FIS benefits from NYCE, AI

Fidelity National Information Services said the growth of its NYCE debit card network and increased use of artificial intelligence bolstered financial results.

By Lynne Marek • Nov. 6, 2025

How agentic AI could turbocharge fraud

Generative artificial intelligence that can shop on a consumer’s behalf could be leveraged by bad actors to commit fraud on a wide scale.

By Patrick Cooley • Nov. 4, 2025

Explore the Trendline➔

Digital wallets proliferate as features advance

As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

By Payments Dive staff

Capital One launches community benefits plan

After its Discover Financial acquisition closed in May, the credit card giant has begun to open up about elements of its community benefits plan.

By Tatiana Walk-Morris • Nov. 3, 2025

Open banking lurches onward

Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.

By Justin Bachman • Nov. 3, 2025

Compliance as competitive edge in embedded finance

SaaS platforms that embed compliance into their operations can move faster, expand globally and win customer trust.

Nov. 3, 2025

JPMorgan prospers on payments

The bank cited higher payments fees for helping to lift third-quarter revenue, with income from that segment reaching another quarterly record.

By Lynne Marek • Oct. 31, 2025

Executive Shuffle: Fiserv, Mastercard and DailyPay

Payments and fintechs reset leadership this month with new CEOs and fresh executives to jump-start finance, sales and marketing functions.

By Tatiana Walk-Morris • Oct. 31, 2025

Why one cross-border payments pilot was stymied

Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

By Patrick Cooley • Oct. 31, 2025

Mastercard sidesteps reported crypto deal question

“There isn't just one big bet,” the card network’s CEO said, before opting not to comment on the company’s reported interest in buying a crypto startup.

By Lynne Marek • Oct. 30, 2025

Judge blocks open banking rule enforcement

The preliminary injunction in a federal lawsuit enjoins a U.S. open banking framework until the Consumer Financial Protection Bureau issues a new rule.

By Justin Bachman • Oct. 30, 2025

BNPLs intrude on banks’ turf

The buy now, pay later industry is increasingly offering services that are the purview of banks, such as deposit accounts and debit cards.

By Patrick Cooley • Oct. 29, 2025

Klarna touts perks to take on banks

The buy, now pay later company is adding airport lounge access and magazine subscriptions to its monthly memberships to lure more customers.

By Justin Bachman • Oct. 28, 2025

Shoppers to tap BNPL for holidays

Affordability and budget control are the top reasons U.S. consumers are using buy now, pay later services, according to a PayPal survey. 

By Tatiana Walk-Morris • Oct. 28, 2025

States will play key role in regulation: Mallik

A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.

By Lynne Marek • Oct. 24, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

PNC, Capital One embrace FedNow

PNC and Capital One, two major financial institutions that hadn’t yet joined the Federal Reserve’s instant payments system, are ready to do so.

By Lynne Marek • Oct. 23, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

US payments systems mushroom

The Clearing House, Nacha and FedNow all marked expansions for their payments systems over the past month.

By Lynne Marek • Oct. 20, 2025

Amex downplays shutdown impact

The card network’s premium customers are still spending, even as the economy faces persistent inflation and a government shutdown, company executives said in an earnings call.

By Patrick Cooley • Oct. 20, 2025

Bill to cut workforce by 6%

The bill payments company is cutting about 140 jobs as it comes under pressure from activist investors, including Starboard Value.

By Lynne Marek • Oct. 17, 2025

Fed to boost payments services’ days of operation

The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

By Lynne Marek • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Visa, Mastercard reach settlement with merchants

The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.

By Lynne Marek • Oct. 15, 2025

Visa’s revised card fee system may jolt merchants

The card network giant will begin demanding more data from merchants this week in exchange for discounts, but it may come as a shock to some.

By Lynne Marek • Oct. 14, 2025