APR caps would shrink access to credit

“Well-meaning legislation shouldn’t leave behind the very people it intends to help,” writes one bank CEO.

By David Becker • Sept. 12, 2025

Stablecoin advances crypto adoption

Once large banks and big payments companies “start leaning in, then obviously that gets the flywheel going,” says Taxbit CEO Lindsey Argalas.

By Grace Noto • Sept. 10, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

Earned wage access should be free

“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

By Jason Lee • Sept. 5, 2025

Chase flags end of gov’t checks

The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

By Lynne Marek • Sept. 4, 2025

AGs attack deepfake porn payments

Apple, Visa and others must be “more aggressive” in banning payment authorization for nonconsensual content, state AGs told the companies.

By Justin Bachman • Aug. 28, 2025

CFPB proposes trimming nonbank purview

A CFPB rule proposed Tuesday would restrict the bureau’s ability to supervise nonbanks. The agency said it aims to adopt a binding, standardized definition of “risks to consumers” that would make enforcement consistent.

By Caitlin Mullen • Aug. 27, 2025

BNPL firms urge HUD to skip new rules

Regulators need greater insight into the impacts of buy now, pay later lending, multiple groups said in their comments to U.S. housing officials.

By Justin Bachman • Aug. 27, 2025

EWA players seek federal oversight

A trade group representing earned wage access providers backs introduction of a bill outlining federal oversight for the emerging industry.

By Lynne Marek • Aug. 27, 2025

CFPB mulls cutting int’l money transfer oversight

The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

By Lynne Marek • Aug. 20, 2025

EarnIn draws adverse court ruling

A federal judge ruled against the earned wage access company in a decision earlier this month, saying lending laws apply to its business.

By Lynne Marek • Aug. 19, 2025

NY queries BNPL providers

New York regulators said Monday that buy now, pay later companies can have extra time to furnish voluntary BNPL data ahead of new state rules.

By Justin Bachman • Aug. 19, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

ACH payments used for ex-banker’s fraud

A former Alabama banker made some 273 fraudulent ACH transactions over 10 years, ultimately embezzling about $2.3 million, the DOJ said.

By Rajashree Chakravarty • Aug. 18, 2025

The case for earned wage access

“This is a tool that workers value and that policymakers should make more accessible, full stop,” one economist writes.

By Jonathan Davis • Aug. 15, 2025

How stablecoins could impact payments: ACI

With clients wondering how stablecoins will impact payments in the Genius Act era, ACI Worldwide’s chief strategy and growth officer offers insights.

By Lynne Marek • Aug. 15, 2025

Trump order zeroes in on payments

The president’s ‘debanking’ executive order last week took aim at financial firms that may be stymieing payments services for political reasons. 

By Tatiana Walk-Morris • Aug. 14, 2025

NY sues Early Warning over Zelle fraud

The NY attorney general’s state lawsuit comes five months after the Consumer Financial Protection Bureau dropped a federal action over the same matter.

By Justin Bachman • Aug. 13, 2025

Shift4 helps crypto fans blast off

The payments company has started processing cryptocurrency transactions for the space flight company Blue Origin.

By Patrick Cooley • Aug. 12, 2025

AI takes on bill payments

Paymentus CEO Dushyant Sharma explained how his company is using AI to make paying bills digitally more efficient.

By Patrick Cooley • Aug. 11, 2025

Block courts teen app users

The company announced a focus on keeping its youngest customers on Cash App to secure future growth for the platform.

By Patrick Cooley • Aug. 8, 2025

Big bank moves threaten innovation

That threat extends to American leadership, but the Trump administration can address it in a revised open banking rule, trade group leaders say.

By Penny Lee and Ji Hun Kim • Aug. 8, 2025

Judge vacates debit fee regulations

The federal court ruling potentially forces the Federal Reserve to revisit rules on fees banks can charge merchants when consumers swipe debit cards.

By Lynne Marek • Aug. 7, 2025

Shift4 faces CFO, board departures

The payment processor’s CFO will step down and join the board, while the company founder’s father said he will resign from the board.

By Patrick Cooley • Aug. 7, 2025

Georgia bank charter attracts two more takers

One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

By Patrick Cooley • Aug. 6, 2025