Banking

  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Affirm to offer BNPL for rent

    The buy now, pay later player is one of the first to offer pay later installment financing for tenants paying their monthly rent.

    By • Jan. 15, 2026
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    Joe Raedle via Getty Images
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    Trump interest cap might spur lawsuit

    The CFO of the largest U.S. lender, JPMorgan, doesn’t rule out potential litigation by the banking industry to block any credit card interest rate cap.

    By Caitlin Mullen • Jan. 14, 2026
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    Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • President Donald Trump, wearing blue suit and red tie, speaks into microphone at podium with presidential seal in front of several U.S. flags.
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    Anna Moneymaker via Getty Images
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    Column

    Merchants take on banks with Trump’s help

    Just two weeks in, 2026 is shaping up to be the biggest year in the battle over credit card reform in years.

    By • Jan. 14, 2026
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna launches P2P payments

    The service, which is available in Europe, marks another encroachment by Klarna into the territory of the banking industry.

    By • Jan. 14, 2026
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    Credit Card Competition bill wins Trump support

    Sens. Dick Durbin and Roger Marshall reintroduced their proposal calling for more competition in the card network industry after the president endorsed it.

    By , • Updated Jan. 13, 2026
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    FIS teams with Visa, Mastercard on agentic commerce

    Fidelity National Information Services has joined with the card networks to enable banks to work with shopping agents driven by artificial intelligence.

    By • Jan. 13, 2026
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    Mike Coppola via Getty Images
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    Deep Dive

    Heavy metal’s hot in payment cards

    Credit card issuers are doubling down on heavier, stiffer metals as consumers seek to convey affluence and innovation through payment cards.

    By • Jan. 12, 2026
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    BillingPlatform names new CEO

    Chris Bishop, who has 20 years of experience working for software companies, will replace Dennis Wall.

    By • Jan. 12, 2026
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    Anna Moneymaker / Staff via Getty Images
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    Trump proposes card rate cap; banks eschew idea

    The president said he’d like a 10% cap on credit card interest rates for a year, starting this month, but banks said it would be “devastating” for consumers.

    By • Jan. 12, 2026
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    Checkout.com grabs special banking charter

    The payments processor received conditional approval for Georgia’s merchant acquirer limited purpose bank charter.

    By • Jan. 12, 2026
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    Win McNamee via Getty Images
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    Stripe to enable crypto payments

    A collaboration with Crypto.com announced Tuesday will allow consumers to make payments to merchants with digital currencies.

    By • Jan. 9, 2026
  • President Donald Trump waves to a crowd at the White House on April 2, 2025.
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    Andrew Harnik via Getty Images
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    Opinion

    How the US can drive payments modernization

    "The moment has arrived for the U.S. to meet the G20 targets and pursue the rewards of a faster, cheaper, and more competitive financial ecosystem," writes one payments executive.

    By Brigit Carroll • Jan. 9, 2026
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    Michael Short via Getty Images
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    Apple swaps card to JPMorgan

    The largest U.S. bank will assume a $20 billion portfolio of Apple customers as Goldman Sachs finishes unwinding its foray into consumer lending.

    By • Jan. 8, 2026
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    Getty Images
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    Visa, Mastercard track about 4% holiday retail sales growth

    The 2025 holiday season saw consumers shopping across channels to land the best deals and maximize convenience, according to new reports. 

    By Tatiana Walk-Morris • Jan. 7, 2026
  • CFPB earned wage access income employees regulations Russell Vought
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    Win McNamee via Getty Images
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    CFPB must request funds from Fed, court rules

    A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.

    By Dan Ennis • Jan. 7, 2026
  • A hand holds a phone on a kitchen table. The screen reads, "It's nice to see you, Diego! PayPal balance: $151.68, Crypto: $263.63. Send again."
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    Courtesy of PayPal
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    Deep Dive

    How payments will evolve: 6 industry trends to watch in 2026

    Stablecoins and agentic commerce are two trends that will shape payments this year, but there are several others highlighted in this list.

    By , , • Jan. 6, 2026
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    Bo Shen via Getty Images
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    DOJ presses Visa antitrust case

    The Justice Department is pressing ahead with the debit card market case brought against the network during the Biden administration.

    By • Jan. 6, 2026
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    Courtesy of Klarna Group
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    Klarna faces investor lawsuit

    The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

    By • Jan. 5, 2026
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    Michael M. Santiago via Getty Images
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    Fed report stirs debit fee debate

    The Federal Reserve issued a biennial report last week detailing interchange fees related to debit card transactions, reviving a battle over the central bank’s plans to reset a cap on the fees.

    By • Dec. 23, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Shift4 embrace stablecoins

    Both companies announced stablecoin ventures in the past week.

    By • Dec. 23, 2025
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    Fed seeks ‘skinny’ account comment

    The Federal Reserve Board voted 6-1 Friday to gather public comment on creating a new special payments account for use by financial institutions.

    By • Dec. 22, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Fiserv, Visa unite on agentic tools

    The payment processor plans to partner with card networks, also including Mastercard, to cater to merchants navigating agentic commerce.

    By • Dec. 22, 2025
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    Fintech Mercury applies for OCC bank charter

    The company also appointed an alum of SoFi, Green Dot and Goldman Sachs to serve as CEO of the proposed bank. 

    By Dan Ennis • Dec. 22, 2025
  • Person looks at mobile phone advertising buy now-pay later offer while online shopping
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    Zip lands new credit line

    The buy now, pay later provider has received another credit facility from its long-time funder Victory Park Capital to catalyze its growth.

    By • Dec. 19, 2025
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    Permission granted by MoneyGram
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    Q&A

    MoneyGram floats stablecoins

    The cross-border player is targeting Latin American countries to test stablecoins, but consumers won’t necessarily know it's part of the payment.

    By • Dec. 19, 2025