Fintech’s next era: The strategic value of license ownership for speed and control

In today’s environment, relying on sponsor banks or cobbled-together providers is no longer good enough.

By Mariëtte Swart, Adyen • July 28, 2025

How to build a B2B payments behemoth

No single company dominates U.S. commercial payments, as with card networks or merchant acquirers. Bottomline CEO Craig Saks says that will change.

By Justin Bachman • July 25, 2025

Explore the Trendline➔

Digital wallets proliferate as features advance

As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

By Payments Dive staff

Payments hurl toward digitization

It’s no coincidence that President Donald Trump ushered in the stablecoin era just a few months after the Treasury Department canceled the penny.

By Lynne Marek • July 25, 2025

Stablecoins face last-mile trouble

“The promise of stablecoins to solve existing issues quickly encounters a series of challenges,” writes an ACI Worldwide executive. “Chief among them is what we call the ‘last mile’ problem.”

By Phil Bruno • July 24, 2025

Corpay to buy Alpha Group, sell vehicle units

The commercial card and expense management company plans to buy the British cross-border firm in a $2.2 billion deal, as it considers divestures.

By Lynne Marek • July 24, 2025

Fiserv revenue forecast dims

The payments processor offered a less rosy outlook as executives took some blame for second-quarter revenue growth being lower than analysts expected. It also agreed to buy a TD Bank portfolio.

By Patrick Cooley • July 24, 2025

Groups seek Trump aid on open banking

Fintechs and merchants urged the president to take on big banks and let the U.S. open banking rule move forward.

By Justin Bachman • July 24, 2025

Block agrees to $12.5M settlement in Cash App spam text case

A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

By Patrick Cooley • July 23, 2025

Payroc to buy LedgerPay

The growing payments processor has agreed to acquire the cloud-based peer, and may have more targets in its sights.

By Lynne Marek • July 23, 2025

Instant paychecks pose moral dilemma for Yooz CFO

The accounts payable software company may offer earned wage access benefits to employees. Yooz CFO John Gronen has reservations.

By Maura Webber Sadovi • July 22, 2025

How much will killing the penny cost?

The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

By Lynne Marek • July 22, 2025

Flexbase adds perks on Visa card

Entrepreneurs are affluent and want a business card that offers them the same perks as high-end consumer cards, the company’s CEO says.

By Justin Bachman • July 22, 2025

Fiserv’s Clover delves into healthcare

The payment processor is partnering with a healthcare software company to provide a service fitted for healthcare providers.

By Patrick Cooley • July 22, 2025

Real-time payments zoom ahead

The FedNow system logged a bigger jump in payments volume for the second quarter than did the RTP network, but the latter accounts for more activity.

By Lynne Marek • July 21, 2025

Consumer advocate group slams Genius Act

The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

By Tatiana Walk-Morris • July 21, 2025

Midsize business use of PayPal, Zelle dipped, Citizens says

The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.

By Patrick Cooley • July 17, 2025

Mastercard, Visa play down stablecoin threat

The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.

By Lynne Marek • July 17, 2025

A small business fight against card fee caps

“This isn’t a red state or blue state issue, it’s a Main Street issue being driven from both statehouses and Capitol Hill,” writes one small business owner.

By Jessica Ward • July 17, 2025

Why small banks may shun Zelle

The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

By Patrick Cooley • July 16, 2025

Cash App adds tap-to-pay for iPhone

The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone. 

By Patrick Cooley • July 15, 2025

Fedwire makes ISO leap

The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.

By Lynne Marek • July 15, 2025

Fintechs blast JPMorgan over data fees

The largest U.S. bank says it will begin charging the firms to access customer financial data amid an open banking court battle.

By Justin Bachman • July 15, 2025

6 takeaways from the Senate’s crypto market structure hearing

Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

By Gabrielle Saulsbery • July 14, 2025

Connecticut enacts controversial EWA law

The state’s governor signed a measure last week that some earned wage access providers opposed.

By Lynne Marek • July 14, 2025

Why payments modernization can’t wait

“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.

By Yusuf Qasim • July 11, 2025