Banking


  • entrepreneurs Flex Flexbase fintechs credit cards private banking AI
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Flexbase takes on Amex

    The personal and business finance software firm is betting that private banking services and a new, ultra-premium credit card will lure wealthy entrepreneurs.

    By Dec. 5, 2025
  • Stripe CEO Patrick Collison
    Image attribution tooltip
    Matt Winkelmeyer via Getty Images
    Image attribution tooltip

    Stripe to buy Metronome

    The digital payments player has agreed to purchase U.S. billing platform Metronome, bringing together software firms that operate in the same realm.

    By Dec. 4, 2025
  • Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • Cash from various countries is shown
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Former PayPal execs invest in Sokin

    The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.

    By Tatiana Walk-Morris • Dec. 4, 2025
  • airlines debit cards travel loyalty banks consumers travelers
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip

    United, Southwest turn to debit

    The airlines’ loyalty programs are responding to the millions of Americans who prefer to use a debit card for purchases in lieu of credit.

    By Dec. 1, 2025
  • Green Dot GO2bank
    Image attribution tooltip
    Courtesy of Green Dot
    Image attribution tooltip

    Green Dot inks deals splitting bank, fintech business

    The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.

    By Caitlin Mullen • Nov. 26, 2025
  • President Donald Trump boards Air Force One on Aug. 15, 2025, at Joint Base Andrews, Maryland.
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip
    Opinion

    Will Trump be good for payments innovation?

    The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.

    By Nov. 26, 2025
  • Close-up of young woman hand using smartphone
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Worldpay floats agentic protocol

    The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

    By Tatiana Walk-Morris • Nov. 26, 2025
  • Close-up of young woman hand using smartphone
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Consumers seek text connections

    RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

    By Michael Brady • Nov. 26, 2025
  • Klarna BNPL IPO NYSE buy now pay later Walmart
    Image attribution tooltip
    Courtesy of Klarna Group
    Image attribution tooltip

    Klarna embraces crypto

    The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

    By Nov. 25, 2025
  • CFPB open banking banks Russell Vought fintechs
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip

    How the open banking rule skidded

    The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

    By Nov. 25, 2025
  • U.S. President Donald Trump holds up the “GENIUS Act” alongside applauding lawmakers at the White House.
    Image attribution tooltip
    Win McNamee via Getty Images
    Image attribution tooltip
    Opinion

    Stablecoin risks loom: Op-ed

    The Genius Act, a law enacted this year to provide stablecoin regulations, doesn’t adequately protect consumers, one think tank lawyer writes.

    By Mark E. Budnitz • Nov. 24, 2025
  • Patrick and John Collison, Stripe co-founders
    Image attribution tooltip
    Permission granted by Stripe
    Image attribution tooltip

    Stripe faces bank charter pushback

    The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.

    By Nov. 24, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Senators back open banking rule

    Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

    By Nov. 21, 2025
  • A person uses a credit card to pay for a purchase on a computer
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    How consumers see card threats

    Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

    By Tatiana Walk-Morris • Nov. 21, 2025
  • Russ Vought is shown looking to his right with other people seated behind him in the background.
    Image attribution tooltip
    Anna Moneymaker / Staff via Getty Images
    Image attribution tooltip

    White House nominates Vought aide to lead CFPB

    Stuart Levenbach’s nomination is technical and extends Russ Vought’s tenure as acting director, a bureau spokesperson said.

    By Caitlin Mullen • Nov. 20, 2025
  • Cash App Block consumer lending loans
    Image attribution tooltip
    Sean Zanni via Getty Images
    Image attribution tooltip

    Block eyes services for preteens

    The company aims to make savings and card services available on its Cash App digital wallet for preteens, according to a Wednesday presentation. The tools would presumably be managed by parents.

    By Nov. 20, 2025
  • A commercial building with large windows; the sign “Capital One Bank” appears in white letters with a red swoosh over a glass entrance.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Capital One joins FedNow

    The bank signed up for the Federal Reserve’s real-time payments system this week, leaving just one of the five major U.S. banks that has not.

    By Nov. 20, 2025
  • BaaS, Banking as a service, fintech, financial technology, mobile banking, contactless payment
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Priority Tech investors oppose proposed CEO buyout

    Shareholders of the payments software firm urged its board to reject an offer from Thomas Priore valuing the company at up to $520 million.

    By Nov. 19, 2025
  • Mesh cryptocurrency digital assets POS retail stablecoins PayPal
    Image attribution tooltip
    Joe Raedle via Getty Images
    Image attribution tooltip

    Citi, Swift wrap digital asset trial

    The two institutions contend that interoperability between crypto ledgers and traditional financial systems is possible.

    By Nov. 19, 2025
  • FedNow Federal Reserve Bank
    Image attribution tooltip
    Mesut Dogan via Getty Images
    Image attribution tooltip

    Fed pitches fraud-fighting tips

    The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

    By Tatiana Walk-Morris • Nov. 19, 2025
  • Cash App money wallets bitcoin cryptocurrency
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Block touts Cash App updates

    The payment provider ballyhooed Cash App’s new and existing features this week as it vies with digital wallet rivals.

    By Tatiana Walk-Morris • Nov. 14, 2025
  • digital tokens stablecoins cryptocurrency JPMorgan Chase banks
    Image attribution tooltip
    Eugene Gologursky via Getty Images
    Image attribution tooltip

    Beware too many stablecoins: bank exec

    A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, a JPMorgan Chase executive said.

    By Nov. 13, 2025
  • A close up view of a stack of visa bank cards.
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Visa CFO trumpets legal pact

    The card network’s chief financial officer touted the benefits of a proposed legal settlement with merchants.

    By Nov. 13, 2025
  • Mesh cryptocurrency digital assets POS retail stablecoins PayPal
    Image attribution tooltip
    Joe Raedle via Getty Images
    Image attribution tooltip

    Paystand acquires Bitwage

    The blockchain-backed B2B payments provider snapped up another payments player, and raised capital to accelerate its growth.

    By Tatiana Walk-Morris • Nov. 12, 2025
  • Federal Reserve Christopher Waller crypto digital currencies stablecoins
    Image attribution tooltip
    Sarah Silbiger via Getty Images
    Image attribution tooltip
    Column

    Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

    The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

    By Dan Ennis • Nov. 12, 2025