EWA chases regulatory clarity

The evolving earned wage access industry continues to be buffeted by federal regulatory upheaval, divergent state approaches and legal battles.

By Lynne Marek • Oct. 27, 2025

States will play key role in regulation: Mallik

A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.

By Lynne Marek • Oct. 24, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

Stablecoin risks abound: Barr

To make stablecoins viable, regulators implementing the Genius Act must impose protective guardrails, Federal Reserve Gov. Michael Barr told a fintech conference.

By Justin Bachman • Oct. 21, 2025

Fed to boost payments services’ days of operation

The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

By Lynne Marek • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Visa, Mastercard reach settlement with merchants

The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.

By Lynne Marek • Oct. 15, 2025

Crypto use trending down, says Kansas City Fed

A survey from the Federal Reserve Bank of Kansas City cast doubt on the notion that more U.S. consumers will adopt cryptocurrency for payments, even after a new law eased the path to crypto use.

By Patrick Cooley • Oct. 14, 2025

Fed appeals debit fee ruling

The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

By Lynne Marek • Oct. 10, 2025

Open banking also helps banks: Fintechs

Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

By Justin Bachman • Oct. 10, 2025

How to unleash innovation and competition in payments

“Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

By John Muller • Oct. 10, 2025

Baltimore sues MoneyLion over lending tactics

City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”

By Caitlin Mullen • Oct. 9, 2025

Fiserv launches Roughrider stablecoin

The processor is working with a North Dakota state-owned bank to establish a new digital asset.

By Justin Bachman • Oct. 9, 2025

Fiserv, PayPal ex-CEOs grab new roles

The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.

By Lynne Marek • Oct. 6, 2025

Checkout.com seeks Georgia banking charter

If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.

By Gabrielle Saulsbery • Oct. 3, 2025

BNPL lenders should report customers’ data

Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.

By Phil Goldfeder • Oct. 3, 2025

DOJ granted brief stay in Visa debit case

The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

By Justin Bachman • Updated Oct. 3, 2025

Payments conferences to keep on your radar for 2026

The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

By Shefali Kapadia • Oct. 1, 2025

NYDFS’ Adrienne Harris to step down

Kaitlin Asrow, who leads the regulator’s research and innovation division and previously was a senior fintech policy adviser at the San Francisco Fed, will serve as the state agency’s acting superintendent starting Oct. 18.

By Dan Ennis • Sept. 30, 2025

Technology could make payments cheaper: Waller

Fed Gov. Christopher Waller touted the benefits of stablecoins and distributed ledgers, saying that new technology should not be feared.

By Gabrielle Saulsbery • Sept. 30, 2025

The trouble with ending US checks

The government must modernize payments, but officials retiring paper checks should be thoughtful and inclusive, the CEO of a consumer group writes.

By Jennifer Tescher • Sept. 26, 2025

DailyPay case belongs in state court, judge rules

A federal judge agreed with the New York attorney general that state court is the proper jurisdiction for a lawsuit against the earned wage access lender.

By Justin Bachman • Sept. 25, 2025

CFPB ends U.S. Bank, Apple consent orders early

The bureau contends the bank and tech giant have paid their penalties in separate cases related to unemployment benefits restrictions and the launch of the Apple Card.

By Dan Ennis • Sept. 23, 2025

PayPal probed on China ties

A House select committee wants the payments giant to detail how it ensures anti-money laundering compliance within its Weixin Pay partnership.

By Justin Bachman • Sept. 23, 2025