Risk


  • Green Dot GO2bank
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    Courtesy of Green Dot
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    Green Dot inks deals splitting bank, fintech business

    The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.

    By Caitlin Mullen • Nov. 26, 2025
  • Close-up of young woman hand using smartphone
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    Getty Images
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    Worldpay floats agentic protocol

    The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

    By Tatiana Walk-Morris • Nov. 26, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • An Adyen office in Amsterdam
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    Anna Hrushka/Payments Dive
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    Executive Shuffle: DailyPay, Adyen, Lightspeed

    Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

    By Tatiana Walk-Morris • Nov. 26, 2025
  • Close-up of young woman hand using smartphone
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    Getty Images
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    Consumers seek text connections

    RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

    By Michael Brady • Nov. 26, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna embraces crypto

    The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

    By Nov. 25, 2025
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Deep Dive

    Regulatory patchwork vexes BNPL

    In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

    By Nov. 25, 2025
  • U.S. President Donald Trump holds up the “GENIUS Act” alongside applauding lawmakers at the White House.
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    Win McNamee via Getty Images
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    Opinion

    Stablecoin risks loom: Op-ed

    The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

    By Mark E. Budnitz • Nov. 24, 2025
  • retail shopping fraud holidays Visa Mastercard
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    Kena Betancur via Getty Images
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    Card networks flag fraud

    Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.

    By Nov. 24, 2025
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe faces bank charter pushback

    The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

    By Nov. 24, 2025
  • A person uses a credit card to pay for a purchase on a computer
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    Getty Images
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    How consumers see card threats

    Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

    By Tatiana Walk-Morris • Nov. 21, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Dems dig into BNPL

    A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.

    By Nov. 21, 2025
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed pitches fraud-fighting tips

    The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

    By Tatiana Walk-Morris • Nov. 19, 2025
  • shopping payments stablecoins cryptocurrency Genius Act
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    Getty Images
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    Stablecoins carry consumer risk: panel

    The U.S. Genius Act turbocharged stablecoin interest but left many consumer protection aspects to regulators, crypto professionals warned.

    By Nov. 18, 2025
  • In the foreground is a computer screen displaying an animated image of a girl, and in the background people stand with their hands up on their heads.
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    Ezra Acayan / Stringer via Getty Images
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    Opinion

    Next-gen AI means next-gen fraud. Are we ready for it?

    “The next phase of innovation is going to be about discernment, not necessarily having the most advanced model,” says a payments firm CEO.

    By Dan Muller • Nov. 18, 2025
  • American Express logo on window
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    Scott Olson via Getty Images
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    Amex says BNPL isn’t a rival

    Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.

    By Nov. 14, 2025
  • Fiserv headquarters
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    Courtesy of Fiserv
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    Fiserv shareholders sue again

    The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.

    By Nov. 13, 2025
  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App leans into loans

    Block’s financial services unit is pressing growth of short-term consumer loans, confident that its underwriting data will support profitable lending.

    By Nov. 12, 2025
  • A person shops for clothing on a tablet.
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    Getty Images
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    Afterpay confronts new fraud type

    Fraudsters are posing as merchants and consumers to make fraudulent purchases and stick Afterpay with the bill, according to a Block executive.

    By Nov. 10, 2025
  • ​A close-up of an iPhone screen displaying the Remitly: Send Money & Transfer app's listing in the Apple App Store. The screen shows the Remitly logo, app name, and download option, highlighting the digital remittance service's presence on mobile platforms.
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    Alamy
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    Fiserv exec outlines stablecoin uses

    The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

    By Nov. 7, 2025
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Trump taps Shift4 founder again

    The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.

    By Nov. 5, 2025
  • A person holds a credit card and sits with a laptop on her lap. The screen is open to show a shopping website.
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    Getty Images
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    How agentic AI could turbocharge fraud

    Generative artificial intelligence that can shop on a consumer’s behalf could be leveraged by bad actors to commit fraud on a wide scale.

    By Nov. 4, 2025
  • People stand and sit by a conference booth marked with the The Clearing House logo.
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    Lynne Marek/Payments Dive
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    Why one cross-border payments pilot was stymied

    Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

    By Oct. 31, 2025
  • Mastercard point of sale, retail
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    Courtesy of Mastercard
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    Q&A

    Agentic commerce portends merchant headaches

    AI agents used by shoppers will change the equation for online sellers, Mastercard’s executive vice president for security solutions said on the sidelines of the Money 20/20 conference.

    By Oct. 30, 2025
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    Sam Silverstein/Payments Dive
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    BNPLs intrude on banks’ turf

    The buy now, pay later industry is increasingly offering services that are the purview of banks, such as deposit accounts and debit cards.

    By Oct. 29, 2025
  • agentic AI commerce AI retailers digital shopping online retail
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    Nazar Rybak via Getty Images
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    Agentic AI raises liability issues

    Payments companies seek ways to address problems with AI agents making mistakes when shopping for consumers.

    By Oct. 28, 2025