States will play key role in regulation: Mallik

A former top California regulator pointed to the importance of states in future regulation of the financial services industry, including in payments areas.

By Lynne Marek • Oct. 24, 2025

Zelle parent pursues crypto for international payments

The peer-to-peer money transfer company said it will leverage stablecoins to let users send money across borders.

By Patrick Cooley • Oct. 24, 2025

Explore the Trendline➔

Digital wallets proliferate as features advance

As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

By Payments Dive staff

PNC, Capital One embrace FedNow

PNC and Capital One, two major financial institutions that hadn’t yet joined the Federal Reserve’s instant payments system, are ready to do so.

By Lynne Marek • Oct. 23, 2025

CFPB deluged with open banking comments

Banks and fintechs aired their arguments regarding the federal agency’s proposed revision of a rule on sharing consumer data.

By Justin Bachman • Oct. 23, 2025

Waller floats ‘skinny’ Fed account

Federal Reserve Gov. Christopher Waller proposed the central bank’s staff explore creating a limited payments account that might be suited to fintechs.

By Lynne Marek • Oct. 21, 2025

US payments systems mushroom

The Clearing House, Nacha and FedNow all marked expansions for their payments systems over the past month.

By Lynne Marek • Oct. 20, 2025

Amex downplays shutdown impact

The card network’s premium customers are still spending, even as the economy faces persistent inflation and a government shutdown, company executives said in an earnings call.

By Patrick Cooley • Oct. 20, 2025

Bill to cut workforce by 6%

The bill payments company is cutting about 140 jobs as it comes under pressure from activist investors, including Starboard Value.

By Lynne Marek • Oct. 17, 2025

Fed to boost payments services’ days of operation

The Federal Reserve plans to have the Fedwire Funds Service and the National Settlement Service operate on Sundays, but not until several years from now.

By Lynne Marek • Oct. 16, 2025

Stripe’s Bridge applies for national trust charter

The stablecoin infrastructure firm joins a growing list of crypto-native firms, including Coinbase and Circle, that have applied for an OCC charter this year.

By Gabrielle Saulsbery • Oct. 15, 2025

Visa, Mastercard reach settlement with merchants

The card networks agreed to pay $199.5 million to settle a class action in which a pack of small merchants alleged they shouldn’t have shouldered liabilities for rejected credit card transactions.

By Lynne Marek • Oct. 15, 2025

Visa’s revised card fee system may jolt merchants

The card network giant will begin demanding more data from merchants this week in exchange for discounts, but it may come as a shock to some.

By Lynne Marek • Oct. 14, 2025

Fed appeals debit fee ruling

The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

By Lynne Marek • Oct. 10, 2025

Open banking also helps banks: Fintechs

Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

By Justin Bachman • Oct. 10, 2025

Bank of America fires up AI payments assistant

AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team and rolled out last week.

By Matt Ashare • Oct. 10, 2025

How to unleash innovation and competition in payments

“Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

By John Muller • Oct. 10, 2025

Fiserv launches Roughrider stablecoin

The processor is working with a North Dakota state-owned bank to establish a new digital asset.

By Justin Bachman • Oct. 9, 2025

Visa board adds Pinterest CEO

The credit card network giant added the social media company’s chief executive, Bill Ready, as it expanded its board to 12 members.

By Lynne Marek • Oct. 7, 2025

Synchrony buys software firm

The card issuer said acquiring Versatile Credit’s consumer financing platform will drive more merchant sales and consumer credit access.

By Caitlin Mullen • Oct. 6, 2025

DailyPay replaces CEO

Nelson Chai, the earned wage access provider’s executive chairman since January, becomes the fintech's fourth CEO in five years.

By Gabrielle Saulsbery • Oct. 2, 2025

DOJ granted brief stay in Visa debit case

The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

By Justin Bachman • Updated Oct. 3, 2025

FedNow debuts disaster aid payments

An executive of the Fed’s real-time payment network says speedy relief payments will be “a game-changer” for people and businesses in need.

By Tatiana Walk-Morris • Oct. 1, 2025

Payments conferences to keep on your radar for 2026

The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

By Shefali Kapadia • Oct. 1, 2025

US payments growth may have peaked

Payments revenue growth is projected to slow over the next four years, with cash-to-card migration largely in the rearview, said the author of a BCG report.

By Caitlin Mullen • Sept. 29, 2025

Fiserv buys cash manager to boost stablecoin

The deal for StoneCastle expands Fiserv as a liquidity source for financial institutions, and will help the processor fund cash for its FIUSD stablecoin.

By Justin Bachman • Sept. 29, 2025