Regulations & Policy


  • Governor JB Pritzker
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    Illinois enacts BNPL law

    The state’s governor signed a buy now, pay later act that forces providers to register with Illinois regulators and face new loan disclosure mandates.

    By June 25, 2026
  • A view of a white domed building.
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    Lawmakers spar over payment rails

    House members on Wednesday debated the Payments Access and Consumer Efficiency Act, which would expand Federal Reserve services access.

    By June 25, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • An aerial view of downtown Boston.
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    Boston Fed forms payments council

    The Federal Reserve bank is gathering input from payments players, including Toast and Wex, as well as banks to help shape its policy outlook.

    By June 24, 2026
  • The state Capitol building in Springfield, Illinois
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    BNPL groups ‘neutral’ on Illinois bill

    Legislation to regulate buy now, pay later providers in Illinois hasn’t yet drawn the same level of industry opposition as a 2025 New York law.

    By June 23, 2026
  • Nacha ACH real time payments
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    Permission granted by Lynne Marek
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    Nacha’s fraud rules land

    The payments organization’s new push-credit rules force receiving financial institutions to monitor for fraud more closely.

    By Peter Lucas • June 22, 2026
  • A hand holding a bright red card.
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    Opinion

    Tracking digital payments skids

    “We often talk about digitization as if the hard part is getting money to move electronically,” writes an industry lawyer. “But the hard part is preserving the information, controls, and accountability behind a payment.”

    By Joon Park • June 17, 2026
  • A man speaks at a podium.
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    Anna Moneymaker/Getty Images via Getty Images
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    Illinois action may curb fraud

    A new law expected to be enacted by the state would force social media companies to better protect minors online, including from financial harm.

    By June 17, 2026
  • A smartphone screen displaying the logos of various peer-to-peer payment apps, including PayPal, Zelle, Venmo, Google Pay, Cash App, Apple Wallet, Payoneer, and Facebook Messenger.
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    Alamy
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    How a Nuvei-Payoneer merger would build business

    Nuvei’s hand could be strengthened in processing stablecoin transactions and reaching small and mid-sized merchants if a reported deal happens.

    By Peter Lucas • June 11, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    4 reasons the Visa-Mastercard pact survived

    Here’s the thinking of a federal judge who approved the settlement covering merchants who sued Visa and Mastercard over interchange fees.

    By June 10, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Court approves Visa-Mastercard settlement

    A federal judge ruled Tuesday that a settlement between the card networks and 12 million merchants over card-swipe fees is fair and reasonable.

    By June 9, 2026
  • United States Treasury Department
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    States aim to keep stablecoin purview

    A group representing state bank supervisors is concerned about preserving sovereignty over the digital assets.

    By Peter Lucas • June 5, 2026
  • Jared Polis stands behind a podium on a stage with an American flag projected behind him and holds up two fingers.
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    Justin Sullivan via Getty Images
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    Colorado interchange fee law vetoed

    The state’s governor shot down a bill aimed at curbing interchange fees on card transactions even though members of his own party passed the legislation.

    By June 4, 2026
  • payment cards Visa Mastercard retail merchants interchange fees litigation
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    Visa-Mastercard swipe fee fund has paid $414M

    Payouts to merchants from a $5.5 billion settlement fund ponied up by the card networks began this year, with a second distribution in the offing.

    By June 3, 2026
  • stablecoins North Dakota Roughriders Fiserv cryptocurrency
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    halbergman via Getty Images
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    Fiserv stablecoin arrives next month

    The company’s FIUSD coin “goes live in July,” CEO Mike Lyons said at an investor conference Thursday.

    By June 3, 2026
  • European Union flags are pictured waving outside the European Commission building.
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    Carl Court via Getty Images
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    Fintech Wise probed over AML concerns

    A Belgian prosecutor is looking into “indications of non-compliance,” particularly from “a lack of proper identification of clients and their activities.”

    By Dan Ennis • June 2, 2026
  • Illinois legislature credit card fees laws banks card networks
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    Judge blocks Illinois card fee law

    The injunction for banks and card networks Monday came after U.S. regulators moved to preempt the statute curbing card swipe fees.

    By June 2, 2026
  • Illinois legislature credit card fees laws
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    Illinois lawmakers again delay card fee law

    The state’s lawmakers voted to hold off on implementing the law as federal bank regulators sought to preempt the statute that curbs swipe fees.

    By June 1, 2026
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed’s top payments official to exit

    Mark Gould, who was the Federal Reserve’s first payments chief, said he will retire this year, but stay on while the central bank seeks his successor.

    By May 29, 2026
  • open banking fintechs banking Trump
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    Opinion

    Trump should nix high-cost loans

    “If the president wants to provide people relief from high-interest debt ... he should lead a crackdown against high-cost credit schemes,” writes a consumer advocate lawyer.

    By Lauren Saunders • May 28, 2026
  • Tennessee remittances tax government revenue payments
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    Tennessee levies tax on remittances

    The Volunteer State will add a $10 tax for cross-border payments, and an extra 2% fee for some, under a new law drawing the ire of payments players.

    By May 27, 2026
  • banks Illinois credit unions OCC Jonathan Gould regulation interchange fees
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    OCC aims to derail state card law

    The Office of the Comptroller of the Currency urged a judge Friday to block an Illinois law on interchange fees that the agency has preempted.

    By May 26, 2026
  • Trump Federal Reserve payments financial technology
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    Trump order seeks to open Fed rails

    The administration mandated a review of how the Federal Reserve and federal agencies can aid fintech firms through more central bank access.

    By May 20, 2026
  • Facebook Meta social media fraud consumers
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    Facebook fraud becomes lightning rod

    Banks and consumer advocates are taking social media to task, while Facebook tries to rein in fake profiles and scam ads.

    By Shefali Kapadia • May 18, 2026
  • Federal Trade Commission enforcement payment processing Cliq
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    Judge fines payments processor Cliq

    A federal court assessed a $6.5 million penalty over non-compliance in a 2015 Federal Trade Commission settlement but declined to appoint a receiver.

    By May 18, 2026
  • Consumer Financial Protection Bureau Director Rohit Chopra with his hand raised while speaking.
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    Win McNamee via Getty Images
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    CFPB alum Chopra to lead state consumer agency

    Former CFPB head Rohit Chopra will lead a new California agency with oversight of consumer affairs and financial protection, among other duties.

    By Gabrielle Saulsbery • May 15, 2026