Risk


  • Block Head Jack Dorsey
    Image attribution tooltip
    Drew Angerer / Staff via Getty Images
    Image attribution tooltip

    Block swaps 4,000 workers for AI

    CEO Jack Dorsey told investors Thursday that Block’s headcount will drop about 40% as it leans on artificial intelligence for efficiencies.

    By , Feb. 26, 2026
  • Block Cash App debit cards lending BNPL buy now pay later
    Image attribution tooltip
    Courtesy of Block
    Image attribution tooltip

    Debit card fraud losses rise

    Fraud loss rates for debit cardholders have climbed in recent years, according to a Federal Reserve analysis published this week.

    By Feb. 26, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Fiserv headquarters
    Image attribution tooltip
    Courtesy of Fiserv
    Image attribution tooltip

    Fiserv appoints new executives

    The payment processor added two chief revenue officers and a business development executive as it seeks to raise sales figures.

    By Feb. 26, 2026
  • A conference sign that says :FIS: Financial technology for bold ideas'
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    FIS caters to banks’ AI appetite

    Fidelity National Information Services views artificial intelligence as a “strategic accelerant” to its business, said CEO Stephanie Ferris, who discounted risks.

    By Feb. 25, 2026
  • Jamie Dimon JPMorgan Chase credit cards interest rates Trump
    Image attribution tooltip
    Alexander Tamargo via Getty Images
    Image attribution tooltip

    For JPMorgan’s CEO: ‘anxiety is high’

    Elevated asset prices and an intensely competitive landscape remind the CEO of the years just prior to the 2008 financial crisis, he said Monday. Still, he expects payments is one area where the bank could make acquisitions.

    By Caitlin Mullen • Feb. 24, 2026
  • New York releases draft BNPL rules

    The state aims to set a national standard for regulating buy now, pay later lenders with its regulations issued Monday.

    By Feb. 24, 2026
  • Klarna IPO
    Image attribution tooltip
    Noam Galai via Getty Images
    Image attribution tooltip

    Klarna pursues more banking customers

    The company is targeting more long-term loan and debit card customers as an avenue for growth as it tries to curtail losses.

    By Feb. 20, 2026
  • Seated man speaking with New York Times logo in background and the name 'Max Levchin'
    Image attribution tooltip
    Neilson Barnard via Getty Images
    Image attribution tooltip

    Affirm partnerships target growth

    The company’s latest collaborations are aimed at branching out into more sectors of the economy, consultants and analysts say.

    By Feb. 17, 2026
  • Hand holding Saphire Preferred credit card reaches to tap the card at a fuel pump.
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip
    Q&A

    Why virtual cards can be safer than plastic

    Many companies are swapping plastic payment cards for virtual because they’re less prone to fraud, Boost Payments Chief Revenue Officer Seth Goodman said.

    By Feb. 13, 2026
  • Cash App lawsuit settlement
    Image attribution tooltip
    Sean Zanni via Getty Images
    Image attribution tooltip

    Cash App to sell its credit score

    Block on Thursday opened up a waitlist for companies that want to access deeper insights from its Cash App consumer scoring.

    By Feb. 12, 2026
  • Russell Vought CFPB
    Image attribution tooltip
    Kayla Bartkowski via Getty Images
    Image attribution tooltip

    GAO details CFPB’s downsizing

    The scope of the CFPB’s downsizing were explored in two reports released Monday, one of which concludes that the changes cost consumers $19 billion.

    By Gabrielle Saulsbery • Feb. 11, 2026
  • Image attribution tooltip
    Teresa Kroeger via Getty Images
    Image attribution tooltip

    Block to chop up to 10% of employees

    The company is reducing its workforce to trim overhead costs and stay below a 12,000 employee cap, analysts said.

    By Feb. 9, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
    Image attribution tooltip
    Alex Wong via Getty Images
    Image attribution tooltip

    Fed ‘skinny’ account idea draws criticism

    A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.

    By Feb. 9, 2026
  • Close-up of young woman hand using smartphone
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Zip debuts pay-in-2 option

    The buy now, pay later company on Wednesday started letting U.S. customers split everyday payments in half, rather than into four installments.

    By Feb. 6, 2026
  • eBay Amazon agentic AI commerce AI retailers digital shopping online retail
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    How AI commerce threatens eBay, Amazon

    Agentic robots that shop and pay without human involvement could potentially render retail marketplaces obsolete – and big merchants are responding.

    By Feb. 4, 2026
  • American Express business virtual cards payments small business
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Amex buoyed by big spenders

    The card network reported a 15% year-over-year increase in cardholder spending at luxury merchants.

    By Feb. 2, 2026
  • A close up of a man's hand holding a phone displaying a conversation with a chatbot.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Charting 2026 payments trends

    Here are 4 stories that round up our deep dive outlook for this year, including coverage of agentic payments, fraud and personalization.

    By Jan. 30, 2026
  • apps embedded finance payments social media banking
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Embedded finance to ‘explode’: panel

    Tucking financial services, like payments, into a broader range of consumer situations is about to take off, bank executives said Thursday.

    By Jan. 30, 2026
  • Attendees at the Money 20/20 financial services conference in Las Vegas last year.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Mastercard reworks Cap One pact

    The card network's CEO said the company signed a new agreement with Capital One, reaffirming ties despite the bank’s purchase of rival Discover.

    By Jan. 29, 2026
  • Fiserv headquarters
    Image attribution tooltip
    Courtesy of Fiserv
    Image attribution tooltip

    Fiserv sued over alleged lax security

    A Tampa credit union alleged that the processor failed to protect customers from cyber hacks, but charged extra fees for a security upgrade.

    By Jan. 29, 2026
  • A man waves an American flag as he walks outside the Missouri State Capitol building in Jefferson City.
    Image attribution tooltip
    Michael B. Thomas via Getty Images
    Image attribution tooltip

    State legislatures mull remittance restrictions

    Battle lines are being drawn in Florida and Missouri over legislation that would bar money transfer firms from servicing “unauthorized aliens.”

    By Jan. 28, 2026
  • Exterior of grocery store
    Image attribution tooltip
    Jeff Wells/Payments Dive
    Image attribution tooltip

    Amazon to halt palm payments

    The online retailer said all Amazon One palm readers will be removed from physical stores by June 3.

    By Jan. 28, 2026
  • earned wage access lawsuits New York Attorney General Letitia James paychecks
    Image attribution tooltip
    Natasha Moustache via Getty Images
    Image attribution tooltip

    DailyPay seeks to dismiss NY lawsuit

    The earned wage access provider and MoneyLion cited a federal agency opinion last month in asking judges Friday to dismiss the New York AG’s complaints.

    By Jan. 27, 2026
  • Visa Mastercard credit cards interchange fees merchants
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Credit card delinquencies drop, says Fed bank

    The decline happened even as U.S. consumers spent more on their credit cards, data from the Federal Reserve Bank of Philadelphia shows.

    By Jan. 27, 2026
  • Gloved hand holds card reader device and illegal skimmer next to it.
    Image attribution tooltip
    Retrieved from U.S. Secret Service press release on website on January 26, 2026
    Image attribution tooltip

    Secret Service foils card skimmers

    The federal agency last year identified and deactivated some 400 illegal card reader inserts in major U.S. cities.

    By Jan. 26, 2026