Risk
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Mastercard, Visa play down stablecoin threat
The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.
By Lynne Marek • July 17, 2025 -
Why small banks may shun Zelle
The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.
By Patrick Cooley • July 16, 2025 -
Explore the Trendlineâž”
tommy via Getty ImagesTrendlinePayments industry seeks to keep pace with fraudsters
As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.
By Payments Dive staff -
Fedwire makes ISO leap
The Federal Reserve shifted payments for the Fedwire Funds Service to a new international standard this week without any reported glitches.
By Lynne Marek • July 15, 2025 -
6 takeaways from the Senate’s crypto market structure hearing
Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.
By Gabrielle Saulsbery • July 14, 2025 -
Sponsored by PayNearMe
The hidden costs in your payment stack
Lowering fees won’t fix your payments problem. Reducing friction will.
By Anne Hay, EVP, Chief Marketing Officer • July 14, 2025 -
Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
By Lynne Marek • July 11, 2025 -
HUD studies BNPL housing risks
U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.
By Justin Bachman • July 11, 2025 -
Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
By Lynne Marek • July 9, 2025 -
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
By Patrick Cooley • July 9, 2025 -
Warren demands Zelle scam update
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
By Patrick Cooley • July 8, 2025 -
Shift4 strategy segues with Global Blue
The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.
By Patrick Cooley • July 7, 2025 -
Processors lean on AI to fight fraud
Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.
By Lynne Marek • July 2, 2025 -
Early Warning pitches Zelle to Treasury
The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.
By Patrick Cooley • July 1, 2025 -
Affirm delves into in-game payments
The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.
By Patrick Cooley • June 30, 2025 -
Visa, FIS boost value-added card services
The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.
By Tatiana Walk-Morris • June 30, 2025 -
Q&A
TreviPay CEO fears fraud ‘AI arms race’
The payments and invoicing firm’s chief, Brandon Spear, sees artificial intelligence as “transformational” in its capacity to scale business scams.
By Justin Bachman • June 27, 2025 -
Stablecoins may act as finance bridge
Stablecoins are like “another payment rail,” said Vince Tejada, who heads treasury and strategic finance at stablecoin infrastructure provider Bastion.
By Grace Noto • June 26, 2025 -
Stablecoins may push aside payments
Digital assets have the power to “disintermediate” the financial system by bypassing traditional payment rails, according to a Deloitte report.
By Patrick Cooley • June 25, 2025 -
Amex, Fiserv cite inflation benefit
“Modest” price increases benefit card and payment companies as long as the economy doesn’t trip into a recession, executives say.
By Patrick Cooley • June 17, 2025 -
Federal Reserve targets fraud
Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.
By Lynne Marek • June 17, 2025 -
CFPB, consumer groups clash over BNPL
The battle over buy now, pay later — whether it’s helpful or hurtful to users — persists even after the Consumer Financial Protection Bureau last month withdrew its rule regulating such services.
By Patrick Cooley • June 16, 2025 -
Senators push payments fraud task force
A proposed bipartisan bill would bring together regulators and law enforcement to formulate measures aimed at reducing payment scams.
By Justin Bachman • June 12, 2025 -
Visa, Mastercard race to agentic AI commerce
The two top U.S. card networks are speeding to develop payments services that will enable bot-based buying, with digital rival PayPal also making a play.
By Lynne Marek • June 11, 2025 -
Opinion
GENIUS Act is just the beginning
“The bill tackles the fundamental question that has paralyzed our industry: what exactly is a stablecoin, and who gets to regulate it?” writes one Tulane University professor.
By Ryan Peters • June 10, 2025 -
Deep Dive
Checkout-free payments may yet rise
Rapidly advancing artificial intelligence could let cashierless payment companies succeed where Grabango failed, industry insiders and observers say.
By Patrick Cooley • June 9, 2025