Technology: Page 18

  • A scene with people standing at colorful booths at the Nacha Faster Smarter Payments conference in Miami in 2024.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Payments conferences yet to come in 2025

    Artificial intelligence, FedNow and the ISO 20022 standards are expected to be hot topics at this year’s payments conferences.

    By Shefali Kapadia • Updated June 26, 2025
  • FedNow Federal Reserve Bank
    Image attribution tooltip
    Mesut Dogan via Getty Images
    Image attribution tooltip

    FedNow delivers new risk management tools

    Alongside those instant payment security features, the Federal Reserve increased the maximum payment that can be sent over the real-time system to $1 million.

    By Tatiana Walk-Morris • June 26, 2025
  • Lock and credit card showing security theme Explore the Trendline➔
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Trendline

    Embedded payment tools make inroads

    Business customers demanding integrated tools is likely to keep driving a trend toward more embedded payments tools.

    By Payments Dive staff
  • accounting
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Melio swallowed in $2.5B deal

    The New York bill-pay company is set to be acquired by Xero, a New Zealand provider of accounting and payroll management software for small businesses.

    By • June 25, 2025
  • A sign on building reads "Walmart Home Office"
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Stablecoins may push aside payments

    Digital assets have the power to “disintermediate” the financial system by bypassing traditional payment rails, according to a Deloitte report.

    By • June 25, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
    Image attribution tooltip
    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
    Image attribution tooltip

    Klarna, Google join forces

    The Swedish buy now, pay later business integrated its payments tool into the search giant’s digital wallet, making its services more widely available.

    By • June 24, 2025
  • Fiserv sign hangs above conference trade show floor.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Fiserv launches new stablecoin

    The payments processor wants to be an early mover as banks, the U.S. government and other payments players press for stablecoin adoption.

    By • June 23, 2025
  • cross border payments global trade Tensec
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Tensec raises $12M to boost growth

    Meanwhile, other cross-border payment firms have raised millions in recent weeks to bolster their international expansion.

    By Tatiana Walk-Morris • June 20, 2025
  • Person makes payment online with card
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    Don’t make Americans pay to pass financial data

    “Pausing or gutting Rule 1033 wouldn’t just stall innovation,” writes one industry executive who has international perspective. “It would send a message that the system works best when it’s closed.”

    By Jamie Twiss • June 20, 2025
  • corporate cards credit spending T&E compliance fintech
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Ramp raises $200M

    The maker of software to oversee corporate spending and procurement is now valued at $16 billion with its latest capital raise.

    By • June 17, 2025
  • Man stands in front of full vending machine
    Image attribution tooltip
    Permission granted by Jenifer Howard
    Image attribution tooltip

    Cantaloupe scooped up for $848M

    The self-checkout kiosk company was purchased by 365 Retail Markets, a firm focused on self-service technology and backed by private equity firm Providence Equity Partners.

    By • June 17, 2025
  • Senator Roger Marshall (R-Kan.) speaks during a Senate HELP committee hearing
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Column

    Credit card bill crusade persists

    Sens. Dick Durbin and Roger Marshall may have lost their latest bid to win a congressional vote on the Credit Card Competition Act, via stablecoin legislation, but proponents are undeterred.

    By • June 16, 2025
  • A person's hand holding a phone and on the screen is an image of a shopping cart with a banner above that says "BUY NOW PAY LATER!A
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    CFPB, consumer groups clash over BNPL

    The battle over buy now, pay later — whether it’s helpful or hurtful to users — persists even after the Consumer Financial Protection Bureau last month withdrew its rule regulating such services.

    By • June 16, 2025
  • open banking CFPB regulations fintechs FTA Vought
    Image attribution tooltip
    Kayla Bartkowski via Getty Images
    Image attribution tooltip
    Deep Dive

    Open banking to survive Trump, fintechs say

    Consumers and financial services firms will pursue their mutual interests in sharing personal data, despite a move by the Consumer Financial Protection Bureau to extinguish the trend, industry experts contend.

    By • June 16, 2025
  • New York State Capitol
    Image attribution tooltip
    Michael M. Santiago via Getty Images
    Image attribution tooltip

    NY legislature backs bill to protect cash

    The state’s two chambers voted in favor of a bill that requires New York retailers to accept cash, following a trend set by other states and cities.

    By • June 13, 2025
  • earned wage access Tapcheck payroll HR
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Tapcheck embeds EWA in payroll

    Recent integrations with HR management platforms position the Texas earned wage access startup for growth.

    By • June 13, 2025
  • Point-of-sale device, with Adyen and Verifone logos, sits on store counter next to stapler and calculator.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Adyen opts for build over buy

    The Dutch payments processor eschews acquisitions in favor of building its own systems to drive growth, including in the U.S. market.

    By • June 12, 2025
  • an overhead shot of an executive board reviewing data visualizations
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Payoneer CFO sees stablecoin hurdles

    The “last mile” infrastructure for stablecoin payment rails carries some challenges for the industry to resolve, Payoneer’s Bea Ordonez says.

    By Grace Noto • June 12, 2025
  • Image attribution tooltip
    Patrick Smith via Getty Images
    Image attribution tooltip

    Drivers seek digital payment options

    Digital payments are on the rise, but toll road payments are lagging behind.

    By Tatiana Walk-Morris • June 12, 2025
  • A person stands in front of multiple racks of shoes on display.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Visa, Mastercard race to agentic AI commerce

    The top U.S. card networks are speeding to develop payments services that will enable bot-based buying, with digital rival PayPal also making a play.

    By • June 11, 2025
  • A hand holds a smartphone displaying the Affirm app.
    Image attribution tooltip
    Courtesy of Affirm
    Image attribution tooltip

    Affirm boasts 2 million debit cards

    The number of such cards the buy now, pay later provider has now made available is an increase of about 600,000 cards since January.

    By • June 11, 2025
  • Shopify Sezzle antitrust lawsuit
    Image attribution tooltip
    Sean Gallup via Getty Images
    Image attribution tooltip

    Sezzle sues Shopify in BNPL battle

    The buy now, pay later provider says Shopify violated antitrust laws when it sought to dominate BNPL transactions on its merchants’ platform.

    By • June 11, 2025
  • open banking CFPB regulations fintechs FTA
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Q&A

    FTA CEO says open banking central to fintechs’ work

    The leader of the Financial Technology Association sees a federal court battle over the Consumer Financial Protection Bureau rule as critical to innovation.

    By • June 10, 2025
  • Circle at ringing of NYSE bell following June 2025 IPO
    Image attribution tooltip
    Courtesy of Courtesy of Circle
    Image attribution tooltip
    Opinion

    GENIUS Act is just the beginning

    “The bill tackles the fundamental question that has paralyzed our industry: what exactly is a stablecoin, and who gets to regulate it?” writes one Tulane University professor.

    By Ryan Peters • June 10, 2025
  • Fiserv's headquarters in downtown Milwaukee
    Image attribution tooltip
    Permission granted by Fiserv
    Image attribution tooltip

    Fiserv CEO embraces stablecoins

    The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.

    By • June 10, 2025
  • Lori's Gifts is a chain of gifts shops that use checkout-free payments systems
    Image attribution tooltip
    Permission granted by Lori's Gifts
    Image attribution tooltip
    Deep Dive

    Checkout-free payments may yet rise

    Rapidly advancing artificial intelligence could let cashierless payment companies succeed where Grabango failed, industry insiders and observers say.

    By • June 9, 2025