Risk
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Green Dot inks deals splitting bank, fintech business
The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.
By Caitlin Mullen • Nov. 26, 2025 -
Worldpay floats agentic protocol
The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.
By Tatiana Walk-Morris • Nov. 26, 2025 -
Explore the Trendline➔
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TrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Executive Shuffle: DailyPay, Adyen, Lightspeed
Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems.
By Tatiana Walk-Morris • Nov. 26, 2025 -
Consumers seek text connections
RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said.
By Michael Brady • Nov. 26, 2025 -
Klarna embraces crypto
The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.
By Patrick Cooley • Nov. 25, 2025 -
Deep Dive
Regulatory patchwork vexes BNPL
In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.
By Patrick Cooley • Nov. 25, 2025 -
Opinion
Stablecoin risks loom: Op-ed
The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.
By Mark E. Budnitz • Nov. 24, 2025 -
Card networks flag fraud
Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.
By Lynne Marek • Nov. 24, 2025 -
Stripe faces bank charter pushback
The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.
By Patrick Cooley • Nov. 24, 2025 -
How consumers see card threats
Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.
By Tatiana Walk-Morris • Nov. 21, 2025 -
Dems dig into BNPL
A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.
By Patrick Cooley • Nov. 21, 2025 -
Fed pitches fraud-fighting tips
The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.
By Tatiana Walk-Morris • Nov. 19, 2025 -
Stablecoins carry consumer risk: panel
The U.S. Genius Act turbocharged stablecoin interest but left many consumer protection aspects to regulators, crypto professionals warned.
By Justin Bachman • Nov. 18, 2025 -
Opinion
Next-gen AI means next-gen fraud. Are we ready for it?
“The next phase of innovation is going to be about discernment, not necessarily having the most advanced model,” says a payments firm CEO.
By Dan Muller • Nov. 18, 2025 -
Amex says BNPL isn’t a rival
Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.
By Patrick Cooley • Nov. 14, 2025 -
Fiserv shareholders sue again
The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.
By Patrick Cooley • Nov. 13, 2025 -
Cash App leans into loans
Block’s financial services unit is pressing growth of short-term consumer loans, confident that its underwriting data will support profitable lending.
By Justin Bachman • Nov. 12, 2025 -
Afterpay confronts new fraud type
Fraudsters are posing as merchants and consumers to make fraudulent purchases and stick Afterpay with the bill, according to a Block executive.
By Patrick Cooley • Nov. 10, 2025 -
Fiserv exec outlines stablecoin uses
The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.
By Patrick Cooley • Nov. 7, 2025 -
Trump taps Shift4 founder again
The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.
By Patrick Cooley • Nov. 5, 2025 -
How agentic AI could turbocharge fraud
Generative artificial intelligence that can shop on a consumer’s behalf could be leveraged by bad actors to commit fraud on a wide scale.
By Patrick Cooley • Nov. 4, 2025 -
Why one cross-border payments pilot was stymied
Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.
By Patrick Cooley • Oct. 31, 2025 -
Q&A
Agentic commerce portends merchant headaches
AI agents used by shoppers will change the equation for online sellers, Mastercard’s executive vice president for security solutions said on the sidelines of the Money 20/20 conference.
By Patrick Cooley • Oct. 30, 2025 -
BNPLs intrude on banks’ turf
The buy now, pay later industry is increasingly offering services that are the purview of banks, such as deposit accounts and debit cards.
By Patrick Cooley • Oct. 29, 2025 -
Agentic AI raises liability issues
Payments companies seek ways to address problems with AI agents making mistakes when shopping for consumers.
By Patrick Cooley • Oct. 28, 2025