BNPL spending storms on

The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

By Patrick Cooley • Dec. 3, 2025

Cash App spam settlement approved

A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

By Justin Bachman • Dec. 3, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

AGs demand BNPL loan info

State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

By Patrick Cooley • Dec. 2, 2025

Holiday data sends mixed signals

Data from Mastercard, Morgan Stanley and others show consumers wary of holiday spending, but also gunning ahead with outlays.

By Patrick Cooley • Dec. 1, 2025

Smarter credit decisioning and stronger growth with the power of data

CFOs and their teams face a constant balancing act between driving revenue, managing financial risk and delivering excellent customer experiences.

Dec. 1, 2025

Green Dot inks deals splitting bank, fintech business

The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.

By Caitlin Mullen • Nov. 26, 2025

Worldpay floats agentic protocol

The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

By Tatiana Walk-Morris • Nov. 26, 2025

Executive Shuffle: DailyPay, Adyen, Lightspeed

Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

By Tatiana Walk-Morris • Nov. 26, 2025

Consumers seek text connections

RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

By Michael Brady • Nov. 26, 2025

Klarna embraces crypto

The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

By Patrick Cooley • Nov. 25, 2025

Regulatory patchwork vexes BNPL

In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

By Patrick Cooley • Nov. 25, 2025

Stablecoin risks loom: Op-ed

The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

By Mark E. Budnitz • Nov. 24, 2025

Card networks flag fraud

Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.

By Lynne Marek • Nov. 24, 2025

Stripe faces bank charter pushback

The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

By Patrick Cooley • Nov. 24, 2025

How consumers see card threats

Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

By Tatiana Walk-Morris • Nov. 21, 2025

Dems dig into BNPL

A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.

By Patrick Cooley • Nov. 21, 2025

Fed pitches fraud-fighting tips

The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

By Tatiana Walk-Morris • Nov. 19, 2025

Stablecoins carry consumer risk: panel

The U.S. Genius Act turbocharged stablecoin interest but left many consumer protection aspects to regulators, crypto professionals warned.

By Justin Bachman • Nov. 18, 2025

Next-gen AI means next-gen fraud. Are we ready for it?

“The next phase of innovation is going to be about discernment, not necessarily having the most advanced model,” says a payments firm CEO.

By Dan Muller • Nov. 18, 2025

Amex says BNPL isn’t a rival

Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.

By Patrick Cooley • Nov. 14, 2025

Fiserv shareholders sue again

The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.

By Patrick Cooley • Nov. 13, 2025

Cash App leans into loans

Block’s financial services unit is pressing growth of short-term consumer loans, confident that its underwriting data will support profitable lending.

By Justin Bachman • Nov. 12, 2025

Afterpay confronts new fraud type

Fraudsters are posing as merchants and consumers to make fraudulent purchases and stick Afterpay with the bill, according to a Block executive.

By Patrick Cooley • Nov. 10, 2025

Fiserv exec outlines stablecoin uses

The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

By Patrick Cooley • Nov. 7, 2025

Trump taps Shift4 founder again

The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.

By Patrick Cooley • Nov. 5, 2025