Earned wage access should be free

“This industry simply cannot continue to charge employees to access their pay,” writes a fintech founder. “We cannot expect employers to deduct these fees from paychecks through payroll.”

By Jason Lee • Sept. 5, 2025

Chase flags end of gov’t checks

The JPMorgan bank says it’s striving to make branch customers aware of the federal government’s plan to stop sending paper checks next month. Some consumer advocates are still worried.

By Lynne Marek • Sept. 4, 2025

Explore the Trendline➔

Payments industry seeks to keep pace with fraudsters

As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

By Payments Dive staff

Q2 credit card charge-offs fell

Increased consumer incomes led to a drop in net charge-offs and delinquency rates for U.S. bank credit cards in the second quarter, a new report says.

By Tatiana Walk-Morris • Sept. 4, 2025

Local governments press online payments

To avoid paper checks, cities and counties are pushing residents to use online card and ACH payments, according to industry executives.

By Justin Bachman • Sept. 3, 2025

How Nokia, AT&T fight mobile fraud

Telecom companies are stepping up their efforts to help financial institutions and payments players reduce phone-related fraud.

By Shefali Kapadia • Sept. 2, 2025

Visa ramps new fraud prevention program

The card giant has merged its fraud prevention and dispute management programs, forcing merchants and their bank card processors to take more responsibility for thwarting misconduct.

By Lynne Marek • Sept. 2, 2025

Innovative Systems acquired by investment firm

The South Dakota billing and payments software company was purchased by the Chicago private equity firm GTCR.

By Lynne Marek • Aug. 28, 2025

CFPB proposes trimming nonbank purview

A CFPB rule proposed Tuesday would restrict the bureau’s ability to supervise nonbanks. The agency said it aims to adopt a binding, standardized definition of “risks to consumers” that would make enforcement consistent.

By Caitlin Mullen • Aug. 27, 2025

Payments investments, acquisitions slid in H1

Investments in the payments sphere plummeted for the first half of the year, as did acquisitions in the area, according to a KPMG report.

By Lynne Marek • Aug. 25, 2025

Will payments be ‘quantum safe’ by 2035?

The federal government and industry organizations warn that fraudsters could use the advanced technology to hack into payments systems.

By Lynne Marek • Aug. 22, 2025

Fifth Third buys payments player

The acquisition of cash management software firm DTS Connex bolsters the bank’s commercial payments business, which already processes significant sums, specifically $17 trillion last year.

By Gabrielle Saulsbery • Aug. 21, 2025

CFPB seeks comments for new open banking rule

The agency wants to learn about costs, fees and consumer data risks associated with open banking as it seeks to revise a 2024 rule.

By Justin Bachman • Aug. 21, 2025

EarnIn draws adverse court ruling

A federal judge ruled against the earned wage access company in a decision earlier this month, saying lending laws apply to its business.

By Lynne Marek • Aug. 19, 2025

Early Warning shirked safeguards, NY says

As states step into the breach left by the CFPB, New York alleges Zelle’s parent devised security policies in 2019 to counter fraud on the payments network, but didn’t impose them for four years.

By Justin Bachman • Aug. 18, 2025

ACH payments used for ex-banker’s fraud

A former Alabama banker made some 273 fraudulent ACH transactions over 10 years, ultimately embezzling about $2.3 million, the DOJ said.

By Rajashree Chakravarty • Aug. 18, 2025

The case for earned wage access

“This is a tool that workers value and that policymakers should make more accessible, full stop,” one economist writes.

By Jonathan Davis • Aug. 15, 2025

Klarna buffs results ahead of IPO

The BNPL giant says consumer defaults ebbed and active users surged in the second quarter as the company ponders when to go public.

By Justin Bachman • Aug. 14, 2025

Circle courts broader payments community

The company is seeking partnerships to boost the use of its USDC coin in payments, along with its cryptocurrency tools and services.

By Justin Bachman • Aug. 13, 2025

Shift4 helps crypto fans blast off

The payments company has started processing cryptocurrency transactions for the space flight company Blue Origin.

By Patrick Cooley • Aug. 12, 2025

Western Union makes $500M acquisition

The old line money transfer company bought a rival as it seeks to bolster growth, particularly in Latin America.

By Lynne Marek • Aug. 12, 2025

AI takes on bill payments

Paymentus CEO Dushyant Sharma explained how his company is using AI to make paying bills digitally more efficient.

By Patrick Cooley • Aug. 11, 2025

Block courts teen app users

The company announced a focus on keeping its youngest customers on Cash App to secure future growth for the platform.

By Patrick Cooley • Aug. 8, 2025

Big bank moves threaten innovation

That threat extends to American leadership, but the Trump administration can address it in a revised open banking rule, trade group leaders say.

By Penny Lee and Ji Hun Kim • Aug. 8, 2025

Judge vacates debit fee regulations

The federal court ruling potentially forces the Federal Reserve to revisit rules on fees banks can charge merchants when consumers swipe debit cards.

By Lynne Marek • Aug. 7, 2025

Shift4 faces CFO, board departures

The payment processor’s CFO will step down and join the board, while the company founder’s father said he will resign from the board.

By Patrick Cooley • Aug. 7, 2025