PayPal embarks on $300M restructuring

The digital payments company has begun to log expenses for a “large-scale initiative” to overhaul its technology infrastructure, including job cuts.

By Lynne Marek • July 31, 2025

Block takes aim at Google, Apple

The company’s new Cash App group payments feature lets users pool money with transfers from Apple Pay and Google Pay. That could allow it to poach customers from the rivals.

By Patrick Cooley • July 31, 2025

Explore the Trendline➔

Embedded payment tools make inroads

Business customers demanding integrated tools is likely to keep driving a trend toward more embedded payments tools.

By Payments Dive staff

Ramp raises $500M to rush AI

The fintech has amassed $700 million in funding over two months as it tries to capitalize on corporate finance’s adoption of artificial intelligence.

By Justin Bachman • July 30, 2025

Visa tailors stablecoin strategy

CEO Ryan McInerney expects the digital assets to be beneficial in emerging markets where the network’s digitization efforts have faced difficulties.

By Lynne Marek • July 30, 2025

Splitit pivots customer strategy

The BNPL player will rely less on partnering with individual merchants thanks to a partnership with Samsung’s digital wallet.

By Patrick Cooley • July 29, 2025

Fiserv sued over Clover migration

A securities lawsuit alleges the payments processor moved merchants to Clover, and then misled investors about the point-of-sale system’s growth.

By Patrick Cooley • July 28, 2025

Coinstar to offer Mastercard card

The company behind the green coin machines at grocery stores will soon let consumers turn their pocket change into a prepaid debit card.

By Lynne Marek • July 28, 2025

How to build a B2B payments behemoth

No single company dominates U.S. commercial payments, as with card networks or merchant acquirers. Bottomline CEO Craig Saks says that will change.

By Justin Bachman • July 25, 2025

Payments hurl toward digitization

It’s no coincidence that President Donald Trump ushered in the stablecoin era just a few months after the Treasury Department canceled the penny.

By Lynne Marek • July 25, 2025

Stablecoins face last-mile trouble

“The promise of stablecoins to solve existing issues quickly encounters a series of challenges,” writes an ACI Worldwide executive. “Chief among them is what we call the ‘last mile’ problem.”

By Phil Bruno • July 24, 2025

Block agrees to $12.5M settlement in Cash App spam text case

A class action alleged the company let users send spam messages to other users in violation of a Washington state law.

By Patrick Cooley • July 23, 2025

Instant paychecks pose moral dilemma for Yooz CFO

The accounts payable software company may offer earned wage access benefits to employees. Yooz CFO John Gronen has reservations.

By Maura Webber Sadovi • July 22, 2025

How much will killing the penny cost?

The Federal Reserve Bank of Richmond, Virginia, estimates American consumers will pay millions of dollars more annually as merchants round up.

By Lynne Marek • July 22, 2025

Flexbase adds perks on Visa card

Entrepreneurs are affluent and want a business card that offers them the same perks as high-end consumer cards, the company’s CEO says.

By Justin Bachman • July 22, 2025

Fiserv’s Clover delves into healthcare

The payment processor is partnering with a healthcare software company to provide a service fitted for healthcare providers.

By Patrick Cooley • July 22, 2025

Real-time payments zoom ahead

The FedNow system logged a bigger jump in payments volume for the second quarter than did the RTP network, but the latter accounts for more activity.

By Lynne Marek • July 21, 2025

Consumer advocate group slams Genius Act

The law aims to establish a regulatory framework for stablecoins, but critics note that more needs to be done to protect consumers.

By Tatiana Walk-Morris • July 21, 2025

Stablecoins emerge as alternative: Amex CEO

While the digital assets likely won’t replace ACH and SWIFT, they are a viable way to send money in lieu of those rails, Steve Squeri said.

By Patrick Cooley • July 21, 2025

Adyen tackles golf payments

A company executive explained how the payment processor can compete with firms that specialize in processing payments for golf companies.

By Patrick Cooley • July 18, 2025

Deluxe pivots to digital and data

The company known for paper checks aims to jump-start sagging revenue with electronic enterprises, including a fast-growing marketing data arm. 

By Lynne Marek • July 18, 2025

Midsize business use of PayPal, Zelle dipped, Citizens says

The bank's annual survey of midsize companies showed the popularity of business-to-consumer alternative payment types slipped this year.

By Patrick Cooley • July 17, 2025

Mastercard, Visa play down stablecoin threat

The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.

By Lynne Marek • July 17, 2025

Treasury faces pushback on ditching checks

A plan to move the U.S. government to digital payments could prevent vulnerable communities from accessing tax refunds and Social Security benefits, groups warn.

By Tatiana Walk-Morris • July 16, 2025

Why small banks may shun Zelle

The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

By Patrick Cooley • July 16, 2025

Cash App adds tap-to-pay for iPhone

The Block payment tool now allows for contactless credit and debit card payments using Apple's smartphone. 

By Patrick Cooley • July 15, 2025