Regulations & Policy
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Opinion
Backing the president’s fintech order
“Regulation should preserve confidence in the system, but it should not inhibit responsible innovation,” writes one financial services lawyer.
By Joseph J. Schuster • July 17, 2026 -
EWA backers push for CFPB move
Supporters of earned wage access aim to update national oversight this year, backing a new law and seeking to confirm a Trump policy change.
By Lynne Marek • July 16, 2026 -
Explore the Trendline➔
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TrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Penny’s end poses rounding challenge
Merchants press for passage of a bill to enact rounding standards as cash-handling businesses grapple with the cent’s gradual demise.
By Justin Bachman • July 16, 2026 -
Is BNPL financing raising prices?
Buy now, pay later financing impacts consumer prices as merchants pass along processing costs, a consumer advocate report asserts.
By Justin Bachman • July 15, 2026 -
Visa-Mastercard payouts inch forward
A court official appointed for the swipe fee settlement is working through about 40,000 merchant claims issues, based on a quarterly update.
By Justin Bachman • July 14, 2026 -
FedNow advances over hurdles
The Federal Reserve’s instant payments system is adding banks and accounts, but building more use cases to spur uptake remains a challenge.
By Lynne Marek • July 13, 2026 -
Opinion
Fraud fight can’t wait on government
“While we wait for federal roundtable policies to trickle down, merchants are suffering heavily right now,” writes one industry consultant.
By Eric Cohen • July 10, 2026 -
Merchants blast credit union rule
Retail and restaurant groups say federal credit union regulators imposed an “unlawful” rule preempting an Illinois law that curbs payment card fees.
By Justin Bachman • July 10, 2026 -
Cash App triggers $45M settlement
Block misled consumers about the safety of using the financial app and failed to help users who were fraud victims, 46 states alleged.
By Justin Bachman • July 9, 2026 -
Klarna wins $2B Google antitrust case
A Swedish court ruled Wednesday that the tech giant had violated antitrust laws in price comparison, harming a Klarna-owned European competitor.
By Justin Bachman • July 1, 2026 -
Payments events still ahead in 2026
Stablecoins, fraud prevention and artificial intelligence have been hot topics at this year’s payments industry conferences. There’s more to come.
By Shefali Kapadia • Updated July 2, 2026 -
SNAP payment errors too high: USDA
A majority of states made inaccurate payments to beneficiaries in fiscal 2025 and could be required to pay part of the cost of benefits starting in 2027.
By Sam Silverstein • June 30, 2026 -
Illinois enacts BNPL law
The state’s governor signed a buy now, pay later act that forces providers to register with Illinois regulators and face new loan disclosure mandates.
By Justin Bachman • June 25, 2026 -
Lawmakers spar over payment rails
House members on Wednesday debated the Payments Access and Consumer Efficiency Act, which would expand Federal Reserve services access.
By Lynne Marek • June 25, 2026 -
Boston Fed forms payments council
The Federal Reserve bank is gathering input from payments players, including Toast and Wex, as well as banks to help shape its policy outlook.
By Tatiana Walk-Morris • June 24, 2026 -
BNPL groups ‘neutral’ on Illinois bill
Legislation to regulate buy now, pay later providers in Illinois hasn’t yet drawn the same level of industry opposition as a 2025 New York law.
By Justin Bachman • June 23, 2026 -
Nacha’s fraud rules land
The payments organization’s new push-credit rules force receiving financial institutions to monitor for fraud more closely.
By Peter Lucas • June 22, 2026 -
Opinion
Tracking digital payments skids
“We often talk about digitization as if the hard part is getting money to move electronically,” writes an industry lawyer. “But the hard part is preserving the information, controls, and accountability behind a payment.”
By Joon Park • June 17, 2026 -
Illinois action may curb fraud
A new law expected to be enacted by the state would force social media companies to better protect minors online, including from financial harm.
By Lynne Marek • June 17, 2026 -
How a Nuvei-Payoneer merger would build business
Nuvei’s hand could be strengthened in processing stablecoin transactions and reaching small and mid-sized merchants if a reported deal happens.
By Peter Lucas • June 11, 2026 -
4 reasons the Visa-Mastercard pact survived
Here’s the thinking of a federal judge who approved the settlement covering merchants who sued Visa and Mastercard over interchange fees.
By Justin Bachman • June 10, 2026 -
Court approves Visa-Mastercard settlement
A federal judge ruled Tuesday that a settlement between the card networks and 12 million merchants over card-swipe fees is fair and reasonable.
By Justin Bachman • June 9, 2026 -
States aim to keep stablecoin purview
A group representing state bank supervisors is concerned about preserving sovereignty over the digital assets.
By Peter Lucas • June 5, 2026 -
Colorado interchange fee law vetoed
The state’s governor shot down a bill aimed at curbing interchange fees on card transactions even though members of his own party passed the legislation.
By Lynne Marek • June 4, 2026 -
Visa-Mastercard swipe fee fund has paid $414M
Payouts to merchants from a $5.5 billion settlement fund ponied up by the card networks began this year, with a second distribution in the offing.
By Justin Bachman • June 3, 2026