Retail


  • small business point of sale merchants local
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    SumUp battles for small merchants

    The point-of-sale firm is investing in the U.S. to seize a larger share among small retailers as bigger payments players move upmarket.

    By Justin Bachman • Oct. 2, 2025
  • People mill at a conference with a Global Payments sign that markets its Genius brand in the background.
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    Lynne Marek/Payments Dive
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    Payments conferences to keep on your radar for 2026

    The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

    By Shefali Kapadia • Oct. 1, 2025
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Stripe OpenAI agentic AI Sam Altman commerce protocol
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    Justin Sullivan via Getty Images
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    Stripe pushes agentic AI sales via chat

    The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

    By Justin Bachman • Sept. 30, 2025
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    US payments growth may have peaked

    Payments revenue growth is projected to slow over the next four years, with cash-to-card migration largely in the rearview, said the author of a BCG report.

    By Caitlin Mullen • Sept. 29, 2025
  • Affirm BNPL services home
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    Affirm eager to grow services

    Home and personal services is one of Affirm’s smallest merchant categories but among the fastest-growing for the buy now, pay later provider, its CFO said Tuesday.

    By Justin Bachman • Sept. 24, 2025
  • A sign that reads "Discover" marks the entrance to the card company's headquarters in Illinois.
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    Scott Olson / Staff via Getty Images
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    Capital One cuts Discover workers

    The bank said it’s cutting nearly 400 Discover employees between November and March 2026, following job cuts last month related to Discover’s home equity business.

    By Caitlin Mullen • Sept. 23, 2025
  • Cardless co-founders Michael Spelfogel and Scott Kazmierowicz
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    Permission granted by Cardless
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    Cardless fuels growth with new $60M

    The credit card fintech will use the fresh capital to hire and bolster its work with clients Coinbase and Bilt, co-founder Michael Spelfogel said.

    By Caitlin Mullen • Sept. 22, 2025
  • Shopify Sezzle BNPL credit retailers merchants lawsuit antitrust
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    Sean Gallup via Getty Images
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    Shopify wants court to toss Sezzle lawsuit

    The BNPL provider is misapplying antitrust law because it dislikes competition, Shopify said in a motion to dismiss Sezzle’s lawsuit.

    By Justin Bachman • Sept. 22, 2025
  • Square merchants point of sale
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    Opinion

    Don’t conflate surcharges and ‘junk’ fees

    “Payment processors and merchants must strongly oppose claims conflating credit card surcharging with mandatory or ‘junk’ fees,” say legal pros.

    By Jonathan Razi and Keturah Taylor • Sept. 19, 2025
  • A woman browses an ecommerce site in front of a Christmas tree.
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    AI commerce portends potential fraud

    As payments firms enable agentic AI shopping, secure transactions and safeguards are at the forefront of their initiatives.

    By Shefali Kapadia • Sept. 18, 2025
  • PayPal sign outside in front of parking lot with cars in background.
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    Justin Sullivan via Getty Images
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    PayPal, Google enter major tech pact

    The digital payments pioneer has locked arms with the tech titan in a multi-year deal to pursue a “next-generation commerce and payments platform.”

    By Sept. 18, 2025
  • Block Cash App debit cards lending BNPL buy now pay later
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    Courtesy of Block
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    Cash App lures BNPL card users

    Block has drawn 1 million consumers to its Cash App debit card with post-purchase BNPL, creating a “next-gen” credit card clientele, the company’s CFO said.

    By Justin Bachman • Sept. 16, 2025
  • A photo of the exterior of a gas station and convenience store. The fuel canopy is red and reads "Adventure's first stop" and "Maverik" while signs on the gas pumps and stores say "Maverik."
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    Courtesy of Maverik
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    Maverik expands cardless payment options

    The retailer’s partnership with Piston lets professional drivers initiate a fuel payment via QR or authorization codes.

    By Jessica Loder • Sept. 11, 2025
  • A close-up of a payment kiosk panel showing accepted payment logos—Visa, Mastercard, Apple Pay, Android Pay, and contactless payment—on a white background above a red unit.
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    Alamy
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    Visa, Mastercard push more tokenization

    The card network giants want more merchants and consumers using cards with security tokens to increase transaction volume and to reduce fraud.

    By Sept. 10, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna counts on retailers for growth

    As Klarna becomes publicly traded, the BNPL giant says the availability of its services at retailers such as Walmart and Macy’s correlates strongly to future growth.

    By Justin Bachman • Sept. 10, 2025
  • Circle K
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    Retrieved from Couche-Tard.
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    Circle K grows fleet payment options

    Alimentation Couche-Tard is partnering with Relay to add more than 500 truck-accessible locations to the fintech company’s network.

    By Jessica Loder • Sept. 9, 2025
  • Fiserv Clover point of sale CardFree mobile ordering payments
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    Bruce Bennett via Getty Images
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    Fiserv buys CardFree for hospitality expansion

    The company said it acquired the California startup that focuses on restaurant and hotel payment systems to expand its Clover point-of-sale business.

    By Justin Bachman • Sept. 5, 2025
  • Two Amazon-branded credit cards in front of the Amazon checkout page displayed on a mobile phone.
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    Permission granted by Amazon.

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    Visa ramps new fraud prevention program

    The card giant has merged its fraud prevention and dispute management programs, forcing merchants and their bank card processors to take more responsibility for thwarting misconduct.

    By Sept. 2, 2025
  • Walmart employee with two crates on a dolly outside of someone's home
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    Retrieved from Walmart.
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    EWA players seek federal oversight

    A trade group representing earned wage access providers backs introduction of a bill outlining federal oversight for the emerging industry.

    By Aug. 27, 2025
  • A close up of a man's hand holding a phone displaying a conversation with a chatbot.
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    Getty Images
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    Worldpay rewires for bot shoppers

    The processor aims to prepare its merchant clients for the opportunities and risks of AI-driven agentic shopping.

    By Aug. 26, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    US consumer trust in digital payments lags globally

    Consumers in the U.S. are less trusting than those in other countries when it comes to using digital tools to make payments, according to a fintech study.

    By Tatiana Walk-Morris • Aug. 22, 2025
  • Russ Vought OMB Trump spending
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    Andrew Harnik via Getty Images
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    CFPB mulls cutting int’l money transfer oversight

    The Consumer Financial Protection Bureau is reconsidering the definition of a large international money transfer firm, potentially reducing regulation.

    By Aug. 20, 2025
  • Mesh cryptocurrency digital assets POS retail stablecoins PayPal
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    Joe Raedle via Getty Images
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    PayPal, Mesh jump into crypto conversion

    Just as gold and cash coexist, stablecoin will serve payments while volatile cryptocurrencies remain an investment vehicle, the CEO of crypto-transfer firm Mesh says.

    By Justin Bachman • Aug. 20, 2025
  • BNPL buy now pay later New York consumer lending
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    Anna Moneymaker via Getty Images
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    NY queries BNPL providers

    New York regulators said Monday that buy now, pay later companies can have extra time to furnish voluntary BNPL data ahead of new state rules.

    By Justin Bachman • Aug. 19, 2025
  • sports payments Global Payments sports arenas stadiums
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    Stephen Maturen via Getty Images
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    Payments players spar for sports contracts

    The goal: elevate brand image and bring real-time data to stadium merchants, offering sports fans an integrated experience.

    By Shefali Kapadia • Aug. 18, 2025