Regulations & Policy


  • President Trump holds up document with House Speaker Johnson and others behind him.
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    Win McNamee via Getty Images
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    Consumer Reports pushes stablecoin rules

    The consumer advocacy group said Genius Act regulations must protect consumers from potential risks in the stablecoin market.

    By Tatiana Walk-Morris • Nov. 7, 2025
  • ​A close-up of an iPhone screen displaying the Remitly: Send Money & Transfer app's listing in the Apple App Store. The screen shows the Remitly logo, app name, and download option, highlighting the digital remittance service's presence on mobile platforms.
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    Alamy
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    Fiserv exec outlines stablecoin uses

    The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

    By Nov. 7, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Trump taps Shift4 founder again

    The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.

    By Nov. 5, 2025
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    Cash App claims deadline passes

    A judge will consider final approval next month of a $12.5 million settlement covering Washington residents who got text messages from Cash App.

    By Nov. 5, 2025
  • CFPB open banking banks fintechs apps APIs digital tools fees
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    Open banking lurches onward

    Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.

    By Nov. 3, 2025
  • People stand and sit by a conference booth marked with the The Clearing House logo.
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    Lynne Marek/Payments Dive
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    Why one cross-border payments pilot was stymied

    Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

    By Oct. 31, 2025
  • CFPB open banking banks Russell Vought fintechs litigation
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    andresr via Getty Images
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    Judge blocks open banking rule enforcement

    The preliminary injunction in a federal lawsuit enjoins a U.S. open banking framework until the Consumer Financial Protection Bureau issues a new rule.

    By Oct. 30, 2025
  • Person sits holding phone on lap with display of earned wage access site.
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    George Walker/AP

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    Deep Dive

    EWA chases regulatory clarity

    The evolving earned wage access industry continues to be buffeted by federal regulatory upheaval, divergent state approaches and legal battles.

    By Oct. 27, 2025
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    Q&A

    States will play key role in regulation: Mallik

    A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.

    By Oct. 24, 2025
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    Zelle parent pursues crypto for international payments

    The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

    By Oct. 24, 2025
  • Federal Reserve Governor Christopher Waller sits on a chair on stage.
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    Lynne Marek/Payments Dive
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    Waller floats ‘skinny’ Fed account

    Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

    By Oct. 21, 2025
  • Federal Reserve Gov. Michael Barr stablecoins regulation financial stability
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    Kevin Dietsch via Getty Images
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    Stablecoin risks abound: Barr

    To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

    By Oct. 21, 2025
  • Federal Reserve Chair Jerome Powell.
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    Fed to boost payments services’ days of operation

    The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

    By Oct. 16, 2025
  • The Office of the Comptroller of the Currency's seal hangs on a brick building.
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    Permission granted by Office of the Comptroller of the Currency
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    Stripe’s Bridge applies for national trust charter

    The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

    By Gabrielle Saulsbery • Oct. 15, 2025
  • Credit card logos stickers showing on outside of restaurant window.
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    Scott Olson via Getty Images
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    Visa, Mastercard reach settlement with merchants

    The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.

    By Oct. 15, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Crypto use trending down, says Kansas City Fed

    A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

    By Oct. 14, 2025
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    Fed appeals debit fee ruling

    The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

    By Oct. 10, 2025
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    Open banking also helps banks: Fintechs

    Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

    By Oct. 10, 2025
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    Opinion

    How to unleash innovation and competition in payments

    “Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

    By John Muller • Oct. 10, 2025
  • A man wearing a gray and black jacket with the emblem of the city of Baltimore on the left side.
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    Rob Carr via Getty Images
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    Baltimore sues MoneyLion over lending tactics

    City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”

    By Caitlin Mullen • Oct. 9, 2025
  • stablecoins North Dakota Roughriders Fiserv cryptocurrency
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    halbergman via Getty Images
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    Fiserv launches Roughrider stablecoin

    The processor is working with a North Dakota state-owned bank to establish a new digital asset.

    By Oct. 9, 2025
  • Former Fiserv CEO Frank Bisignano lays hand on shoulder of President Donald Trump in Oval Office with flag in background.
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    Andrew Harnik via Getty Images
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    Fiserv, PayPal ex-CEOs grab new roles

    The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.

    By Oct. 6, 2025
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    Permission granted by Checkout.com
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    Checkout.com seeks Georgia banking charter

    If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.

    By Gabrielle Saulsbery • Oct. 3, 2025
  • BNPL buy now pay later online shopping retail sales consumer lending
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    Opinion

    BNPL lenders should report customers’ data

    Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.

    By Phil Goldfeder • Oct. 3, 2025
  • US courthouse Manhattan New York
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    DOJ granted brief stay in Visa debit case

    The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

    By Updated Oct. 3, 2025