Risk


  • cross border payments global trade stablecoins
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    Opinion

    Stablecoins are inevitable in cross-border payments

    The digital currency is already demonstrating its value across a variety of use cases in multiple markets, a cryptocurrency executive writes.

    By Rocio Rodriguez Saa • Dec. 12, 2025
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe digs deeper into crypto

    The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.

    By Dec. 11, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
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    Sam Silverstein/Payments Dive
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    Why Block created a credit score

    The digital payments company has services like Cash App and Afterpay that are largely used by young customers who lack credit histories.

    By Dec. 10, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Payments players cozy up to crypto

    Banks, card networks and fintechs are issuing stablecoins, and embracing the digital currency infrastructure to usher clients into a new financial era.

    By Dec. 9, 2025
  • Several Visa cards spread out on surface revealing company's logo.
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    Justin Sullivan via Getty Images
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    Visa’s new program vexes merchants

    The card giant’s revamped system for assessing interchange fees on credit card transactions has socked some merchants with higher costs.

    By Dec. 9, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv faces security issue lawsuit

    A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.

    By Dec. 8, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    FinCen targets illegal remittances

    The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

    By Dec. 5, 2025
  • Cash from various countries is shown
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    Getty Images
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    Former PayPal execs invest in Sokin

    The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.

    By Tatiana Walk-Morris • Dec. 4, 2025
  • Sign in shopping mall
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    Sam Silverstein/Payments Dive
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    BNPL spending storms on

    The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

    By Dec. 3, 2025
  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App spam settlement approved

    A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

    By Justin Bachman • Dec. 3, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    AGs demand BNPL loan info

    State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

    By Dec. 2, 2025
  • Mall setting with shoppers walking
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    Emily Elconin via Getty Images
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    Holiday data sends mixed signals

    Data from Mastercard, Morgan Stanley and others show consumers wary of holiday spending, but also gunning ahead with outlays.

    By Dec. 1, 2025
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    VioletaStoimenova via Getty Images
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    Sponsored by Capital One Trade Credit

    Smarter credit decisioning and stronger growth with the power of data

    CFOs and their teams face a constant balancing act between driving revenue, managing financial risk and delivering excellent customer experiences.

    Dec. 1, 2025
  • Green Dot GO2bank
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    Courtesy of Green Dot
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    Green Dot inks deals splitting bank, fintech business

    The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.

    By Caitlin Mullen • Nov. 26, 2025
  • Close-up of young woman hand using smartphone
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    Getty Images
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    Worldpay floats agentic protocol

    The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

    By Tatiana Walk-Morris • Nov. 26, 2025
  • An Adyen office in Amsterdam
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    Anna Hrushka/Payments Dive
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    Executive Shuffle: DailyPay, Adyen, Lightspeed

    Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

    By Tatiana Walk-Morris • Nov. 26, 2025
  • Close-up of young woman hand using smartphone
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    Getty Images
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    Consumers seek text connections

    RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

    By Michael Brady • Nov. 26, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna embraces crypto

    The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

    By Nov. 25, 2025
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Deep Dive

    Regulatory patchwork vexes BNPL

    In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

    By , Nov. 25, 2025
  • U.S. President Donald Trump holds up the “GENIUS Act” alongside applauding lawmakers at the White House.
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    Win McNamee via Getty Images
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    Opinion

    Stablecoin risks loom: Op-ed

    The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

    By Mark E. Budnitz • Nov. 24, 2025
  • retail shopping fraud holidays Visa Mastercard
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    Kena Betancur via Getty Images
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    Card networks flag fraud

    Visa and Mastercard issued reports this month that warn consumers and merchants of upgraded fraudster techniques ahead of the year-end holidays.

    By Nov. 24, 2025
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe faces bank charter pushback

    The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

    By Nov. 24, 2025
  • A person uses a credit card to pay for a purchase on a computer
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    Getty Images
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    How consumers see card threats

    Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

    By Tatiana Walk-Morris • Nov. 21, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Dems dig into BNPL

    A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.

    By Nov. 21, 2025
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed pitches fraud-fighting tips

    The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

    By Tatiana Walk-Morris • Nov. 19, 2025