticut enacts controversial EWA law
The state’s governor signed a measure last week that some earned wage access providers opposed.
By Lynne Marek • July 14, 2025 -
Apple doesn’t threaten Visa, Mastercard, judge rules
Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.
By Justin Bachman • July 14, 2025 -
Opinion
Why payments modernization can’t wait
“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.
By Yusuf Qasim • July 11, 2025 -
Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
By Lynne Marek • July 11, 2025 -
Embedded payments drive into parking
Lots across the U.S. are using systems that let customers park their cars without swiping a credit card or paying an attendant.
By Patrick Cooley • July 10, 2025 -
Column
Will the X payments plan morph?
With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.
By Lynne Marek • July 10, 2025 -
Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
By Lynne Marek • July 9, 2025 -
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
By Patrick Cooley • July 9, 2025 -
Warren demands Zelle scam update
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
By Patrick Cooley • July 8, 2025 -
Trump imposes new remittance tax
The spending and tax bill signed by President Donald Trump includes a new levy on international money transfers, though it’s lower than initially proposed.
By Lynne Marek • July 8, 2025 -
Wegmans tests smart carts
The grocer is trying out technology from two providers, including Instacart’s Caper Carts that let shoppers pay directly from the cart.
By Catherine Douglas Moran • July 8, 2025 -
DailyPay lands novel funding
The on-demand pay company sourced $200 million from Barclays, Morgan Stanley and Citi through an asset-based securitization to accelerate growth.
By Tatiana Walk-Morris • July 7, 2025 -
Shift4 strategy segues with Global Blue
The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.
By Patrick Cooley • July 7, 2025 -
Balance, Alibaba team on BNPL for biz clients
Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace.
By Tatiana Walk-Morris • July 2, 2025 -
Processors lean on AI to fight fraud
Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.
By Lynne Marek • July 2, 2025 -
Q&A
Small business isn’t quitting checks
The paper check will persist for decades for small companies, despite the growth of digital payments, BillGO’s CEO predicts.
By Justin Bachman • July 1, 2025 -
Early Warning pitches Zelle to Treasury
The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.
By Patrick Cooley • July 1, 2025 -
Affirm delves into in-game payments
The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.
By Patrick Cooley • June 30, 2025