Banking
-
Opinion
How agentic payments present risk
“There's no clear legal rule for who bears the loss when an AI tool exceeds its mandate,” writes one financial services consultant. “That's a problem for issuers as they contemplate making credentials available to AI tools.”
By Aaron Cheiffetz • Oct. 9, 2026 -
Treasury taps data to fend off fraud
The U.S. department has increased its scrutiny of payments using new sources of data in an attempt to stem past ‘pay and chase’ patterns.
By Lynne Marek • Oct. 8, 2026 -
Explore the Trendline➔
Getty Images
TrendlineStablecoins enter the payments universe
Stablecoins are gaining ground thanks to passage of the Genius Act, forcing companies to consider competitive strategies in the digital realm.
By Payments Dive staff -
Payments income bolsters banks
Income from card, digital and other rails has swelled to about 40% of revenue for the global bank industry, according to consulting firm McKinsey.
By Lynne Marek • Oct. 7, 2026 -
SAP expands into payments
A new service from the software firm supports multiple payment methods, including wires and stablecoin-based transactions, the company said.
By Alexei Alexis • Oct. 7, 2026 -
Payments conferences for 2027
Real-time payments, stablecoins and AI use cases are expected to be among the hot topics at next year’s industry events.
By Shefali Kapadia • Oct. 6, 2026 -
Why Fiserv pivoted on FIUSD
The payments processor had planned to issue its own stablecoin, FIUSD, by last year, but the strategy shifted for multiple reasons.
By Lynne Marek • Oct. 5, 2026 -
Stripe swallows Parafin
The mega processor is buying an embedded financing company that caters to small businesses, in its second acquisition in as many months.
By Lynne Marek • Oct. 1, 2026 -
Will Europe unseat Visa, Mastercard?
The Wero project launched by European banks is making progress in challenging the card networks’ dominance on the continent, but the U.S. companies still have an edge, one firm’s analysts contend.
By Lynne Marek • Sept. 30, 2026 -
FedNow tiptoes into cross-border
The Federal Reserve is inching toward adding some sort of cross-border capability to FedNow, but it’s not clear when or how.
By Lynne Marek • Sept. 29, 2026 -
Payment revenue growth to slow
The rate of payments-related revenue growth in North America, and globally, will slow in the next four years, a major consulting firm predicts.
By Tatiana Walk-Morris • Sept. 28, 2026 -
Moov adds P2P competition
Using Mastercard and Visa’s digital infrastructure, the tool facilitates peer-to-peer payments without requiring both parties to have the same app.
By Tatiana Walk-Morris • Sept. 24, 2026 -
Column
Merchants call card-fee pact unconstitutional
Walmart and other retailers argue that forcing them to stay in a swipe-fee settlement class violates their due process rights.
By Justin Bachman • Sept. 22, 2026 -
Scammers fake student identities to siphon aid payments
The Financial Crimes Enforcement Network is warning payment processors and financial institutions “to be vigilant” of the fraud schemes.
By Shefali Kapadia • Sept. 17, 2026 -
House passes Common Cents bill
The bill officially ends minting of pennies and allows merchants to round to the nearest nickel, though the coins are already out of production. It’s the second time the chamber has taken up such legislation.
By Lynne Marek • Sept. 16, 2026 -
Mastercard CFO seeks int’l growth
The company’s new chief financial officer presented his view of stablecoins, growth and acquisitions at an investment bank conference last week.
By Lynne Marek • Sept. 15, 2026 -
Fiserv’s CEO eyes monetization
Takis Georgakopoulos is trying to reposition the company so it’s better able to sell its key payments and banking services.
By Lynne Marek • Sept. 14, 2026 -
PayPal CEO plans for a ‘fix’
Can selling financial services to consumers, organizing the business into three units and pursuing acquisitions repair the digital payments pioneer?
By Lynne Marek • Sept. 11, 2026 -
Trump pledges card fee cuts, again
The president reiterated his support for policies to cut fees associated with credit cards, noting the charges are a burden for consumers.
By Lynne Marek • Sept. 10, 2026 -
Circle buys Tazapay for $400M
The stablecoin issuer will gain new payment rails and bank relationships via the Singapore-based cross-border payments firm.
By Gabrielle Saulsbery • Sept. 10, 2026 -
Visa builds business abroad
The card network has entered a partnership with an international lender in emerging economies to fuel demand for digital payments around the world.
By Lynne Marek • Sept. 9, 2026 -
Block seeks OCC bank charter
Cash App’s parent is joining a parade of fintechs seeking to become national banks as the Office of the Comptroller of the Currency allows more leeway for such licenses.
By Justin Bachman • Sept. 9, 2026 -
TabaPay eyes bank charter
The money movement platform received a $155 million investment to buy Transact Bank so it can offer payments clients banking services.
By Dan Ennis • Sept. 3, 2026 -
Stablecoins lose ground
While the digital currencies have gained some acceptance, there is a growing interest by financial institutions in tokenized deposits as an alternative.
By Lynne Marek • Sept. 2, 2026 -
Banks undertake stablecoin effort
Goldman Sachs, PNC and Capital One are also among 21 financial institutions partnering on an asset expected to go to market early next year.
By Dan Ennis • Sept. 2, 2026 -
Opinion
Modernizing payments is a must
“Payments modernization is no longer a future aspiration,” writes one bank tech executive. “It has become an operational and strategic imperative.”
By Michael Engel • Aug. 28, 2026