AGs demand BNPL loan info

State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

By Patrick Cooley • Dec. 2, 2025

Will Trump be good for payments innovation?

The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.

By Lynne Marek • Nov. 26, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Worldpay floats agentic protocol

The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

By Tatiana Walk-Morris • Nov. 26, 2025

Executive Shuffle: DailyPay, Adyen, Lightspeed

Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

By Tatiana Walk-Morris • Nov. 26, 2025

Consumers seek text connections

RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

By Michael Brady • Nov. 26, 2025

MoneyLion to pay $1.75M to settle CFPB lawsuit

The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.

By Dan Ennis • Nov. 26, 2025

Klarna embraces crypto

The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

By Patrick Cooley • Nov. 25, 2025

How the open banking rule skidded

The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

By Justin Bachman • Nov. 25, 2025

Regulatory patchwork vexes BNPL

In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

By Patrick Cooley • Nov. 25, 2025

Stablecoin risks loom: Op-ed

The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

By Mark E. Budnitz • Nov. 24, 2025

Stripe faces bank charter pushback

The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

By Patrick Cooley • Nov. 24, 2025

How consumers see card threats

Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

By Tatiana Walk-Morris • Nov. 21, 2025

Dems dig into BNPL

A group of Democrats queried seven buy now, pay later companies for information about who uses their services and how often.

By Patrick Cooley • Nov. 21, 2025

White House nominates Vought aide to lead CFPB

Stuart Levenbach’s nomination is technical and extends Russ Vought’s tenure as acting director, a bureau spokesperson said.

By Caitlin Mullen • Nov. 20, 2025

Block eyes services for preteens

The company aims to make savings and card services available on its Cash App digital wallet for preteens, according to a Wednesday presentation. The tools would presumably be managed by parents.

By Patrick Cooley • Nov. 20, 2025

Fed pitches fraud-fighting tips

The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

By Tatiana Walk-Morris • Nov. 19, 2025

Citi, Swift wrap digital asset trial

The two institutions contend that interoperability between crypto ledgers and traditional financial systems is possible.

By Patrick Cooley • Nov. 19, 2025

Stablecoins carry consumer risk: panel

The U.S. Genius Act turbocharged stablecoin interest but left many consumer protection aspects to regulators, crypto professionals warned.

By Justin Bachman • Nov. 18, 2025

Rain CEO embraces regulation

Alex Bradford, who leads the earned wage access provider, backs industry regulation, but recoils at the thought of some “antiquated” state laws.

By Lynne Marek • Nov. 17, 2025

Dive Deposits: CFPB cries poor

A Justice Department office argued the Fed has no money to fund the bureau. The CFPB’s acting director hasn’t asked the central bank for money anyway.

By Dan Ennis • Nov. 14, 2025

Amex says BNPL isn’t a rival

Buy now, pay later competitors don’t concern American Express because the credit card giant depends on wealthier customers.

By Patrick Cooley • Nov. 14, 2025

Fiserv shareholders sue again

The complaint alleges the payment processor’s July revision of its revenue growth guidance was based on faulty data.

By Patrick Cooley • Nov. 13, 2025

Visa CFO trumpets legal pact

The card network’s chief financial officer touted the benefits of a proposed legal settlement with merchants.

By Lynne Marek • Nov. 13, 2025

Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

By Dan Ennis • Nov. 12, 2025

8 pros, cons of Visa-Mastercard pact

A proposed settlement to end 20 years of credit card swipe fee litigation generated strong reactions for and against the agreement.

By Justin Bachman • Nov. 12, 2025