Visa’s new program rejects fake data

“The industry has pulled together to try and meet the new requirements,” writes one industry CEO. “Unfortunately, some processors and gateways are already trying to game it.”

By Jeremy Layton • Dec. 19, 2025

Mobile phone IDs may help fight fraud

Biometric features in Apple iPhones and Google’s Android-based devices can pair with digital identifications to combat fraud, two U.S. House members said.

By Justin Bachman • Dec. 18, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

BNPL connected to poor mental health: study

Johns Hopkins University researchers have spotted a link between people with mental health conditions and those that have used buy now, pay later loans.

By Patrick Cooley • Dec. 18, 2025

Why PNC joined FedNow

The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

By Lynne Marek • Dec. 17, 2025

Open banking fees fuel debate

 Bank, fintech and consumer advocacy panelists disagreed this week during a panel discussion about the basis for imposing fees for data use.

By Justin Bachman • Dec. 17, 2025

Amex CEO slams surcharges

Steve Squeri said higher surcharges would be a negative experience for the card network’s customers.

By Patrick Cooley • Dec. 16, 2025

BNPL loan values rise, CFPB says

The average size of buy now, pay later loans grew and use of the payment method inched up, a Consumer Financial Protection Bureau study said.

By Patrick Cooley • Dec. 15, 2025

Tyler Technologies aids payments modernization

The software and payments firm is supporting the federal call to modernize payments as it caters to state and local government clients.

By Lynne Marek • Dec. 12, 2025

JPMorgan backs B2B firm Mondu

The largest U.S. bank’s payments arm plans to provide debt financing and collaborate with the Dutch business-to-business services firm.

By Tatiana Walk-Morris • Dec. 12, 2025

Stripe digs deeper into crypto

The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.

By Patrick Cooley • Dec. 11, 2025

Vanco, ACS Technologies merge to court churches

The two companies aim to provide payment processing and church management software through a single digital hub. 

By Tatiana Walk-Morris • Dec. 10, 2025

CFPB budget becomes court fight

The Consumer Financial Protection Bureau, which has sought to police payments plays, has made its funding a key issue in battling two lawsuits that aim to keep the agency open.

By Justin Bachman • Dec. 10, 2025

Fed proposes reduced check services

The Federal Reserve voted Thursday to consider reducing the availability of check processing services for banks and credit unions.

By Lynne Marek • Dec. 8, 2025

Fiserv faces security issue lawsuit

A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.

By Patrick Cooley • Dec. 8, 2025

FinCen targets illegal remittances

The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

By Lynne Marek • Dec. 5, 2025

BNPL spending storms on

The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

By Patrick Cooley • Dec. 3, 2025

Cash App spam settlement approved

A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

By Justin Bachman • Dec. 3, 2025

Digital wallet use outpaces regulators

Consumers are increasingly turning to these mobile tools for convenience and new features, and regulators are trying to catch up.

By Justin Bachman , Shaun Lucas , Julia Himmel • Dec. 3, 2025

AGs demand BNPL loan info

State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

By Patrick Cooley • Dec. 2, 2025

Will Trump be good for payments innovation?

The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.

By Lynne Marek • Nov. 26, 2025

Worldpay floats agentic protocol

The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

By Tatiana Walk-Morris • Nov. 26, 2025

Executive Shuffle: DailyPay, Adyen, Lightspeed

Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

By Tatiana Walk-Morris • Nov. 26, 2025

Consumers seek text connections

RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

By Michael Brady • Nov. 26, 2025

MoneyLion to pay $1.75M to settle CFPB lawsuit

The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.

By Dan Ennis • Nov. 26, 2025

Klarna embraces crypto

The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

By Patrick Cooley • Nov. 25, 2025