Banking


  • The Federal Deposit Insurance Corp. name and logo are shown on the exterior of a building.
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    FDIC to make stablecoin move

    The Federal Deposit Insurance Corp. plans to propose that pass-through insurance not be available for stablecoin deposits.

    By March 16, 2026
  • Russ Vought, Trump administration official, stands in front of an American flag.
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    Anna Moneymaker / Staff via Getty Images
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    CFPB again told it must request funds from Fed

    In the second court ruling rejecting the bureau’s position on requesting Fed funds, a judge in California called agency Acting Director Russ Vought’s plan a “transparent display of partisanship.”

    By Caitlin Mullen • March 16, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
  • The Iowa Capitol building illuminated by the sun.
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    David Greedy via Getty Images
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    Fintechs push 36% state rate caps

    While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.

    By March 16, 2026
  • checks payments paper small business B2B
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    Payments firms diverge on checks

    Payment companies offered different ways to move past paper checks in comments to the Federal Reserve regarding plans to shift to digital alternatives.

    By March 16, 2026
  • Robinhood Vlad Tenev online trading banking credit cards
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    Michael M. Santiago via Getty Images
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    Robinhood takes on premium card issuers

    The fintech’s new $695 credit card aims to lure young, wealthy people uninterested in hoarding points or using a card for airport lounge access.

    By March 16, 2026
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    Instant pay can boost low-income workers’ savings habits: report

    Despite consumer advocates’ concerns about earned wage access fees, researchers found modest usage can help with financial planning.

    By Danielle McLean • March 12, 2026
  • A close-up of the name "J.P. Morgan" is shown on a glass door.
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    Michael M. Santiago / Staff via Getty Images
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    Cash-strapped homeowners tap BNPL

    Researchers at the JPMorgan Chase Institute found that homeowners are most likely to use buy now, pay later tools when their bank accounts are low or their credit cards are maxed out.

    By March 11, 2026
  • Mesh cryptocurrency digital assets POS retail stablecoins PayPal
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    Joe Raedle via Getty Images
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    Clarity Act stokes debate on crypto

    The bill aims to identify which agencies should regulate digital currencies.

    By March 9, 2026
  • An aerial view of downtown Boston.
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    Boston Fed touts FedNow

    The Federal Reserve has been updating its instant payments service, FedNow, to attract more banks and ultimately reach more consumers.

    By March 6, 2026
  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Affirm pursues affluent consumers

    Shoppers with more purchasing power spend more, and are more likely to use the company’s products again, an executive said.

    By March 6, 2026
  • A sign for Discover Financial Services
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    Scott Olson via Getty Images
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    Capital One cuts Discover employees

    Numbers shared with the state of Illinois indicate 1,075 people will be let go in May, and another 81 on June 1.

    By Caitlin Mullen • March 5, 2026
  • person standing outside of sofi technologies headquarters
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    SoFi’s stablecoin joins Mastercard’s network

    The card company is fulfilling its ambitions to bring more stablecoins into its payment network.

    By March 5, 2026
  • an exterior shot of the US capitol building
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    Samuel Corum via Getty Images
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    CCCA seeks new path to passage

    Sens. Dick Durbin and Roger Marshall had been angling to attach their credit card interchange fee legislation to a major housing bill before Congress. The Senate passed the housing bill without it.

    By Updated March 13, 2026
  • PayPal Holdings
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    Justin Sullivan via Getty Images
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    Column

    Would a bank buy PayPal?

    Whether major banks, such as JPMorgan Chase and Capital One, might have an interest in owning PayPal could turn on their ability to monetize that two-sided network.

    By March 3, 2026
  • Planned Amex global headquarters set against New York City skyline.
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    Courtesy of American Express
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    Amex doubles down on NYC

    The credit card juggernaut plans to build a new global headquarters in Manhattan, becoming the owner and only occupant of a 55-floor skyscraper.

    By March 2, 2026
  • Jack Dorsey
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    Joe Raedle via Getty Images
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    Block job cuts prompt CFO AI questions

    As one of technology’s largest AI-driven job cuts of the year takes shape, CFO Alliance roundtables show finance leaders discussing operating design and execution capacity before resizing teams.

    By Adam Zaki • Feb. 27, 2026
  • Block Cash App debit cards lending BNPL buy now pay later
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    Courtesy of Block
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    Debit card fraud losses rise

    Fraud loss rates for debit cardholders have climbed in recent years, according to a Federal Reserve analysis published this week.

    By Feb. 26, 2026
  • A conference sign that says :FIS: Financial technology for bold ideas'
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    Lynne Marek/Payments Dive
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    FIS caters to banks’ AI appetite

    Fidelity National Information Services views artificial intelligence as a “strategic accelerant” to its business, said CEO Stephanie Ferris, who discounted risks.

    By Feb. 25, 2026
  • The Office of the Comptroller of the Currency logo
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    Payoneer applies for bank charter

    The cross-border platform joins a slew of fintechs seeking banking licenses to issue and custody stablecoins.

    By Dan Ennis • Feb. 25, 2026
  • Jamie Dimon JPMorgan Chase credit cards interest rates Trump
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    Alexander Tamargo via Getty Images
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    For JPMorgan’s CEO: ‘anxiety is high’

    Elevated asset prices and an intensely competitive landscape remind the CEO of the years just prior to the 2008 financial crisis, he said Monday. Still, he expects payments is one area where the bank could make acquisitions.

    By Caitlin Mullen • Feb. 24, 2026
  • PayPal headquarters
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    Justin Sullivan via Getty Images
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    Column

    Who could swallow PayPal?

    It’s a $40-billion bite, with only a handful of payments players that could swallow it. But is a financial buyer more likely?

    By Updated Feb. 25, 2026
  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe valued at $159B in tender offer

    The payment processor’s tender offer Tuesday to buy shares relieves pressure on the company to go public, analysts said.

    By , Feb. 24, 2026
  • merchant fees credit cards
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    Spencer Platt via Getty Images
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    CPI Card Group CFO exits

    The card company’s chief financial officer headed for the exit this month ahead of an earnings report next week.

    By Feb. 23, 2026
  • Mastercard point of sale, retail
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    Courtesy of Mastercard
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    Mastercard, Ericsson craft payment tools

    The payments provider and telecom company are teaming up to offer more payments capabilities to businesses in the Middle East and Africa.

    By Tatiana Walk-Morris • Feb. 23, 2026
  • Klarna IPO
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    Noam Galai via Getty Images
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    Klarna pursues more banking customers

    The company is targeting more long-term loan and debit card customers as an avenue for growth as it tries to curtail losses.

    By Feb. 20, 2026