US payments growth may have peaked

Payments revenue growth is projected to slow over the next four years, with cash-to-card migration largely in the rearview, said the author of a BCG report.

By Caitlin Mullen • Sept. 29, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025

Explore the Trendline➔

Digital wallets proliferate as features advance

As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

By Payments Dive staff

Fiserv acquires tech consulting firm

The deal for Smith Consulting Group is designed to give Fiserv’s bank and credit union customers deeper technical expertise.

By Justin Bachman • Sept. 26, 2025

The trouble with ending US checks

The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.

By Jennifer Tescher • Sept. 26, 2025

FIS acquires fintech Amount

The Chicago-based fintech, which provides banking technology, expands the portfolio of services FIS can offer banks and credit unions.

By Caitlin Mullen • Sept. 24, 2025

Capital One cuts Discover workers

The bank said it’s cutting nearly 400 Discover employees between November and March 2026, following job cuts last month related to Discover’s home equity business.

By Caitlin Mullen • Sept. 23, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card.

By Dan Ennis • Sept. 23, 2025

Remitly debuts tiered membership platform

Remitly One contains a “send-now-pay-later” feature that allows subscribers instant access to funds and a digital debit card that lets subscribers bypass foreign transaction fees.

By Dan Ennis • Sept. 18, 2025

Cash App lures BNPL card users

Block has drawn 1 million consumers to its Cash App debit card with post-purchase BNPL, creating a “next-gen” credit card clientele, the company’s CFO said.

By Justin Bachman • Sept. 16, 2025

Plaid to pay for JPMorgan data

Under the agreement between the two companies, the bank will be paid for sharing consumer data with Plaid. Fintech groups excoriated JPMorgan for the new access fees.

By Justin Bachman • Sept. 16, 2025

APR caps would shrink access to credit

“Well-meaning legislation shouldn’t leave behind the very people it intends to help,” writes one bank CEO.

By David Becker • Sept. 12, 2025

Fed lifts FedNow limit to $10M

As financial firms flock to instant payments, the Federal Reserve has pitched FedNow as a way to ease internal transfers, corporate payroll and big transactions.

By Tatiana Walk-Morris • Sept. 10, 2025

Visa, Mastercard push more tokenization

The card network giants want more merchants and consumers using cards with security tokens to increase transaction volume and to reduce fraud.

By Lynne Marek • Sept. 10, 2025

Stablecoin advances crypto adoption

Once large banks and big payments companies “start leaning in, then obviously that gets the flywheel going,” says Taxbit CEO Lindsey Argalas.

By Grace Noto • Sept. 10, 2025

Open banking looks better with crypto

After fintechs and crypto bros showed how banks might fetter digital assets, the Consumer Financial Protection Bureau revamped its views of open banking.

By Justin Bachman • Sept. 8, 2025

Earned wage access should be free

“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

By Jason Lee • Sept. 5, 2025

Chase flags end of gov’t checks

The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

By Lynne Marek • Sept. 4, 2025

Q2 credit card charge-offs fell

Increased consumer incomes led to a drop in net charge-offs and delinquency rates for U.S. bank credit cards in the second quarter, a new report says.

By Tatiana Walk-Morris • Sept. 4, 2025

Local governments press online payments

To avoid paper checks, cities and counties are pushing residents to use online card and ACH payments, according to industry executives.

By Justin Bachman • Sept. 3, 2025

How Nokia, AT&T fight mobile fraud

Telecom companies are stepping up their efforts to help financial institutions and payments players reduce phone-related fraud.

By Shefali Kapadia • Sept. 2, 2025

Visa ramps new fraud prevention program

The card giant has merged its fraud prevention and dispute management programs, forcing merchants and their bank card processors to take more responsibility for thwarting misconduct.

By Lynne Marek • Sept. 2, 2025

Innovative Systems acquired by investment firm

The South Dakota billing and payments software company was purchased by the Chicago private equity firm GTCR.

By Lynne Marek • Aug. 28, 2025

CFPB proposes trimming nonbank purview

A CFPB rule proposed Tuesday would restrict the bureau’s ability to supervise nonbanks. The agency said it aims to adopt a binding, standardized definition of “risks to consumers” that would make enforcement consistent.

By Caitlin Mullen • Aug. 27, 2025

Payments investments, acquisitions slid in H1

Investments in the payments sphere plummeted for the first half of the year, as did acquisitions in the area, according to a KPMG report.

By Lynne Marek • Aug. 25, 2025

Will payments be ‘quantum safe’ by 2035?

The federal government and industry organizations warn that fraudsters could use the advanced technology to hack into payments systems.

By Lynne Marek • Aug. 22, 2025