Regulations & Policy
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Consumer Reports pushes stablecoin rules
The consumer advocacy group said Genius Act regulations must protect consumers from potential risks in the stablecoin market.
By Tatiana Walk-Morris • Nov. 7, 2025 -
Fiserv exec outlines stablecoin uses
The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.
By Patrick Cooley • Nov. 7, 2025 -
Explore the Trendline➔
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TrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Trump taps Shift4 founder again
The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.
By Patrick Cooley • Nov. 5, 2025 -
Cash App claims deadline passes
A judge will consider final approval next month of a $12.5 million settlement covering Washington residents who got text messages from Cash App.
By Justin Bachman • Nov. 5, 2025 -
Open banking lurches onward
Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.
By Justin Bachman • Nov. 3, 2025 -
Why one cross-border payments pilot was stymied
Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.
By Patrick Cooley • Oct. 31, 2025 -
Judge blocks open banking rule enforcement
The preliminary injunction in a federal lawsuit enjoins a U.S. open banking framework until the Consumer Financial Protection Bureau issues a new rule.
By Justin Bachman • Oct. 30, 2025 -
Deep Dive
EWA chases regulatory clarity
The evolving earned wage access industry continues to be buffeted by federal regulatory upheaval, divergent state approaches and legal battles.
By Lynne Marek • Oct. 27, 2025 -
Q&A
States will play key role in regulation: Mallik
A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.
By Lynne Marek • Oct. 24, 2025 -
Zelle parent pursues crypto for international payments
The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.
By Patrick Cooley • Oct. 24, 2025 -
Waller floats ‘skinny’ Fed account
Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.
By Lynne Marek • Oct. 21, 2025 -
Stablecoin risks abound: Barr
To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.
By Justin Bachman • Oct. 21, 2025 -
Fed to boost payments services’ days of operation
The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.
By Lynne Marek • Oct. 16, 2025 -
Stripe’s Bridge applies for national trust charter
The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.
By Gabrielle Saulsbery • Oct. 15, 2025 -
Visa, Mastercard reach settlement with merchants
The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.
By Lynne Marek • Oct. 15, 2025 -
Crypto use trending down, says Kansas City Fed
A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.
By Patrick Cooley • Oct. 14, 2025 -
Fed appeals debit fee ruling
The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.
By Lynne Marek • Oct. 10, 2025 -
Open banking also helps banks: Fintechs
Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.
By Justin Bachman • Oct. 10, 2025 -
Opinion
How to unleash innovation and competition in payments
“Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.
By John Muller • Oct. 10, 2025 -
Baltimore sues MoneyLion over lending tactics
City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”
By Caitlin Mullen • Oct. 9, 2025 -
Fiserv launches Roughrider stablecoin
The processor is working with a North Dakota state-owned bank to establish a new digital asset.
By Justin Bachman • Oct. 9, 2025 -
Fiserv, PayPal ex-CEOs grab new roles
The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.
By Lynne Marek • Oct. 6, 2025 -
Checkout.com seeks Georgia banking charter
If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.
By Gabrielle Saulsbery • Oct. 3, 2025 -
Opinion
BNPL lenders should report customers’ data
Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.
By Phil Goldfeder • Oct. 3, 2025 -
DOJ granted brief stay in Visa debit case
The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.
By Justin Bachman • Updated Oct. 3, 2025