Banking

  • Three boxes stacked with a bow on top in a holiday scene.
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    Visa, Mastercard track about 4% holiday retail sales growth

    The 2025 holiday season saw consumers shopping across channels to land the best deals and maximize convenience, according to new reports. 

    By Tatiana Walk-Morris • Jan. 7, 2026
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    Win McNamee via Getty Images
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    CFPB must request funds from Fed, court rules

    A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.

    By Dan Ennis • Jan. 7, 2026
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    Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • A hand holds a phone on a kitchen table. The screen reads, "It's nice to see you, Diego! PayPal balance: $151.68, Crypto: $263.63. Send again."
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    Courtesy of PayPal
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    Deep Dive

    How payments will evolve: 6 industry trends to watch in 2026

    Stablecoins and agentic commerce are two trends that will shape payments this year, but there are several others highlighted in this list.

    By , , • Jan. 6, 2026
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    DOJ presses Visa antitrust case

    The Justice Department is pressing ahead with the debit card market case brought against the network during the Biden administration.

    By • Jan. 6, 2026
  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna faces investor lawsuit

    The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

    By • Jan. 5, 2026
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    Fed report stirs debit fee debate

    The Federal Reserve issued a biennial report last week detailing interchange fees related to debit card transactions, reviving a battle over the central bank’s plans to reset a cap on the fees.

    By • Dec. 23, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Shift4 embrace stablecoins

    Both companies announced stablecoin ventures in the past week.

    By • Dec. 23, 2025
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    Fed seeks ‘skinny’ account comment

    The Federal Reserve Board voted 6-1 Friday to gather public comment on creating a new special payments account for use by financial institutions.

    By • Dec. 22, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Fiserv, Visa unite on agentic tools

    The payment processor plans to partner with card networks, also including Mastercard, to cater to merchants navigating agentic commerce.

    By • Dec. 22, 2025
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    Fintech Mercury applies for OCC bank charter

    The company also appointed an alum of SoFi, Green Dot and Goldman Sachs to serve as CEO of the proposed bank. 

    By Dan Ennis • Dec. 22, 2025
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    Zip lands new credit line

    The buy now, pay later provider has received another credit facility from its long-time funder Victory Park Capital to catalyze its growth.

    By • Dec. 19, 2025
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    Permission granted by MoneyGram
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    Q&A

    MoneyGram floats stablecoins

    The cross-border player is targeting Latin American countries to test stablecoins, but consumers won’t necessarily know it's part of the payment.

    By • Dec. 19, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    Cross-border payments goals remain elusive

    G20 nations have inched ahead in making cross-border payments more efficient and affordable, but progress has been uneven, says a new BIS study.

    By • Dec. 18, 2025
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    BNPL connected to poor mental health: study

    Johns Hopkins University researchers have spotted a link between people with mental health conditions and those that have used buy now, pay later loans.

    By • Dec. 18, 2025
  • A rendering shows a busy streetscape in front of the future Etihad Park stadium in Willets Park, Queens.
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    Courtesy of Turner Construction
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    EWS leans into sports

    The fintech has signed Paze agreements with two pro sports teams since September, banking on fans' loyalty to their teams.

    By • Dec. 17, 2025
  • Exterior view of a PNC Bank branch with a revolving glass door. The building facade has large vertical columns. The PNC Bank sign features a blue and orange color scheme above the entrance.
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    Alamy
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    Why PNC joined FedNow

    The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

    By • Dec. 17, 2025
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    Open banking fees fuel debate

     Bank, fintech and consumer advocacy panelists disagreed this week during a panel discussion about the basis for imposing fees for data use.

    By • Dec. 17, 2025
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    Amex CEO slams surcharges

    Steve Squeri said higher surcharges would be a negative experience for the card network’s customers.

    By • Dec. 16, 2025
  • A large Paypal logo and sign are seen from a low angle, and a commercial building entrance is behind it.
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    Alamy
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    PayPal seeks bank charter

    The digital payments pioneer has applied with the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions to form an industrial bank.

    By • Dec. 15, 2025
  • A Klarna promotional sign is seen in a mall
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    Caitlin Mullen/Payments Dive
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    BNPL loan values rise, CFPB says

    The average size of buy now, pay later loans grew and use of the payment method inched up, a Consumer Financial Protection Bureau study said.

    By • Dec. 15, 2025
  • MoneyGram logo displayed on a building facade in Tirana, Albania, on June 4, 2022. The logo features a red circular icon with a white arrow, symbolizing global money transfers.
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    Alamy
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    MoneyGram swipes Wells Fargo vet for CFO

    Marc Winniford will take the finance reins of the legacy cross-border payments company that is seeking to digitally overhaul its sprawling operations.

    By Maura Webber Sadovi • Dec. 15, 2025
  • Woman ordering new high heel shoes in online shop and paying for purchase by credit card.
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    Sapphire ads were ‘puffery,’ BBB says

    When JPMorgan Chase advertised its Chase Sapphire Reserve cards as the “most rewarding,” the bank card issuer should have provided more context, the BBB’s National Programs’ advertising arm determined in response to a challenge brought by Capital One.

    By • Dec. 15, 2025
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    Q&A

    Tyler Technologies aids payments modernization

    The software and payments firm is supporting the federal call to modernize payments as it caters to state and local government clients.

    By • Dec. 12, 2025
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    Opinion

    Stablecoins are inevitable in cross-border payments

    The digital currency is already demonstrating its value across a variety of use cases in multiple markets, a cryptocurrency executive writes.

    By Rocio Rodriguez Saa • Dec. 12, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
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    JPMorgan backs B2B firm Mondu

    The largest U.S. bank’s payments arm plans to provide debt financing and collaborate with the Dutch business-to-business services firm.

    By Tatiana Walk-Morris • Dec. 12, 2025