Why one cross-border payments pilot was stymied

Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

By Patrick Cooley • Oct. 31, 2025

Agentic commerce portends merchant headaches

AI agents used by shoppers will change the equation for online sellers, Mastercard’s executive vice president for security solutions said on the sidelines of the Money 20/20 conference.

By Patrick Cooley • Oct. 30, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

BNPLs intrude on banks’ turf

The buy now, pay later industry is increasingly offering services that are the purview of banks, such as deposit accounts and debit cards.

By Patrick Cooley • Oct. 29, 2025

Agentic AI raises liability issues

Payments companies seek ways to address problems with AI agents making mistakes when shopping for consumers.

By Patrick Cooley • Oct. 28, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

Stablecoins must become simple: panel

To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

By Justin Bachman • Oct. 22, 2025

Fiserv, Block turn to crypto

Settling transactions with digital currencies could save processors and merchants money on payments by cutting out bank and card network fees.

By Patrick Cooley • Oct. 21, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 21, 2025

Crypto use trending down, says Kansas City Fed

A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 14, 2025

Investors vie to lead Fiserv stock lawsuit

A federal court will assess the plaintiffs’ claims and select one to shepherd a lawsuit on behalf of other investors suing Fiserv over its stock price decline.

By Justin Bachman • Oct. 7, 2025

Payments conferences to keep on your radar for 2026

The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

By Shefali Kapadia • Oct. 1, 2025

Affirm eager to grow services

Home and personal services is one of Affirm’s smallest merchant categories but among the fastest-growing for the buy now, pay later provider, its CFO said Tuesday.

By Justin Bachman • Sept. 24, 2025

Payment players offer fraud fixes

EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

By Caitlin Mullen • Sept. 23, 2025

AI commerce portends potential fraud

As payments firms enable agentic AI shopping, secure transactions and safeguards are at the forefront of their initiatives.

By Shefali Kapadia • Sept. 18, 2025

Visa, Mastercard push more tokenization

The card network giants want more merchants and consumers using cards with security tokens to increase transaction volume and to reduce fraud.

By Lynne Marek • Sept. 10, 2025

Circle K grows fleet payment options

Alimentation Couche-Tard is partnering with Relay to add more than 500 truck-accessible locations to the fintech company’s network.

By Jessica Loder • Sept. 9, 2025

How Nokia, AT&T fight mobile fraud

Telecom companies are stepping up their efforts to help financial institutions and payments players reduce phone-related fraud.

By Shefali Kapadia • Sept. 2, 2025

Visa ramps new fraud prevention program

The card giant has merged its fraud prevention and dispute management programs, forcing merchants and their bank card processors to take more responsibility for thwarting misconduct.

By Lynne Marek • Sept. 2, 2025

BNPL firms urge HUD to skip new rules

Regulators need greater insight into the impacts of buy now, pay later lending, multiple groups said in their comments to U.S. housing officials.

By Justin Bachman • Aug. 27, 2025

Worldpay rewires for bot shoppers

The processor aims to prepare its merchant clients for the opportunities and risks of AI-driven agentic shopping.

By Lynne Marek • Aug. 26, 2025

Will payments be ‘quantum safe’ by 2035?

The federal government and industry organizations warn that fraudsters could use the advanced technology to hack into payments systems.

By Lynne Marek • Aug. 22, 2025

US consumer trust in digital payments lags globally

Consumers in the U.S. are less trusting than those in other countries when it comes to using digital tools to make payments, according to a fintech study.

By Tatiana Walk-Morris • Aug. 22, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

Shift4 helps crypto fans blast off

The payments company has started processing cryptocurrency transactions for the space flight company Blue Origin.

By Patrick Cooley • Aug. 12, 2025