What We're Reading: Page 2
Industry reads hand-picked by our editors
Jan 21, 2026
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USA Today
Trump called for 10% cap on credit card rates by Jan. 20. What happened?
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American Banker
While banks fight credit card fee rules, merchants’ lobbyists are cheering
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NPR
The CFPB’s turbulent year since Trump’s return to office
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PYMNTS
Co-Founder John Collison Says Stripe Not Racing to Go Public
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Reuters
ECB’s Panetta says banks will need to issue fully digital private money
Jan 20, 2026
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American Banker
Square, Stripe take a fresh swing at crypto payments
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Wall Street Journal
Bank CEOs Carefully Push Back on Trump’s Credit-Card Rate Cap - WSJ
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CNBC
Kevin Hassett pivots to possible ‘Trump cards’ amid credit card battle
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Bloomberg
Batistas’ PicPay Fintech Seeks $2.5 Billion Market Cap in US IPO
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USA Today
Don’t get scammed on Zelle, Venmo or PayPal. How to use apps safely.
Jan 16, 2026
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CNBC
Trump pitches direct payments for health care: What policy experts say
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The New York Times
Inside a Scam Complex’s Detailed Playbook
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The Hill
GOP breaks with Trump on credit card interest rate cap proposal
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American Banker
Bilt, Affirm aim to capitalize on proposed credit card rate cap
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China Daily
Visa teams with Apple to enable overseas Apple Pay payments for China cardholders
Jan 15, 2026
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Politico
GOP leaders throw cold water on Trump’s credit-card push
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American Banker
Bank CEOs warn rate cap would have ‘unintended consequences’
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Reuters
Top central banks forge ahead with closely watched cross-border payments testing
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Bloomberg
Bilt Unveils Credit Cards Capped at 10% After Trump’s Demands
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PYMNTS
Pay by Bank Finds Momentum as Consumers Rethink Cards
Jan 14, 2026
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The New York Times
Banks Ready Battle Plans to Save Their Credit Card Businesses
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Reuters
US senators introduce long-awaited bill to define crypto market rules
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Pymnts
Affirm Adds Account Balances and Cash Flow to Underwriting
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The Washington Post
Opinion | Trump capping credit card interest rates would mean economic disaster
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Digital Transactions
Surcharges Come With Acute Abandonment Risk, J.D. Power Research Finds
Jan 13, 2026
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Wall Street Journal
Behind the Unraveling of Apple’s Credit-Card Partnership With Goldman Sachs
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Fortune
Polygon Labs buys two crypto startups for $250 million as it looks to compete with Stripe
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American Banker
How Trump’s 10% credit cap would hit the payments industry
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Federal Reserve Bank of Atlanta’s Take on Payments blog
Why Do Businesses Still Use Paper Checks?
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Bloomberg
JPMorgan Warns Trump’s 10% Credit Card Cap Threatens Business, Consumers
Jan 12, 2026
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Bloomberg
Walmart-Backed ‘Super App’ OnePay Hits $4 Billion Valuation
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MarketWatch
Americans just spent a record $20 billion with buy-now-pay-later. Here’s what to do if you overdid it.
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Reuters
Stablecoin firm Rain valued at $1.95 billion in latest fundraise
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Digital Transactions
Lightspeed Is the Latest Processor to Adopt AI as the Trend Accelerates
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The Paypers
Papaya Global reportedly in talks for sale
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