Regulations & Policy


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    Boston Fed touts FedNow

    The Federal Reserve has been updating its instant payments service, FedNow, to attract more banks and ultimately reach more consumers.

    By March 6, 2026
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    Joe Raedle via Getty Images
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    Opinion

    Why EWA services matter

    “We’re already seeing high-growth from restaurant and hospitality companies that now view instant payments, including digital tips, as a competitive advantage,” writes one earned wage access CEO.

    By Tal Clark • March 6, 2026
  • Trendline

    Top 5 stories from Payments Dive

    Dominant card networks, legacy payments processors and young fintechs are all jockeying to keep up with industry innovations and increased competition.

    By Payments Dive staff
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    Samuel Corum via Getty Images
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    CCCA seeks new path to passage

    Sens. Dick Durbin and Roger Marshall are angling to attach their credit card interchange fee legislation to a major housing bill before Congress.

    By March 4, 2026
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    Scott Olson via Getty Images
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    Amex taps customers for fraud fight

    Conversations with cardholders are crucial in developing countermeasures to deter scammers, a top executive for the card company said.

    By March 4, 2026
  • Person pays using phone to tap point-of-sale device with cup of coffee sitting on table.
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    Shift4 taps xAI for customer service

    The payment processor announced it would partner with Elon Musk's artificial intelligence company for a range of uses.

    By March 3, 2026
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    Drew Angerer / Staff via Getty Images
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    Block swaps 4,000 workers for AI

    CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.

    By , Feb. 26, 2026
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    Courtesy of Fiserv
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    Fiserv appoints new executives

    The payment processor added two chief revenue officers and a business development executive as it seeks to raise sales figures.

    By Feb. 26, 2026
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    Justin Sullivan via Getty Images
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    Meta dips a toe back into crypto

    The social media giant is exploring the use of stablecoin payments in its app ecosystem, years after its Diem digital currency experiment imploded.

    By Feb. 26, 2026
  • Amazon ecommerce agentic commerce Stripe online retail
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    Miguel J. Rodriguez Carrillo via Getty Images
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    Stripe’s slower view of agentic commerce

    The processing giant, like some other digital commerce specialists, sees agent-enabled shopping evolving at a measured pace.

    By Feb. 25, 2026
  • New York releases draft BNPL rules

    The state aims to set a national standard for regulating buy now, pay later lenders with its regulations issued Monday.

    By Feb. 24, 2026
  • credit cards interest rates caps Congress Elizabeth Warren Jamie Dimon banks
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    Jemal Countess via Getty Images
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    Senator spars with JPM’s Dimon

    Sen. Elizabeth Warren says a bill she’s backing emulates a proposal by JPMorgan Chase CEO Jamie Dimon to let states determine their own card interest rate caps.

    By Feb. 18, 2026
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    Permission granted by Office of the Comptroller of the Currency
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    Stripe’s Bridge wins OCC conditional approval

    The nod for a national trust bank charter comes after digital-asset firms Circle, Ripple and Paxos received a similar green light.

    By Dan Ennis • Feb. 18, 2026
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    Kayla Bartkowski via Getty Images
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    GAO details CFPB’s downsizing

    The scope of the CFPB’s downsizing were explored in two reports released Monday, one of which concludes that the changes cost consumers $19 billion.

    By Gabrielle Saulsbery • Feb. 11, 2026
  • Walmart retail credit card swipe fees Visa Mastercard
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    Merchants seek hearing on card pact

    Large retailers opposing a swipe-fee settlement with Visa and Mastercard want a judge to hear oral arguments before he rules on the proposal.

    By Feb. 11, 2026
  • Illinois card fee interchange law litigation retail restaurants
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    Judge backs Illinois law on card fees

    A U.S. judge ruled that federal bank law doesn’t preempt an Illinois effort to ban card interchange fees on sales tax and tips. Bank groups vowed to appeal.

    By Feb. 11, 2026
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    EWA products aren’t loans: fintechs

    Trade groups representing fintechs filed briefs urging a U.S. appeals court to reverse two district court rulings against earned wage access providers.

    By Feb. 10, 2026
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    Teresa Kroeger via Getty Images
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    Block to chop up to 10% of employees

    The company is reducing its workforce to trim overhead costs and stay below a 12,000 employee cap, analysts said.

    By Feb. 9, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed ‘skinny’ account idea draws criticism

    A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.

    By Feb. 9, 2026
  • Arizona mulls card rate cap

    A state senator has introduced a bill that follows President Donald Trump’s lead in seeking to cap credit card interest rates.

    By Feb. 5, 2026
  • China Visa P2P payments remittances crossborder
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    Visa pushes real-time payments into China

    The company is partnering with UnionPay International to bring direct payments to debit cardholders in one of the largest remittance markets.

    By Feb. 3, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Why some payments companies want to be banks

    Banking charters let those companies streamline their services and save money by not partnering with banks.

    By Feb. 3, 2026
  • The state capitol in Augusta, Maine
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    Maine, DC weigh EWA regulations

    Supporters of earned wage access are seeking to shape regulation being considered in Maine and the District of Columbia.

    By Feb. 2, 2026
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    Charting 2026 payments trends

    Here are 4 stories that round up our deep dive outlook for this year, including coverage of agentic payments, fraud and personalization.

    By Jan. 30, 2026
  • A logo of Square, inc. is displayed on a metal sign tht is positioned infront of a commerical building.
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    Alamy
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    Block opens Dublin office

    The location, announced Thursday, will include a demonstration lab to show off products to potential European customers.

    By Jan. 30, 2026
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    Lynne Marek/Payments Dive
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    Mastercard reworks Cap One pact

    The card network's CEO said the company signed a new agreement with Capital One, reaffirming ties despite the bank’s purchase of rival Discover.

    By Jan. 29, 2026