Regulations & Policy


  • United States Treasury Department
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    States aim to keep stablecoin purview

    A group representing state bank supervisors is concerned about preserving sovereignty over the digital assets.

    By Peter Lucas • June 5, 2026
  • Jared Polis stands behind a podium on a stage with an American flag projected behind him and holds up two fingers.
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    Colorado interchange fee law vetoed

    The state’s governor shot down a bill aimed at curbing interchange fees on card transactions even though members of his own party passed the legislation.

    By June 4, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • payment cards Visa Mastercard retail merchants interchange fees litigation
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    Visa-Mastercard swipe fee fund has paid $414M

    Payouts to merchants from a $5.5 billion settlement fund ponied up by the card networks began this year, with a second distribution in the offing.

    By June 3, 2026
  • stablecoins North Dakota Roughriders Fiserv cryptocurrency
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    Fiserv stablecoin arrives next month

    The company’s FIUSD coin “goes live in July,” CEO Mike Lyons said at an investor conference Thursday.

    By June 3, 2026
  • European Union flags are pictured waving outside the European Commission building.
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    Carl Court via Getty Images
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    Fintech Wise probed over AML concerns

    A Belgian prosecutor is looking into “indications of non-compliance,” particularly from “a lack of proper identification of clients and their activities.”

    By Dan Ennis • June 2, 2026
  • Illinois legislature credit card fees laws banks card networks
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    Judge blocks Illinois card fee law

    The injunction for banks and card networks Monday came after U.S. regulators moved to preempt the statute curbing card swipe fees.

    By June 2, 2026
  • Illinois legislature credit card fees laws
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    Illinois lawmakers again delay card fee law

    The state’s lawmakers voted to hold off on implementing the law as federal bank regulators sought to preempt the statute that curbs swipe fees.

    By June 1, 2026
  • FedNow Federal Reserve Bank
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    Fed’s top payments official to exit

    Mark Gould, who was the Federal Reserve’s first payments chief, said he will retire this year, but stay on while the central bank seeks his successor.

    By May 29, 2026
  • open banking fintechs banking Trump
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    Opinion

    Trump should nix high-cost loans

    “If the president wants to provide people relief from high-interest debt ... he should lead a crackdown against high-cost credit schemes,” writes a consumer advocate lawyer.

    By Lauren Saunders • May 28, 2026
  • Tennessee remittances tax government revenue payments
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    Tennessee levies tax on remittances

    The Volunteer State will add a $10 tax for cross-border payments, and an extra 2% fee for some, under a new law drawing the ire of payments players.

    By May 27, 2026
  • banks Illinois credit unions OCC Jonathan Gould regulation interchange fees
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    OCC aims to derail state card law

    The Office of the Comptroller of the Currency urged a judge Friday to block an Illinois law on interchange fees that the agency has preempted.

    By May 26, 2026
  • Trump Federal Reserve payments financial technology
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    Trump order seeks to open Fed rails

    The administration mandated a review of how the Federal Reserve and federal agencies can aid fintech firms through more central bank access.

    By May 20, 2026
  • Facebook Meta social media fraud consumers
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    Facebook fraud becomes lightning rod

    Banks and consumer advocates are taking social media to task, while Facebook tries to rein in fake profiles and scam ads.

    By Shefali Kapadia • May 18, 2026
  • Federal Trade Commission enforcement payment processing Cliq
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    Judge fines payments processor Cliq

    A federal court assessed a $6.5 million penalty over non-compliance in a 2015 Federal Trade Commission settlement but declined to appoint a receiver.

    By May 18, 2026
  • Consumer Financial Protection Bureau Director Rohit Chopra with his hand raised while speaking.
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    CFPB alum Chopra to lead state consumer agency

    Former CFPB head Rohit Chopra will lead a new California agency with oversight of consumer affairs and financial protection, among other duties.

    By Gabrielle Saulsbery • May 15, 2026
  • Frustrated young woman with a smartphone in her hands while she sits on a couch at home.
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    Column

    The fight against fraud revs up

    Maybe crusaders against financial fraud and scams can finally make some headway with help from Congress, the White House and Nacha.

    By May 15, 2026
  • Block DOJ compliance fraud regulation legal
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    Block inches closer to DOJ settlement

    The company set aside $240 million in the first quarter as it negotiates with the Justice Department over allegations in a 2023 short seller’s report.

    By May 14, 2026
  • Sezzle Shopify lawsuits buy now pay later ecommerce
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    Shopify loses bid to toss Sezzle lawsuit

    The e-commerce platform can't jettison plausible monopoly claims made by the buy now, pay later company, a federal judge ruled Monday.

    By May 13, 2026
  • Shot of PayPal headquarters
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    PayPal settles with DOJ over DEI

    The digital payments company agreed Tuesday to a settlement with the Department of Justice over a 2020 diversity investment fund.

    By May 12, 2026
  • Elizabeth Warren Richard Blumenthal BNPL buy now pay later senators policy consumer lending
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    Senators query credit bureaus on BNPL

    A group of Democrats wants to know how credit agencies are using buy now, pay later data and what changes may be planned in the future.

    By May 11, 2026
  • courts Illinois interchange fees litigation appeals bank regulations
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    Appeals court remands Illinois card fee case

    A move by federal officials to preempt Illinois’ interchange fee ban requires further review by a district court, the 7th Circuit said Friday.

    By May 8, 2026
  • Federal Reserve Michelle Bowman payments fraud
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    Fed to launch roundtable to fight payment fraud

    The Federal Reserve sees a rising threat of payment fraud and wants to collaborate with other agencies to stop it, a Fed Vice chair said.

    By May 7, 2026
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    Tourism group decries credit card bill

    The organization backed by the Electronic Payments Coalition attacked the Consumer Credit Card Competition Act proposal.

    By May 1, 2026
  • Nacha ACH real time payments
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    Permission granted by Lynne Marek
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    Nacha raises same-day ACH network limit

    Set to take effect in 2027, the new transaction limit aims to make high-value transactions for tax, payroll and other payments easier.

    By April 28, 2026
  • Fingers hover over a computer keyboard with numbers on a screen, against a shadowy backdrop.
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    Harnessing AI to fight fraud

    Payments players are tapping artificial intelligence to beat back fraud bolstered by AI, and Congress may provide an assist.

    By April 28, 2026