Regulations & Policy
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Boston Fed touts FedNow
The Federal Reserve has been updating its instant payments service, FedNow, to attract more banks and ultimately reach more consumers.
By Tatiana Walk-Morris • March 6, 2026 -
Opinion
Why EWA services matter
“We’re already seeing high-growth from restaurant and hospitality companies that now view instant payments, including digital tips, as a competitive advantage,” writes one earned wage access CEO.
By Tal Clark • March 6, 2026 -
Explore the Trendlineâž”
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TrendlineTop 5 stories from Payments Dive
Dominant card networks, legacy payments processors and young fintechs are all jockeying to keep up with industry innovations and increased competition.
By Payments Dive staff -
CCCA seeks new path to passage
Sens. Dick Durbin and Roger Marshall are angling to attach their credit card interchange fee legislation to a major housing bill before Congress.
By Lynne Marek • March 4, 2026 -
Amex taps customers for fraud fight
Conversations with cardholders are crucial in developing countermeasures to deter scammers, a top executive for the card company said.
By Patrick Cooley • March 4, 2026 -
Shift4 taps xAI for customer service
The payment processor announced it would partner with Elon Musk's artificial intelligence company for a range of uses.
By Patrick Cooley • March 3, 2026 -
Block swaps 4,000 workers for AI
CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.
By Patrick Cooley , Lynne Marek • Feb. 26, 2026 -
Fiserv appoints new executives
The payment processor added two chief revenue officers and a business development executive as it seeks to raise sales figures.
By Patrick Cooley • Feb. 26, 2026 -
Meta dips a toe back into crypto
The social media giant is exploring the use of stablecoin payments in its app ecosystem, years after its Diem digital currency experiment imploded.
By Justin Bachman • Feb. 26, 2026 -
Stripe’s slower view of agentic commerce
The processing giant, like some other digital commerce specialists, sees agent-enabled shopping evolving at a measured pace.
By Justin Bachman • Feb. 25, 2026 -
Retrieved from New York Governor's Office.
New York releases draft BNPL rules
The state aims to set a national standard for regulating buy now, pay later lenders with its regulations issued Monday.
By Patrick Cooley • Feb. 24, 2026 -
Senator spars with JPM’s Dimon
Sen. Elizabeth Warren says a bill she’s backing emulates a proposal by JPMorgan Chase CEO Jamie Dimon to let states determine their own card interest rate caps.
By Justin Bachman • Feb. 18, 2026 -
Stripe’s Bridge wins OCC conditional approval
The nod for a national trust bank charter comes after digital-asset firms Circle, Ripple and Paxos received a similar green light.
By Dan Ennis • Feb. 18, 2026 -
GAO details CFPB’s downsizing
The scope of the CFPB’s downsizing were explored in two reports released Monday, one of which concludes that the changes cost consumers $19 billion.
By Gabrielle Saulsbery • Feb. 11, 2026 -
Merchants seek hearing on card pact
Large retailers opposing a swipe-fee settlement with Visa and Mastercard want a judge to hear oral arguments before he rules on the proposal.
By Justin Bachman • Feb. 11, 2026 -
Judge backs Illinois law on card fees
A U.S. judge ruled that federal bank law doesn’t preempt an Illinois effort to ban card interchange fees on sales tax and tips. Bank groups vowed to appeal.
By Justin Bachman • Feb. 11, 2026 -
EWA products aren’t loans: fintechs
Trade groups representing fintechs filed briefs urging a U.S. appeals court to reverse two district court rulings against earned wage access providers.
By Justin Bachman • Feb. 10, 2026 -
Block to chop up to 10% of employees
The company is reducing its workforce to trim overhead costs and stay below a 12,000 employee cap, analysts said.
By Patrick Cooley • Feb. 9, 2026 -
Fed ‘skinny’ account idea draws criticism
A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.
By Justin Bachman • Feb. 9, 2026 -
Arizona mulls card rate cap
A state senator has introduced a bill that follows President Donald Trump’s lead in seeking to cap credit card interest rates.
By Lynne Marek • Feb. 5, 2026 -
Visa pushes real-time payments into China
The company is partnering with UnionPay International to bring direct payments to debit cardholders in one of the largest remittance markets.
By Justin Bachman • Feb. 3, 2026 -
Why some payments companies want to be banks
Banking charters let those companies streamline their services and save money by not partnering with banks.
By Patrick Cooley • Feb. 3, 2026 -
Maine, DC weigh EWA regulations
Supporters of earned wage access are seeking to shape regulation being considered in Maine and the District of Columbia.
By Lynne Marek • Feb. 2, 2026 -
Charting 2026 payments trends
Here are 4 stories that round up our deep dive outlook for this year, including coverage of agentic payments, fraud and personalization.
By Lynne Marek • Jan. 30, 2026 -
Block opens Dublin office
The location, announced Thursday, will include a demonstration lab to show off products to potential European customers.
By Patrick Cooley • Jan. 30, 2026 -
Mastercard reworks Cap One pact
The card network's CEO said the company signed a new agreement with Capital One, reaffirming ties despite the bank’s purchase of rival Discover.
By Lynne Marek • Jan. 29, 2026