Banking

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    Credit card delinquencies drop, says Fed bank

    The decline happened even as U.S. consumers spent more on their credit cards, data from the Federal Reserve Bank of Philadelphia shows.

    By • Jan. 27, 2026
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    Retrieved from U.S. Secret Service press release on website on January 26, 2026
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    Secret Service foils card skimmers

    The federal agency last year identified and deactivated some 400 illegal card reader inserts in major U.S. cities.

    By • Jan. 26, 2026
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    Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
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    Permission granted by Erica Dorfman
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    Brex CFO Erica Dorfman’s take on the Capital One deal

    In a rare look inside a major fintech transaction, Dorfman describes the speed, scale and boardroom logic that led Brex to Capital One.

    By Adam Zaki • Jan. 26, 2026
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    Neilson Barnard via Getty Images
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    Affirm seeks Nevada bank charter

    The company said Friday that it submitted applications to state and federal regulators to start Affirm Bank.

    By • Jan. 23, 2026
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    Kelly Sullivan/Getty Images for TechCrunch via Getty Images
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    Capital One nabs Brex for $5.15B

    The deal, expected to close in mid-2026, lets the bank absorb a fintech player that specializes in corporate cards, payments and expense-management tools.

    By • Jan. 23, 2026
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    JPMorgan CEO mocks card rate cap idea

    The government should impose a 10% credit card interest rate freeze in Massachusetts and Vermont as an experiment, CEO Jamie Dimon said.

    By • Jan. 22, 2026
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    Spencer Platt / Staff via Getty Images
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    Why Shift4 targets big merchants

    The processor’s CEO explained why the payment processor looks for merchant customers with multiple locations or vendors with complex software needs.

    By • Jan. 22, 2026
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    Courtesy of Klarna Group
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    Klarna to offer after-purchase BNPL

    Shoppers will be able to convert purchases into installment loans after the transaction, the company said Tuesday.

    By • Jan. 21, 2026
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    Deep Dive

    Payments fraud risks burgeon with AI

    The artificial intelligence threats are mounting, but so are the defenses, as new industry trends take hold, from agentic commerce to passkey adoption.

    By • Jan. 21, 2026
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    Justin Sullivan/ via Getty Images
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    Consumers push back on swipe fees: survey

    A third of merchants reported customers cancelling purchases when a credit card surcharge is included in their bill, analytics firm J.D. Power found.

    By • Jan. 20, 2026
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    Courtesy of Affirm
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    Affirm to offer BNPL for rent

    The buy now, pay later player is one of the first to offer pay later installment financing for tenants paying their monthly rent.

    By • Jan. 15, 2026
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    Trump interest cap might spur lawsuit

    The CFO of the largest U.S. lender, JPMorgan, doesn’t rule out potential litigation by the banking industry to block any credit card interest rate cap.

    By Caitlin Mullen • Jan. 14, 2026
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    Anna Moneymaker via Getty Images
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    Column

    Merchants take on banks with Trump’s help

    Just two weeks in, 2026 is shaping up to be the biggest year in the battle over credit card reform in years.

    By • Jan. 14, 2026
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna launches P2P payments

    The service, which is available in Europe, marks another encroachment by Klarna into the territory of the banking industry.

    By • Jan. 14, 2026
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    Credit Card Competition bill wins Trump support

    Sens. Dick Durbin and Roger Marshall reintroduced their proposal calling for more competition in the card network industry after the president endorsed it.

    By , • Updated Jan. 13, 2026
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    FIS teams with Visa, Mastercard on agentic commerce

    Fidelity National Information Services has joined with the card networks to enable banks to work with shopping agents driven by artificial intelligence.

    By • Jan. 13, 2026
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    Mike Coppola via Getty Images
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    Deep Dive

    Heavy metal’s hot in payment cards

    Credit card issuers are doubling down on heavier, stiffer metals as consumers seek to convey affluence and innovation through payment cards.

    By • Jan. 12, 2026
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    BillingPlatform names new CEO

    Chris Bishop, who has 20 years of experience working for software companies, will replace Dennis Wall.

    By • Jan. 12, 2026
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    Anna Moneymaker / Staff via Getty Images
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    Trump proposes card rate cap; banks eschew idea

    The president said he’d like a 10% cap on credit card interest rates for a year, starting this month, but banks said it would be “devastating” for consumers.

    By • Jan. 12, 2026
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    Checkout.com grabs special banking charter

    The payments processor received conditional approval for Georgia’s merchant acquirer limited purpose bank charter.

    By • Jan. 12, 2026
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    Win McNamee via Getty Images
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    Stripe to enable crypto payments

    A collaboration with Crypto.com announced Tuesday will allow consumers to make payments to merchants with digital currencies.

    By • Jan. 9, 2026
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    Andrew Harnik via Getty Images
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    Opinion

    How the US can drive payments modernization

    "The moment has arrived for the U.S. to meet the G20 targets and pursue the rewards of a faster, cheaper, and more competitive financial ecosystem," writes one payments executive.

    By Brigit Carroll • Jan. 9, 2026
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    Michael Short via Getty Images
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    Apple swaps card to JPMorgan

    The largest U.S. bank will assume a $20 billion portfolio of Apple customers as Goldman Sachs finishes unwinding its foray into consumer lending.

    By • Jan. 8, 2026
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    Visa, Mastercard track about 4% holiday retail sales growth

    The 2025 holiday season saw consumers shopping across channels to land the best deals and maximize convenience, according to new reports. 

    By Tatiana Walk-Morris • Jan. 7, 2026
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    CFPB must request funds from Fed, court rules

    A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.

    By Dan Ennis • Jan. 7, 2026