Technology: Page 4


  • open banking CFPB regulations fintechs FTA
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    Chor muang via Getty Images
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    Q&A

    FTA CEO says open banking central to fintechs’ work

    The leader of the Financial Technology Association sees a federal court battle over the Consumer Financial Protection Bureau rule as critical to innovation.

    By Justin Bachman • June 10, 2025
  • Circle at ringing of NYSE bell following June 2025 IPO
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    Courtesy of Courtesy of Circle
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    Opinion

    GENIUS Act is just the beginning

    “The bill tackles the fundamental question that has paralyzed our industry: what exactly is a stablecoin, and who gets to regulate it?” writes one Tulane University professor.

    By Ryan Peters • June 10, 2025
  • Lock and credit card showing security theme Explore the Trendline
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    NatalyaBurova via Getty Images
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    Trendline

    Embedded payment tools make inroads

    Business customers demanding integrated tools is likely to keep driving a trend toward more embedded payments tools.

    By Payments Dive staff
  • Fiserv's headquarters in downtown Milwaukee
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    Fiserv CEO embraces stablecoins

    The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.

    By June 10, 2025
  • Lori's Gifts is a chain of gifts shops that use checkout-free payments systems
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    Deep Dive

    Checkout-free payments may yet rise

    Rapidly advancing artificial intelligence could let cashierless payment companies succeed where Grabango failed, industry insiders and observers say.

    By June 9, 2025
  • Three mobile UIs showing digital banking systems.
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    Permission granted by Block, Inc
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    Sponsored by Block, Inc

    Block has found the key to unlocking credit for millions of Americans – don’t use credit scores

    How near real-time data can build a more inclusive financial system.

    By Owen Jennings Head of Business at Block, Inc. • June 9, 2025
  • Construction workers lift materials on a jobsite.
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    urbazon via Getty Images
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    Opinion

    Don’t Turn Back the Clock on earned wage access

    The Consumer Financial Protection Bureau “should settle this issue once and for all by issuing an expanded (EWA) advisory opinion,” writes a trade group leader.

    By Brian Tate • June 6, 2025
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    Getty Images/Staff via Getty Images
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    Payments sector called “indisputable winner”

    Providers of payments services generated about a third of the $378 billion in global fintech revenue last year, according to a new report. The sector is poised for more growth with AI innovation.

    By Gabrielle Saulsbery • June 6, 2025
  • Person stands outside building in front of ATM with things in his hands and plastic bag at his feet, with two people walking by behind.
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    Niccolo Guasti via Getty Images
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    MoneyGram CEO targets digital remake

    Anthony Soohoo is tackling a digital transformation of the legacy cross-border payments company, leaning on experience at Walmart and Apple.

    By June 4, 2025
  • The wellness tourism sector is growing, with hotel guests wanting more wellness-oriented amenities like spas.
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    Ethan Miller via Getty Images
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    Why BNPL appeals to salons

    The buy now, pay later option attracts more customers and leads to bigger spending, asserts a payments software executive.

    By June 4, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB seeks to end open banking case

    The Consumer Financial Protection Bureau and its former court foes are now in agreement: an open banking rule shouldn't be considered lawful.

    By June 2, 2025
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    Peter_Cho via Getty Images
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    Conduit, Palla raise cross-border capital

    The startups, which both offer cross-border payments, each closed on major capital-raising efforts this week.

    By Tatiana Walk-Morris and Lynne Marek • May 30, 2025
  • Kenny Wyatt, Pushpay
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    Q&A

    Pushpay targets church payment niche

    The company caters to churches and other nonprofits, smoothing the channels to take in donations in various forms, including cryptocurrencies.

    By May 30, 2025
  • Wes Moore speaks at a podium
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    Chip Somodevilla via Getty Images
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    Maryland passes EWA law

    The state’s governor allowed an earned wage access bill to become law, over the objections of some consumer groups, including AARP.

    By Lynne Marek • May 29, 2025
  • PayPal Holdings
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    Justin Sullivan via Getty Images
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    PayPal’s venture arm taps new leader

    The digital payments company has promoted Ian Cox Moya, who rejoined the company in 2022, to head the unit that invests in startups.

    By Tatiana Walk-Morris • May 29, 2025
  • Fintech groups oppose state BNPL rules

    Lobbying organizations argue that New York's rules treat buy now, pay later purchases too much like credit card transactions.

    By May 28, 2025
  • M&A due diligence lawyers legal
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    ArLawKa AungTun via Getty Images
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    Global Payments to sell payroll unit for $1.1B

    The payments processor agreed to sell the division to software company Acrisure as it focuses on selling merchant services.

    By May 28, 2025
  • Josh Hawley
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    Kala Bartkowski via Getty Images
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    Credit card cap amendment stokes opposition

    Industry trade groups for financial institutions have united to rail against legislation that could cap credit card interest rates.

    By May 28, 2025
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    Funtap via Getty Images
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    Executive Shuffle: Fiserv, Temenos, Medius

    Recent executive appointments demonstrate the importance software and financial services firms are placing on product strategy.

    By Justin Bachman • May 27, 2025
  • Couche-Tard
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    Retrieved from Circle K.
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    Circle K launches fleet payment mobile app

    The program, developed alongside Car IQ, is designed to help drivers avoid credit card skimmers at the pump.

    By Brett Dworski • May 22, 2025
  • Klarna CEO Sebastian Siemiatkowski
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    Permission granted by Klarna
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    Klarna touts merchant growth

    The buy now, pay later provider surpassed 100 million users globally this year, but also reported widening consumer credit losses for the first quarter.

    By Tatiana Walk-Morris and Lynne Marek • May 20, 2025
  • payments recurring bills B2B Paymentus
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    wwing via Getty Images
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    Q&A

    Paymentus keeps the lights on

    Utilities and auto loans may not be exciting, but nondiscretionary payments is a profitable business largely unaffected by downturns, CEO Dushyant Sharma says.

    By Justin Bachman • May 20, 2025
  • Crypto regulation
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    Leon Neal via Getty Images
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    Hack could cost Coinbase up to $400M

    The crypto exchange is offering a $20 million reward for information leading to the hackers’ arrest. Coinbase terminated customer support agents who leaked customer data.

    By Gabrielle Saulsbery • May 19, 2025
  • Mastercard image of two interlocking circles and a horizon seen through them.
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    Courtesy of Mastercard
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    Why Mastercard invested in Corpay

    The $300 million infusion in a cross-border partner creates a complementary tie, the network’s CFO said. It also comes as headwinds rise on that front.

    By May 19, 2025
  • American Express sticker on a window
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    Justin Sullivan via Getty Images
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    Amex offers virtual card to small businesses

    The company has long provided the service to corporate clients, but this month started letting small business owners pay suppliers who accept Amex without a physical card.

    By May 19, 2025
  • Wise money transfer account
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    CFPB slashes Wise penalty

    The U.S. unit of fintech Wise must pay the bureau $45,000 and roughly $450,000 in redress to affected customers – a far cry from the $2.5 million penalty issued in January.

    By Rajashree Chakravarty • May 18, 2025