Regulations & Policy


  • Trump fintechs innovation
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    Andrew Harnik via Getty Images
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    Opinion

    Backing the president’s fintech order

    “Regulation should preserve confidence in the system, but it should not inhibit responsible innovation,” writes one financial services lawyer.

    By Joseph J. Schuster • July 17, 2026
  • The U.S. Capitol building dome seen against a sky with clouds
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    Kevin Dietsch via Getty Images
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    EWA backers push for CFPB move

    Supporters of earned wage access aim to update national oversight this year, backing a new law and seeking to confirm a Trump policy change.

    By July 16, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • currency retail merchants penny Treasury Congress
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    Penny’s end poses rounding challenge

    Merchants press for passage of a bill to enact rounding standards as cash-handling businesses grapple with the cent’s gradual demise.

    By July 16, 2026
  • buy now pay later BNPL consumers prices
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    Is BNPL financing raising prices?

    Buy now, pay later financing impacts consumer prices as merchants pass along processing costs, a consumer advocate report asserts.

    By July 15, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Visa-Mastercard payouts inch forward

    A court official appointed for the swipe fee settlement is working through about 40,000 merchant claims issues, based on a quarterly update.

    By July 14, 2026
  • A digital sing at a conference shows the number 1700 under a FedNow logo, with attendees milling around.
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    Lynne Marek/Payments Dive
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    FedNow advances over hurdles

    The Federal Reserve’s instant payments system is adding banks and accounts, but building more use cases to spur uptake remains a challenge.

    By July 13, 2026
  • Woman shopping online with laptop and credit card on hand.
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    Opinion

    Fraud fight can’t wait on government

    “While we wait for federal roundtable policies to trickle down, merchants are suffering heavily right now,” writes one industry consultant.

    By Eric Cohen • July 10, 2026
  • restaurants merchants retail Illinois payment cards interchange fees Visa Mastercard
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    Merchants blast credit union rule

    Retail and restaurant groups say federal credit union regulators imposed an “unlawful” rule preempting an Illinois law that curbs payment card fees.

    By July 10, 2026
  • Block Cash App legal settlement
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    Cash App triggers $45M settlement

    Block misled consumers about the safety of using the financial app and failed to help users who were fraud victims, 46 states alleged.

    By July 9, 2026
  • Google Klarna prices online shopping Stockholm court
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    Klarna wins $2B Google antitrust case

    A Swedish court ruled Wednesday that the tech giant had violated antitrust laws in price comparison, harming a Klarna-owned European competitor.

    By July 1, 2026
  • Nacha ACH real time payments
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    Permission granted by Lynne Marek
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    Payments events still ahead in 2026

    Stablecoins, fraud prevention and artificial intelligence have been hot topics at this year’s payments industry conferences. There’s more to come.

    By Shefali Kapadia • Updated July 2, 2026
  • A sign about acceptance of SNAP EBT at a grocery store.
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    Catherine Douglas Moran/Payments Dive
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    SNAP payment errors too high: USDA

    A majority of states made inaccurate payments to beneficiaries in fiscal 2025 and could be required to pay part of the cost of benefits starting in 2027.

    By Sam Silverstein • June 30, 2026
  • Governor JB Pritzker
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    Win McNamee via Getty Images
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    Illinois enacts BNPL law

    The state’s governor signed a buy now, pay later act that forces providers to register with Illinois regulators and face new loan disclosure mandates.

    By June 25, 2026
  • A view of a white domed building.
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    Lawmakers spar over payment rails

    House members on Wednesday debated the Payments Access and Consumer Efficiency Act, which would expand Federal Reserve services access.

    By June 25, 2026
  • An aerial view of downtown Boston.
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    Boston Fed forms payments council

    The Federal Reserve bank is gathering input from payments players, including Toast and Wex, as well as banks to help shape its policy outlook.

    By June 24, 2026
  • The state Capitol building in Springfield, Illinois
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    BNPL groups ‘neutral’ on Illinois bill

    Legislation to regulate buy now, pay later providers in Illinois hasn’t yet drawn the same level of industry opposition as a 2025 New York law.

    By June 23, 2026
  • Nacha ACH real time payments
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    Permission granted by Lynne Marek
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    Nacha’s fraud rules land

    The payments organization’s new push-credit rules force receiving financial institutions to monitor for fraud more closely.

    By Peter Lucas • June 22, 2026
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    Opinion

    Tracking digital payments skids

    “We often talk about digitization as if the hard part is getting money to move electronically,” writes an industry lawyer. “But the hard part is preserving the information, controls, and accountability behind a payment.”

    By Joon Park • June 17, 2026
  • A man speaks at a podium.
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    Illinois action may curb fraud

    A new law expected to be enacted by the state would force social media companies to better protect minors online, including from financial harm.

    By June 17, 2026
  • A smartphone screen displaying the logos of various peer-to-peer payment apps, including PayPal, Zelle, Venmo, Google Pay, Cash App, Apple Wallet, Payoneer, and Facebook Messenger.
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    Alamy
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    How a Nuvei-Payoneer merger would build business

    Nuvei’s hand could be strengthened in processing stablecoin transactions and reaching small and mid-sized merchants if a reported deal happens.

    By Peter Lucas • June 11, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    4 reasons the Visa-Mastercard pact survived

    Here’s the thinking of a federal judge who approved the settlement covering merchants who sued Visa and Mastercard over interchange fees.

    By June 10, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Court approves Visa-Mastercard settlement

    A federal judge ruled Tuesday that a settlement between the card networks and 12 million merchants over card-swipe fees is fair and reasonable.

    By June 9, 2026
  • United States Treasury Department
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    States aim to keep stablecoin purview

    A group representing state bank supervisors is concerned about preserving sovereignty over the digital assets.

    By Peter Lucas • June 5, 2026
  • Jared Polis stands behind a podium on a stage with an American flag projected behind him and holds up two fingers.
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    Justin Sullivan via Getty Images
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    Colorado interchange fee law vetoed

    The state’s governor shot down a bill aimed at curbing interchange fees on card transactions even though members of his own party passed the legislation.

    By June 4, 2026
  • payment cards Visa Mastercard retail merchants interchange fees litigation
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    Visa-Mastercard swipe fee fund has paid $414M

    Payouts to merchants from a $5.5 billion settlement fund ponied up by the card networks began this year, with a second distribution in the offing.

    By June 3, 2026