Banking


  • Klarna IPO BNPL buy now pay later Sebastian Siemiatkowski
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    John Phillips for SXSW London via Getty Images
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    Klarna buffs results ahead of IPO

    The BNPL giant says consumer defaults ebbed and active users surged in the second quarter as the company ponders when to go public.

    By Justin Bachman • Aug. 14, 2025
  • Jeremy Allaire Circle Internet stablecoins blockchain crypto
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    Jemal Countess/for TIME via Getty Images
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    Circle courts broader payments community

    The company is seeking partnerships to boost the use of its USDC coin in payments, along with its cryptocurrency tools and services.

    By Justin Bachman • Aug. 13, 2025
  • Hand of person tapping phone with dollar signs floating up Explore the Trendline
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    1401461124 via Getty Images
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    Trendline

    Top 5 stories from Payments Dive

    The digital evolution of payments is roiling the industry, forcing companies to rethink pricing schemes and revamp corporate strategies. Embedded payments, earned wage access, real-time systems and other innovations will transform the business.

    By Payments Dive staff
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    Permission granted by Medidata
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    Shift4 helps crypto fans blast off

    The payments company has started processing cryptocurrency transactions for the space flight company Blue Origin.

    By Aug. 12, 2025
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    Western Union makes $500M acquisition

    The old line money transfer company bought a rival as it seeks to bolster growth, particularly in Latin America.

    By Aug. 12, 2025
  • payments recurring bills B2B Paymentus
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    wwing via Getty Images
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    Q&A

    AI takes on bill payments

    Paymentus CEO Dushyant Sharma explained how his company is using AI to make paying bills digitally more efficient.

    By Aug. 11, 2025
  • Block Head Jack Dorsey testifies during a Senate Intelligence Committee hearing on Capitol Hill.
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    Drew Angerer via Getty Images
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    Block courts teen app users

    The company announced a focus on keeping its youngest customers on Cash App to secure future growth for the platform.

    By Aug. 8, 2025
  • President Donald Trump stands outside the White House on June 15, 2025, in Washington, D.C.
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    Tasos Katopodis via Getty Images
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    Opinion

    Big bank moves threaten innovation

    That threat extends to American leadership, but the Trump administration can address it in a revised open banking rule, trade group leaders say.

    By Penny Lee and Ji Hun Kim • Aug. 8, 2025
  • The Federal Reserve building at sunset.
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    Douglas Rissing via Getty Images
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    Judge vacates debit fee regulations

    The federal court ruling potentially forces the Federal Reserve to revisit rules on fees banks can charge merchants when consumers swipe debit cards.

    By Aug. 7, 2025
  • Shift4 CEO Jared Isaacman
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    Courtesy of Shift4. Shift4 CEO Jared Isaacman
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    Shift4 faces CFO, board departures

    The payment processor’s CFO will step down and join the board, while the company founder’s father said he will resign from the board.

    By Aug. 7, 2025
  • The long cable stayed Gordie Howe bridge spans the U.S. and Canada.
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    Courtesy of Windsor-Detroit Bridge Authority
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    FIS lines up acquisitions

    After quietly buying Everlink, the payments processor has plans for more acquisitions “shortly,” the CEO said.

    By Aug. 6, 2025
  • Fiserv's headquarters in Milwaukee
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    Permission granted by Fiserv
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    Georgia bank charter attracts two more takers

    One payments company has applied for the special acquirer credential and another has expressed interest, a state official said.

    By Aug. 6, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
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    subman via Getty Images
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    Will JPMorgan take a bigger bite of Apple?

    If the bank makes a play for the tech company's credit card portfolio, it may also make a broader bid for more business.

    By Aug. 5, 2025
  • An Arvest Bank branch building pictured at sunset.
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    Courtesy of Arvest Bank
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    Finzly CFO seeks ‘connectivity’

    As the first CFO for the payments infrastructure provider, software alum Adam Carson aims to upgrade the finance role from a "backseat function."

    By Grace Noto • Aug. 5, 2025
  • Open box with pepperoni pizza showing through small opening.
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    Joe Raedle via Getty Images
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    When will you be able to buy a pizza with stablecoin?

    The Genius Act is law. Here’s how 5 professionals in the payments industry view prospects for the digital currency becoming a daily payment option.

    By Justin Bachman • Aug. 5, 2025
  • A photo of a Bitcoin Depot bitcoin ATM.
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    Courtesy of Bitcoin Depot
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    Shuffle: Finzly, Bitcoin Depot and PayIt

    Fintech companies made new CFO and other executive appointments last month as they brace for economic and regulatory headwinds.

    By Tatiana Walk-Morris • Aug. 4, 2025
  • A hand holding an iPhone showing the Apple Pay setup screen. The interface displays a Mastercard graphic with instructions for adding a card, and the phone is partially in its packaging against a warm yellow background.
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    Alamy
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    Mastercard backs open banking

    The card network’s CEO favors the worldwide open banking trend, and predicts it will be a “winning proposition over time.”

    By Aug. 4, 2025
  • Visa debit card litigation Merrick Garland DOJ
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    Kent Nishimura via Getty Images
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    Visa denies DOJ debit card allegations

    The largest card network said it doesn’t have a monopoly in the debit card market and that its agreements don’t pay others to avoid competing.

    By Justin Bachman • Aug. 1, 2025
  • Senator Ron Johnson speaking behind a dais.
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    Samuel Corum via Getty Images
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    EWS schools Zelle users on fraud

    The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

    By Aug. 1, 2025
  • A black "WISE" company logo is displayed on a white glass wall of a commercial building.
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    Alamy
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    Wise shareholders vote to move primary listing to US

    One of the money transfer company’s co-founders criticized the stock listing move to New York from London.

    By Dan Ennis • July 31, 2025
  • A smartphone screen displaying the logos of various peer-to-peer payment apps, including PayPal, Zelle, Venmo, Google Pay, Cash App, Apple Wallet, Payoneer, and Facebook Messenger.
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    Alamy
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    Block takes aim at Google, Apple

    The company’s new Cash App group payments feature lets users pool money with transfers from Apple Pay and Google Pay. That could allow it to poach customers from the rivals.

    By July 31, 2025
  • President Donald Trump signs Genius Act with congressional members around him in White House room.
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    Win McNamee via Getty Images
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    Visa tailors stablecoin strategy

    CEO Ryan McInerney expects the digital assets to be beneficial in emerging markets where the network’s payments digitization efforts have faced difficulties.

    By July 30, 2025
  • CFPB open banking banks Russell Vought fintechs
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    Chip Somodevilla via Getty Images
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    CFPB to revise open banking rule

    The Consumer Financial Protection Bureau said Tuesday it will “substantially” revise the 2024 Biden-era open banking rule that drew a lawsuit from banks.

    By Justin Bachman • July 29, 2025
  • Bilt Rewards credit cards Wells Fargo Cardless Ankur Jain
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    Noam Galai/Getty Images for Bilt via Getty Images
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    Bilt’s new cards expand options

    The points-for-rent loyalty company is retooling its credit card lineup and terms with a new partner, Cardless, and moving into more areas of housing payments.

    By Justin Bachman • July 29, 2025
  • A brick commerical building entrance facade with a "Capitol One Bank" logo displayed above the doors.
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    Alamy
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    Capital One delivers few details on $265B community plan

    A year after touting a community investment proposal as part of an effort to acquire Discover Financial, the card issuer has yet to lay out program specifics.

    By Tatiana Walk-Morris • July 29, 2025
  • A black pocketbook with cash and coins.
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    H. Armstrong Roberts via Getty Images
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    Coinstar to offer Mastercard card

    The company behind the green coin machines at grocery stores will soon let consumers turn their pocket change into a prepaid debit card.

    By July 28, 2025