Regulations & Policy


  • Consumer Financial Protection Bureau Director Rohit Chopra with his hand raised while speaking.
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    Win McNamee via Getty Images
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    CFPB alum Chopra to lead state consumer agency

    Former CFPB head Rohit Chopra will lead a new California agency with oversight of consumer affairs and financial protection, among other duties.

    By Gabrielle Saulsbery • May 15, 2026
  • Frustrated young woman with a smartphone in her hands while she sits on a couch at home.
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    Column

    The fight against fraud revs up

    Maybe crusaders against financial fraud and scams can finally make some headway with help from Congress, the White House and Nacha.

    By May 15, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Block DOJ compliance fraud regulation legal
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    Block inches closer to DOJ settlement

    The company set aside $240 million in the first quarter as it negotiates with the Justice Department over allegations in a 2023 short seller’s report.

    By May 14, 2026
  • Sezzle Shopify lawsuits buy now pay later ecommerce
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    Shopify loses bid to toss Sezzle lawsuit

    The e-commerce platform can't jettison plausible monopoly claims made by the buy now, pay later company, a federal judge ruled Monday.

    By May 13, 2026
  • Shot of PayPal headquarters
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    Justin Sullivan via Getty Images
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    PayPal settles with DOJ over DEI

    The digital payments company agreed Tuesday to a settlement with the Department of Justice over a 2020 diversity investment fund.

    By May 12, 2026
  • Elizabeth Warren Richard Blumenthal BNPL buy now pay later senators policy consumer lending
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    Drew Angerer via Getty Images
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    Senators query credit bureaus on BNPL

    A group of Democrats wants to know how credit agencies are using buy now, pay later data and what changes may be planned in the future.

    By May 11, 2026
  • courts Illinois interchange fees litigation appeals bank regulations
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    Appeals court remands Illinois card fee case

    A move by federal officials to preempt Illinois’ interchange fee ban requires further review by a district court, the 7th Circuit said Friday.

    By May 8, 2026
  • Federal Reserve Michelle Bowman payments fraud
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    Kevin Dietsch via Getty Images
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    Fed to launch roundtable to fight payment fraud

    The Federal Reserve sees a rising threat of payment fraud and wants to collaborate with other agencies to stop it, a Fed Vice chair said.

    By May 7, 2026
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    Tourism group decries credit card bill

    The organization backed by the Electronic Payments Coalition attacked the Consumer Credit Card Competition Act proposal.

    By May 1, 2026
  • Nacha ACH real time payments
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    Permission granted by Lynne Marek
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    Nacha raises same-day ACH network limit

    Set to take effect in 2027, the new transaction limit aims to make high-value transactions for tax, payroll and other payments easier.

    By April 28, 2026
  • Fingers hover over a computer keyboard with numbers on a screen, against a shadowy backdrop.
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    Harnessing AI to fight fraud

    Payments players are tapping artificial intelligence to beat back fraud bolstered by AI, and Congress may provide an assist.

    By April 28, 2026
  • A Federal Reserve logo sign is shown affixed to panes of glass on a building's exterior.
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    Andrew Harnik / Staff via Getty Images
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    ISO 20022 gains remain elusive

    Following increased adoption of the international standard in the U.S., companies are reaching to tap its rich data benefits.

    By April 27, 2026
  • A close-up of the red and yellow MasterCard logo.
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    Mastercard: Revenue growth, emissions reduction can coincide

    The card network reduced its corporate carbon footprint again last year, even as revenue grew, according to an Earth Day blog post this week.

    By Lamar Johnson • April 24, 2026
  • merchant fees credit cards
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    Opinion

    Why credit card rate caps hurt consumers, small businesses

    “Affordability is not just about the cost of credit," a former Treasury official writes. "It is about whether credit is available at all.”

    By Melissa Koide • April 24, 2026
  • Visa Mastercard interchange fee litigation merchants
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    Visa, Mastercard face new suit over card fees

    Three plaintiffs say a 2019 settlement in card fee litigation should not give the card networks years of legal immunity for antitrust claims.

    By April 23, 2026
  • Congress fintechs Federal Reserve payments rails ACH
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    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By April 21, 2026
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    Sponsored by Paystand

    The business case for blockchain in B2B payments

    Increased regulatory clarity and the rise of stablecoin infrastructure have transformed how digital assets are used.

    April 20, 2026
  • Two people standing face to face on a plastics production line.
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    Opinion

    How EWA improves workers’ lives

    Earned wage access “users are savvy managers of their money who value EWA products, use them responsibly, and have positive experiences,” writes a trade group leader.

    By Sarah Mamula • April 17, 2026
  • Illinois card fee interchange law litigation retail restaurants
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    OCC plans to preempt Illinois interchange law

    The Office of the Comptroller of the Currency issued an “interim final order” Friday to preempt the state’s law aimed at eliminating card interchange fees on taxes and tips.

    By Updated April 27, 2026
  • earned wage access lawsuits DailyPay New York Attorney General
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    DailyPay pushes back against NY AG

    The earned wage access provider says its relationship with employers means it’s not a consumer lender, as the New York attorney general alleges.

    By April 14, 2026
  • subscriptions business recurring payments Adobe
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    Opinion

    Why the subscription model should change

    “The question isn't whether government intervention in subscription cancellation policies is good or bad,” writes one industry executive.

    By Priya Lakshminarayanan • April 10, 2026
  • Federal Reserve ACH FedNow real time payments fintechs banks
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    Alex Wong via Getty Images
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    Fed mulls FedNow x-border use

    The Federal Reserve proposed letting participants in the real-time payments system use intermediaries to make cross-border fund transfers.

    By April 9, 2026
  • FDIC Chairman Travis Hill looks off during a Senate Banking Committee meeting.
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    Anna Moneymaker via Getty Images
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    FDIC floats stablecoin guidelines, AML revamp

    The Federal Deposit Insurance Corp. proposed a rule under the Genius Act for supervising payment stablecoin issuers.

    By Caitlin Mullen • April 8, 2026
  • Visa Mastercard retail merchants card fees interchange swipe fees litigation
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    Q&A

    How US credit card fees may ebb

    The Nilson Report’s publisher explained how competition, merchants and court dynamics are influencing the evolution of interchange fees.

    By April 8, 2026
  • Illinois card fee interchange law litigation retail restaurants
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    Illinois AG defends card fee law

    Illinois law banning card interchange fees on tax and tips doesn’t restrict banks or card networks, the state told an appeals court.

    By April 7, 2026