Regulations & Policy


  • FedNow Federal Reserve Bank
    Image attribution tooltip
    Mesut Dogan via Getty Images
    Image attribution tooltip

    Fed’s top payments official to exit

    Mark Gould, who was the Federal Reserve’s first payments chief, said he will retire this year, but stay on while the central bank seeks his successor.

    By May 29, 2026
  • open banking fintechs banking Trump
    Image attribution tooltip
    Chip Somodevilla via Getty Images
    Image attribution tooltip
    Opinion

    Trump should nix high-cost loans

    “If the president wants to provide people relief from high-interest debt ... he should lead a crackdown against high-cost credit schemes,” writes a consumer advocate lawyer.

    By Lauren Saunders • May 28, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • Tennessee remittances tax government revenue payments
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Tennessee levies tax on remittances

    The Volunteer State will add a $10 tax for cross-border payments, and an extra 2% fee for some, under a new law drawing the ire of payments players.

    By May 27, 2026
  • banks Illinois credit unions OCC Jonathan Gould regulation interchange fees
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip

    OCC aims to derail state card law

    The Office of the Comptroller of the Currency urged a judge Friday to block an Illinois law on interchange fees that the agency has preempted.

    By May 26, 2026
  • Trump Federal Reserve payments financial technology
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    Trump order seeks to open Fed rails

    The administration mandated a review of how the Federal Reserve and federal agencies can aid fintech firms through more central bank access.

    By May 20, 2026
  • Facebook Meta social media fraud consumers
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Facebook fraud becomes lightning rod

    Banks and consumer advocates are taking social media to task, while Facebook tries to rein in fake profiles and scam ads.

    By Shefali Kapadia • May 18, 2026
  • Federal Trade Commission enforcement payment processing Cliq
    Image attribution tooltip
    Leigh Vogel via Getty Images
    Image attribution tooltip

    Judge fines payments processor Cliq

    A federal court assessed a $6.5 million penalty over non-compliance in a 2015 Federal Trade Commission settlement but declined to appoint a receiver.

    By May 18, 2026
  • Consumer Financial Protection Bureau Director Rohit Chopra with his hand raised while speaking.
    Image attribution tooltip
    Win McNamee via Getty Images
    Image attribution tooltip

    CFPB alum Chopra to lead state consumer agency

    Former CFPB head Rohit Chopra will lead a new California agency with oversight of consumer affairs and financial protection, among other duties.

    By Gabrielle Saulsbery • May 15, 2026
  • Frustrated young woman with a smartphone in her hands while she sits on a couch at home.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Column

    The fight against fraud revs up

    Maybe crusaders against financial fraud and scams can finally make some headway with help from Congress, the White House and Nacha.

    By May 15, 2026
  • Block DOJ compliance fraud regulation legal
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    Block inches closer to DOJ settlement

    The company set aside $240 million in the first quarter as it negotiates with the Justice Department over allegations in a 2023 short seller’s report.

    By May 14, 2026
  • Sezzle Shopify lawsuits buy now pay later ecommerce
    Image attribution tooltip
    Bennett Raglin via Getty Images
    Image attribution tooltip

    Shopify loses bid to toss Sezzle lawsuit

    The e-commerce platform can't jettison plausible monopoly claims made by the buy now, pay later company, a federal judge ruled Monday.

    By May 13, 2026
  • Shot of PayPal headquarters
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    PayPal settles with DOJ over DEI

    The digital payments company agreed Tuesday to a settlement with the Department of Justice over a 2020 diversity investment fund.

    By May 12, 2026
  • Elizabeth Warren Richard Blumenthal BNPL buy now pay later senators policy consumer lending
    Image attribution tooltip
    Drew Angerer via Getty Images
    Image attribution tooltip

    Senators query credit bureaus on BNPL

    A group of Democrats wants to know how credit agencies are using buy now, pay later data and what changes may be planned in the future.

    By May 11, 2026
  • courts Illinois interchange fees litigation appeals bank regulations
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Appeals court remands Illinois card fee case

    A move by federal officials to preempt Illinois’ interchange fee ban requires further review by a district court, the 7th Circuit said Friday.

    By May 8, 2026
  • Federal Reserve Michelle Bowman payments fraud
    Image attribution tooltip
    Kevin Dietsch via Getty Images
    Image attribution tooltip

    Fed to launch roundtable to fight payment fraud

    The Federal Reserve sees a rising threat of payment fraud and wants to collaborate with other agencies to stop it, a Fed Vice chair said.

    By May 7, 2026
  • credit cards travel rewards programs airports airlines
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Tourism group decries credit card bill

    The organization backed by the Electronic Payments Coalition attacked the Consumer Credit Card Competition Act proposal.

    By May 1, 2026
  • Nacha ACH real time payments
    Image attribution tooltip
    Permission granted by Lynne Marek
    Image attribution tooltip

    Nacha raises same-day ACH network limit

    Set to take effect in 2027, the new transaction limit aims to make high-value transactions for tax, payroll and other payments easier.

    By April 28, 2026
  • Fingers hover over a computer keyboard with numbers on a screen, against a shadowy backdrop.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Harnessing AI to fight fraud

    Payments players are tapping artificial intelligence to beat back fraud bolstered by AI, and Congress may provide an assist.

    By April 28, 2026
  • A Federal Reserve logo sign is shown affixed to panes of glass on a building's exterior.
    Image attribution tooltip
    Andrew Harnik / Staff via Getty Images
    Image attribution tooltip

    ISO 20022 gains remain elusive

    Following increased adoption of the international standard in the U.S., companies are reaching to tap its rich data benefits.

    By April 27, 2026
  • A close-up of the red and yellow MasterCard logo.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Mastercard: Revenue growth, emissions reduction can coincide

    The card network reduced its corporate carbon footprint again last year, even as revenue grew, according to an Earth Day blog post this week.

    By Lamar Johnson • April 24, 2026
  • merchant fees credit cards
    Image attribution tooltip
    Spencer Platt via Getty Images
    Image attribution tooltip
    Opinion

    Why credit card rate caps hurt consumers, small businesses

    “Affordability is not just about the cost of credit," a former Treasury official writes. "It is about whether credit is available at all.”

    By Melissa Koide • April 24, 2026
  • Visa Mastercard interchange fee litigation merchants
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Visa, Mastercard face new suit over card fees

    Three plaintiffs say a 2019 settlement in card fee litigation should not give the card networks years of legal immunity for antitrust claims.

    By April 23, 2026
  • Congress fintechs Federal Reserve payments rails ACH
    Image attribution tooltip
    Alex Wong via Getty Images
    Image attribution tooltip

    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By April 21, 2026
  • Shot of two coworkers having a discussion in modern office.
    Image attribution tooltip
    VioletaStoimenova via Getty Images
    Image attribution tooltip
    Sponsored by Paystand

    The business case for blockchain in B2B payments

    Increased regulatory clarity and the rise of stablecoin infrastructure have transformed how digital assets are used.

    April 20, 2026
  • Two people standing face to face on a plastics production line.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    How EWA improves workers’ lives

    Earned wage access “users are savvy managers of their money who value EWA products, use them responsibly, and have positive experiences,” writes a trade group leader.

    By Sarah Mamula • April 17, 2026