Dive Deposits: CFPB cries poor

A Justice Department office argued the Fed has no money to fund the bureau. The CFPB’s acting director hasn’t asked the central bank for money anyway.

By Dan Ennis • Nov. 14, 2025

Amex says BNPL isn’t a rival

Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.

By Patrick Cooley • Nov. 14, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Fiserv shareholders sue again

The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.

By Patrick Cooley • Nov. 13, 2025

Visa CFO trumpets legal pact

The card network’s chief financial officer touted the benefits of a proposed legal settlement with merchants.

By Lynne Marek • Nov. 13, 2025

Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

By Dan Ennis • Nov. 12, 2025

8 pros, cons of Visa-Mastercard pact

A proposed settlement to end 20 years of credit card swipe fee litigation generated strong reactions for and against the agreement.

By Justin Bachman • Nov. 12, 2025

Afterpay confronts new fraud type

Fraudsters are posing as merchants and consumers to make fraudulent purchases and stick Afterpay with the bill, according to a Block executive.

By Patrick Cooley • Nov. 10, 2025

Fiserv grilled over ex-CEO

Senate Democrats are digging into former Fiserv CEO Frank Bisignano’s past leadership of the payments processor.

By Lynne Marek • Nov. 10, 2025

Consumer Reports pushes stablecoin rules

The consumer advocacy group said Genius Act regulations must protect consumers from potential risks in the stablecoin market.

By Tatiana Walk-Morris • Nov. 7, 2025

Fiserv exec outlines stablecoin uses

The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

By Patrick Cooley • Nov. 7, 2025

Trump taps Shift4 founder again

The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.

By Patrick Cooley • Nov. 5, 2025

Cash App claims deadline passes

A judge will consider final approval next month of a $12.5 million settlement covering Washington residents who got text messages from Cash App.

By Justin Bachman • Nov. 5, 2025

Open banking lurches onward

Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.

By Justin Bachman • Nov. 3, 2025

Why one cross-border payments pilot was stymied

Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

By Patrick Cooley • Oct. 31, 2025

Judge blocks open banking rule enforcement

The preliminary injunction in a federal lawsuit enjoins a U.S. open banking framework until the Consumer Financial Protection Bureau issues a new rule.

By Justin Bachman • Oct. 30, 2025

EWA chases regulatory clarity

The evolving earned wage access industry continues to be buffeted by federal regulatory upheaval, divergent state approaches and legal battles.

By Lynne Marek • Oct. 27, 2025

States will play key role in regulation: Mallik

A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.

By Lynne Marek • Oct. 24, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 21, 2025

Fed to boost payments services’ days of operation

The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

By Lynne Marek • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Visa, Mastercard reach settlement with merchants

The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.

By Lynne Marek • Oct. 15, 2025

Crypto use trending down, says Kansas City Fed

A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 14, 2025

Fed appeals debit fee ruling

The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

By Lynne Marek • Oct. 10, 2025