Regulations & Policy: Page


  • Fiserv's headquarters in Milwaukee
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    Fiserv sued over Clover migration

    A securities lawsuit alleges the payments processor moved merchants to Clover, and then misled investors about the point-of-sale system’s growth.

    By July 28, 2025
  • Bitcoin sitting on dollar bills
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    Dan Kitwood via Getty Images
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    Column

    Payments hurl toward digitization

    It’s no coincidence that President Donald Trump ushered in the stablecoin era just a few months after the Treasury Department canceled the penny.

    By July 25, 2025
  • Trendline

    Top 5 stories from Payments Dive

    Dominant card networks, legacy payments processors and young fintechs are all jockeying to keep up with industry innovations and increased competition.

    By Payments Dive staff
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Opinion

    Stablecoins face last-mile trouble

    “The promise of stablecoins to solve existing issues quickly encounters a series of challenges,” writes an ACI Worldwide executive. “Chief among them is what we call the ‘last mile’ problem.”

    By Phil Bruno • July 24, 2025
  • Fiserv's headquarters in downtown Milwaukee
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    Fiserv revenue forecast dims

    The payments processor offered a less rosy outlook as executives took some blame for second-quarter revenue growth being lower than analysts expected. It also agreed to buy a TD Bank portfolio.

    By July 24, 2025
  • open banking fintechs banking Trump
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    Chip Somodevilla via Getty Images
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    Groups seek Trump aid on open banking

    Fintechs and merchants urged the president to take on big banks and let the U.S. open banking rule move forward.

    By July 24, 2025
  • Cash App logo lit in neon
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    Anna Webber via Getty Images
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    Block agrees to $12.5M settlement in Cash App spam text case

    A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

    By July 23, 2025
  • earned wage access lawsuits New York Letitia James
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    Spencer Platt via Getty Images
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    EWA providers fight NY over court venue

    The New York Attorney General opposes efforts by DailyPay and MoneyLion to have the state’s earned wage access lawsuits tried in federal court.

    By July 22, 2025
  • Many pennies.
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    How much will killing the penny cost?

    The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

    By July 22, 2025
  • President Trump holds up document with House Speaker Johnson and others behind him.
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    Win McNamee via Getty Images
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    Consumer advocate group slams Genius Act

    The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

    By Tatiana Walk-Morris • July 21, 2025
  • American Express business virtual cards payments small business
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    Justin Sullivan via Getty Images
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    Stablecoins emerge as alternative: Amex CEO

    While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

    By July 21, 2025
  • sports betting sportsbook online gaming digital wallets
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    Chip Somodevilla via Getty Images
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    Gambling on cards, wallets spurs debate

    The growth of U.S. sports betting has given rise to a variety of regulatory proposals addressing gamblers’ use of credit cards and digital wallets.

    By July 18, 2025
  • merchant fees credit cards
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    Spencer Platt via Getty Images
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    Opinion

    A small business fight against card fee caps

    “This isn’t a red state or blue state issue, it’s a Main Street issue being driven from both statehouses and Capitol Hill,” writes one small business owner.

    By Jessica Ward • July 17, 2025
  • President Trump in the oval office of the white house as press looks on
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    Win McNamee/Getty Images via Getty Images
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    Treasury faces pushback on ditching checks

    A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

    By Tatiana Walk-Morris • July 16, 2025
  • FTC regulation click to cancel recurring payments chargebacks merchants retail
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    Kevin Dietsch via Getty Images
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    Chargebacks persist as court voids FTC rule

    Consumers view disputed payments as a viable refund alternative, according to a survey that arrived with the demise of a federal “click-to-cancel” rule.

    By July 16, 2025
  • The US Federal Reserve building in Washington DC
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    Getty Images
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    Fedwire makes ISO leap

    The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

    By July 15, 2025
  • fintechs JP Morgan Chase open banking APIs
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    Joe Raedle via Getty Images
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    Fintechs blast JPMorgan over data fees

    The largest U.S. bank says it will begin charging the firms to access customer financial data amid an open banking court battle.

    By July 15, 2025
  • Senators Tim Scott and Elizabeth Warren converse during a Senate Banking Committee meeting.
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    Chip Somodevilla / Staff via Getty Images
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    6 takeaways from the Senate’s crypto market structure hearing

    Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

    By Gabrielle Saulsbery • July 14, 2025
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    Connecticut enacts controversial EWA law

    The state’s governor signed a measure last week that some earned wage access providers opposed.

    By July 14, 2025
  • A female nurse operates a touch screen in a medical clinic.
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    Opinion

    Why payments modernization can’t wait

    “The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

    By Yusuf Qasim • July 11, 2025
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed’s ISO ‘big bang’ hits

    The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard will reverberate around the world.

    By July 11, 2025
  • BNPL buy now pay later loans HUD housing
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    Kent Nishimura via Getty Images
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    HUD studies BNPL housing risks

    U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.

    By July 11, 2025
  • money transfer Wise enforcement regulation
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    Wise to reform AML oversight

    The money transfer firm will pay $4.2 million and bolster anti-money laundering and other compliance in a consent settlement with six states.

    By July 10, 2025
  • Tesla CEO Elon Musk in the White House on May 30, 2025.
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    Kevin Dietsch via Getty Images
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    Column

    Will the X payments plan morph?

    With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.

    By July 10, 2025
  • swipe fees merchants interchange settlement Visa Mastercard
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    Visa, Mastercard vie for Treasury role

    The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

    By July 9, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    Court denies open banking briefs

    A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.

    By July 9, 2025