Banking


  • A JPMorgan Chase logo stands in front of a building on a city street.
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    Senators back open banking rule

    Democrats urged the Consumer Financial Protection Bureau to pursue an open banking rule that lets consumers freely shift personal financial data.

    By Nov. 21, 2025
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    How consumers see card threats

    Many card users say their card issuers haven’t prompted them to take security precautions recently, a J.D. Power survey showed.

    By Tatiana Walk-Morris • Nov. 21, 2025
  • Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • Russ Vought is shown looking to his right with other people seated behind him in the background.
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    Anna Moneymaker / Staff via Getty Images
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    White House nominates Vought aide to lead CFPB

    Stuart Levenbach’s nomination is technical and extends Russ Vought’s tenure as acting director, a bureau spokesperson said.

    By Caitlin Mullen • Nov. 20, 2025
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    Sean Zanni via Getty Images
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    Block eyes services for preteens

    The company aims to make savings and card services available on its Cash App digital wallet for preteens, according to a Wednesday presentation. The tools would presumably be managed by parents.

    By Nov. 20, 2025
  • A commercial building with large windows; the sign “Capital One Bank” appears in white letters with a red swoosh over a glass entrance.
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    Alamy
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    Capital One joins FedNow

    The bank signed up for the Federal Reserve’s real-time payments system this week, leaving just one of the five major U.S. banks that has not.

    By Nov. 20, 2025
  • BaaS, Banking as a service, fintech, financial technology, mobile banking, contactless payment
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    Priority Tech investors oppose proposed CEO buyout

    Shareholders of the payments software firm urged its board to reject an offer from Thomas Priore valuing the company at up to $520 million.

    By Nov. 19, 2025
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    Citi, Swift wrap digital asset trial

    The two institutions contend that interoperability between crypto ledgers and traditional financial systems is possible.

    By Nov. 19, 2025
  • FedNow Federal Reserve Bank
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    Mesut Dogan via Getty Images
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    Fed pitches fraud-fighting tips

    The Federal Reserve Financial Services suggests that financial firms draw from a range of data sources to spot possibly fraudulent transactions.

    By Tatiana Walk-Morris • Nov. 19, 2025
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    Block touts Cash App updates

    The payment provider ballyhooed Cash App’s new and existing features this week as it vies with digital wallet rivals.

    By Tatiana Walk-Morris • Nov. 14, 2025
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    Beware too many stablecoins: bank exec

    A deluge of digital coins threatens to make the cryptocurrency a loyalty program like airline frequent flier miles, a JPMorgan Chase executive said.

    By Nov. 13, 2025
  • A close up view of a stack of visa bank cards.
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    Justin Sullivan via Getty Images
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    Visa CFO trumpets legal pact

    The card network’s chief financial officer touted the benefits of a proposed legal settlement with merchants.

    By Nov. 13, 2025
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    Joe Raedle via Getty Images
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    Paystand acquires Bitwage

    The blockchain-backed B2B payments provider snapped up another payments player, and raised capital to accelerate its growth.

    By Tatiana Walk-Morris • Nov. 12, 2025
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    Column

    Dive Deposits: Was Waller’s ‘skinny’ account clarification a walk-back?

    The Federal Reserve governor set out to clarify that only institutions with a banking charter would be eligible for a tailored master account. Does that jibe with the central bank’s “embrace” of disruption?

    By Dan Ennis • Nov. 12, 2025
  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App leans into loans

    Block’s financial services unit is pressing growth of short-term consumer loans, confident that its underwriting data will support profitable lending.

    By Nov. 12, 2025
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    Justin Sullivan via Getty Images
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    Visa, Mastercard reach legal pact with merchants

    The legal agreement, if approved by a federal court, could end two decades of litigation between the two biggest U.S. card networks and their merchant clients over credit card interchange fees.

    By Justin Bachman and Lynne Marek • Nov. 10, 2025
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    Consumer Reports pushes stablecoin rules

    The consumer advocacy group said Genius Act regulations must protect consumers from potential risks in the stablecoin market.

    By Tatiana Walk-Morris • Nov. 7, 2025
  • ​A close-up of an iPhone screen displaying the Remitly: Send Money & Transfer app's listing in the Apple App Store. The screen shows the Remitly logo, app name, and download option, highlighting the digital remittance service's presence on mobile platforms.
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    Alamy
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    Fiserv exec outlines stablecoin uses

    The major processing firm is considering using the digital assets for bank-to-bank transactions outside of normal business hours.

    By Nov. 7, 2025
  • A corporate headshot of Stephanie Ferris, CEO of payment processor Fidelity National Information Services
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    Courtesy of FIS

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    FIS benefits from NYCE, AI

    Fidelity National Information Services said the growth of its NYCE debit card network and increased use of artificial intelligence bolstered financial results.

    By Nov. 6, 2025
  • A person holds a credit card and sits with a laptop on her lap. The screen is open to show a shopping website.
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    How agentic AI could turbocharge fraud

    Generative artificial intelligence that can shop on a consumer’s behalf could be leveraged by bad actors to commit fraud on a wide scale.

    By Nov. 4, 2025
  • A close-up of a building with Capital One signage is shown.
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    Capital One launches community benefits plan

    After its Discover Financial acquisition closed in May, the credit card giant has begun to open up about elements of its community benefits plan.

    By Tatiana Walk-Morris • Nov. 3, 2025
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    Open banking lurches onward

    Banks and fintechs are connecting digitally to share data, amid litigation over a rule to spur competition for financial services.

    By Nov. 3, 2025
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    skynesher via Getty Images
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    Sponsored by Adyen

    Compliance as competitive edge in embedded finance

    SaaS platforms that embed compliance into their operations can move faster, expand globally and win customer trust.

    Nov. 3, 2025
  • The JPMorgan Chase logo is seen at their headquarters building on May 26, 2023 in New York City.
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    Michael M. Santiago via Getty Images
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    JPMorgan prospers on payments

    The bank cited higher payments fees for helping to lift third-quarter revenue, with income from that segment reaching another quarterly record.

    By Oct. 31, 2025
  • Woman ordering new high heel shoes in online shop and paying for purchase by credit card.
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    Executive Shuffle: Fiserv, Mastercard and DailyPay

    Payments and fintechs reset leadership this month with new CEOs and fresh executives to jump-start finance, sales and marketing functions.

    By Tatiana Walk-Morris • Oct. 31, 2025
  • People stand and sit by a conference booth marked with the The Clearing House logo.
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    Lynne Marek/Payments Dive
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    Why one cross-border payments pilot was stymied

    Differing regulations across borders makes the instantaneous movement of money a nearly insurmountable challenge, an executive with The Clearing House said.

    By Oct. 31, 2025