Risk

  • The Federal Trade Commission emblem on the Constitution Center in Washington, D.C.
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    Laurel Deppen/Payments Dive
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    FTC blasts payments processor Cliq

    The Federal Trade Commission lashed out at the firm formerly known as CardFlex, saying this week it should pay $52.9 million to consumers.

    By • Jan. 16, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Affirm to offer BNPL for rent

    The buy now, pay later player is one of the first to offer pay later installment financing for tenants paying their monthly rent.

    By • Jan. 15, 2026
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    Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Ritchie Torres earned wage access fintechs regulation Congress
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    Michael M. Santiago via Getty Images
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    House Democrat joins EWA effort

    Earned wage access providers support a forthcoming bipartisan House bill that would provide federal regulation, overriding state laws.

    By • Jan. 15, 2026
  • Close-up of young woman hand using smartphone
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    Checkout.com grabs special banking charter

    The payments processor received conditional approval for Georgia’s merchant acquirer limited purpose bank charter.

    By • Jan. 12, 2026
  • President Donald Trump signs Genius Act with congressional members around him in White House room.
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    Win McNamee via Getty Images
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    Stripe to enable crypto payments

    A collaboration with Crypto.com announced Tuesday will allow consumers to make payments to merchants with digital currencies.

    By • Jan. 9, 2026
  • Fiserv Clover point of sale checkout processing AI
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    Sundry Photography via Getty Images
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    Fiserv’s Clover adopts biometrics

    Customers will be able to make payments by scanning their face or palm at merchants that use the subsidiary’s point-of-sale service.

    By • Jan. 7, 2026
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna faces investor lawsuit

    The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

    By • Jan. 5, 2026
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Shift4 embrace stablecoins

    Both companies announced stablecoin ventures in the past week.

    By • Dec. 23, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Fiserv, Visa unite on agentic tools

    The payment processor plans to partner with card networks, also including Mastercard, to cater to merchants navigating agentic commerce.

    By • Dec. 22, 2025
  • fraud ID theft synthetic checkout payments Bolt
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    Q&A

    Can transparency curb synthetic fraud?

    Giving consumers a deeper look into their data will reduce payments fraud, the president of checkout software firm Bolt contends.

    By • Dec. 22, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    Cross-border payments goals remain elusive

    G20 nations have inched ahead in making cross-border payments more efficient and affordable, but progress has been uneven, says a new BIS study.

    By • Dec. 18, 2025
  • fraud ID theft mobile phones technology biometrics
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    Mobile phone IDs may help fight fraud

    Biometric features in Apple iPhones and Google’s Android-based devices can pair with digital identifications to combat fraud, two U.S. House members said.

    By • Dec. 18, 2025
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    BNPL connected to poor mental health: study

    Johns Hopkins University researchers have spotted a link between people with mental health conditions and those that have used buy now, pay later loans.

    By • Dec. 18, 2025
  • A close up picture of an American Express credit card.
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    Getty Images
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    Amex CEO slams surcharges

    Steve Squeri said higher surcharges would be a negative experience for the card network’s customers.

    By • Dec. 16, 2025
  • A Klarna promotional sign is seen in a mall
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    Caitlin Mullen/Payments Dive
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    BNPL loan values rise, CFPB says

    The average size of buy now, pay later loans grew and use of the payment method inched up, a Consumer Financial Protection Bureau study said.

    By • Dec. 15, 2025
  • cross border payments global trade stablecoins
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    Opinion

    Stablecoins are inevitable in cross-border payments

    The digital currency is already demonstrating its value across a variety of use cases in multiple markets, a cryptocurrency executive writes.

    By Rocio Rodriguez Saa • Dec. 12, 2025
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe digs deeper into crypto

    The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.

    By • Dec. 11, 2025
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    Sam Silverstein/Payments Dive
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    Why Block created a credit score

    The digital payments company has services like Cash App and Afterpay that are largely used by young customers who lack credit histories.

    By • Dec. 10, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Payments players cozy up to crypto

    Banks, card networks and fintechs are issuing stablecoins, and embracing the digital currency infrastructure to usher clients into a new financial era.

    By • Dec. 9, 2025
  • Several Visa cards spread out on surface revealing company's logo.
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    Justin Sullivan via Getty Images
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    Visa’s new program vexes merchants

    The card giant’s revamped system for assessing interchange fees on credit card transactions has socked some merchants with higher costs.

    By • Dec. 9, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Fiserv faces security issue lawsuit

    A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.

    By • Dec. 8, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    FinCen targets illegal remittances

    The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

    By • Dec. 5, 2025
  • Cash from various countries is shown
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    Former PayPal execs invest in Sokin

    The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.

    By Tatiana Walk-Morris • Dec. 4, 2025
  • Sign in shopping mall
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    Sam Silverstein/Payments Dive
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    BNPL spending storms on

    The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

    By • Dec. 3, 2025
  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App spam settlement approved

    A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

    By Justin Bachman • Dec. 3, 2025