Risk


  • American Express logo on window
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    Scott Olson via Getty Images
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    Amex says BNPL isn’t a rival

    Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.

    By Nov. 14, 2025
  • Fiserv headquarters
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    Courtesy of Fiserv
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    Fiserv shareholders sue again

    The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.

    By Nov. 13, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App leans into loans

    Block’s financial services unit is pressing growth of short-term consumer loans, confident that its underwriting data will support profitable lending.

    By Nov. 12, 2025
  • A person shops for clothing on a tablet.
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    Getty Images
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    Afterpay confronts new fraud type

    Fraudsters are posing as merchants and consumers to make fraudulent purchases and stick Afterpay with the bill, according to a Block executive.

    By Nov. 10, 2025
  • ​A close-up of an iPhone screen displaying the Remitly: Send Money & Transfer app's listing in the Apple App Store. The screen shows the Remitly logo, app name, and download option, highlighting the digital remittance service's presence on mobile platforms.
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    Alamy
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    Fiserv exec outlines stablecoin uses

    The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

    By Nov. 7, 2025
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Trump taps Shift4 founder again

    The president renominated Jared Isaacman on Tuesday to lead NASA, but did not acknowledge previously withdrawing the executive’s name.

    By Nov. 5, 2025
  • A person holds a credit card and sits with a laptop on her lap. The screen is open to show a shopping website.
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    How agentic AI could turbocharge fraud

    Generative artificial intelligence that can shop on a consumer’s behalf could be leveraged by bad actors to commit fraud on a wide scale.

    By Nov. 4, 2025
  • People stand and sit by a conference booth marked with the The Clearing House logo.
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    Lynne Marek/Payments Dive
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    Why one cross-border payments pilot was stymied

    Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

    By Oct. 31, 2025
  • Mastercard point of sale, retail
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    Courtesy of Mastercard
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    Q&A

    Agentic commerce portends merchant headaches

    AI agents used by shoppers will change the equation for online sellers, Mastercard’s executive vice president for security solutions said on the sidelines of the Money 20/20 conference.

    By Oct. 30, 2025
  • Sign in shopping mall
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    Sam Silverstein/Payments Dive
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    BNPLs intrude on banks’ turf

    The buy now, pay later industry is increasingly offering services that are the purview of banks, such as deposit accounts and debit cards.

    By Oct. 29, 2025
  • agentic AI commerce AI retailers digital shopping online retail
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    Nazar Rybak via Getty Images
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    Agentic AI raises liability issues

    Payments companies seek ways to address problems with AI agents making mistakes when shopping for consumers.

    By Oct. 28, 2025
  • Zelle Early Warning payments
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    Getty Images
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    Zelle parent pursues crypto for international payments

    The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

    By Oct. 24, 2025
  • Paxos Trust CEO stablecoins cryptocurrency
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    Win McNamee via Getty Images
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    Stablecoins must become simple: panel

    To become widely used, the cryptocurrency needs to work as easily as other currencies, a panel of stablecoin experts said.

    By Oct. 22, 2025
  • Fiserv's headquarters in Milwaukee
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    Fiserv, Block turn to crypto

    Settling transactions with digital currencies could save processors and merchants money on payments by cutting out bank and card network fees.

    By Oct. 21, 2025
  • Federal Reserve Governor Christopher Waller sits on a chair on stage.
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    Lynne Marek/Payments Dive
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    Waller floats ‘skinny’ Fed account

    Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

    By Oct. 21, 2025
  • Federal Reserve Gov. Michael Barr stablecoins regulation financial stability
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    Kevin Dietsch via Getty Images
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    Stablecoin risks abound: Barr

    To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

    By Oct. 21, 2025
  • President Donald Trump sits at desk with pen in hand.
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    Win McNamee via Getty Images
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    Crypto use trending down, says Kansas City Fed

    A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

    By Oct. 14, 2025
  • Fiserv headquarters
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    Courtesy of Fiserv
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    Investors vie to lead Fiserv stock lawsuit

    A federal court will assess the plaintiffs’ claims and select one to shepherd a lawsuit on behalf of other investors suing Fiserv over its stock price decline.

    By Oct. 7, 2025
  • People mill at a conference with a Global Payments sign that markets its Genius brand in the background.
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    Lynne Marek/Payments Dive
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    Payments conferences to keep on your radar for 2026

    The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

    By Shefali Kapadia • Oct. 1, 2025
  • Affirm BNPL services home
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    Getty Images
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    Affirm eager to grow services

    Home and personal services is one of Affirm’s smallest merchant categories but among the fastest-growing for the buy now, pay later provider, its CFO said Tuesday.

    By Sept. 24, 2025
  • The Office of the Comptroller of the Currency logo
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    Getty Images
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    Payment players offer fraud fixes

    EWS, Nacha and the Financial Technology Association told regulators that collaboration, information-sharing and more consumer education are needed to tackle payments fraud.

    By Caitlin Mullen • Sept. 23, 2025
  • A woman browses an ecommerce site in front of a Christmas tree.
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    Getty Images
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    AI commerce portends potential fraud

    As payments firms enable agentic AI shopping, secure transactions and safeguards are at the forefront of their initiatives.

    By Shefali Kapadia • Sept. 18, 2025
  • A close-up of a payment kiosk panel showing accepted payment logos—Visa, Mastercard, Apple Pay, Android Pay, and contactless payment—on a white background above a red unit.
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    Alamy
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    Visa, Mastercard push more tokenization

    The card network giants want more merchants and consumers using cards with security tokens to increase transaction volume and to reduce fraud.

    By Sept. 10, 2025
  • Circle K
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    Retrieved from Couche-Tard.
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    Circle K grows fleet payment options

    Alimentation Couche-Tard is partnering with Relay to add more than 500 truck-accessible locations to the fintech company’s network.

    By Jessica Loder • Sept. 9, 2025
  • Close-up of a smartphone screen displaying the Google Wallet app interface, with a fingertip hovering above it, indicating user interaction.
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    Alamy
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    How Nokia, AT&T fight mobile fraud

    Telecom companies are stepping up their efforts to help financial institutions and payments players reduce phone-related fraud.

    By Shefali Kapadia • Sept. 2, 2025