Banking


  • Nacha ACH real time payments
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    Nacha raises same-day ACH network limit

    Set to take effect in 2027, the new transaction limit aims to make high-value transactions for tax, payroll and other payments easier.

    By April 28, 2026
  • Visa Mastercard interchange fee litigation merchants Brooklyn federal court
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    Visa, Mastercard defend card fee settlement

    Large merchants argued in a Monday court hearing that card surcharges and discounts would pose significant burdens on their businesses.

    By April 28, 2026
  • Trendline

    Payments industry seeks to keep pace with fraudsters

    As losses from fraud in payments have climbed, companies are seeking new tools to combat illicit schemes.

    By Payments Dive staff
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    Harnessing AI to fight fraud

    Payments players are tapping artificial intelligence to beat back fraud bolstered by AI, and Congress may provide an assist.

    By April 28, 2026
  • A Federal Reserve logo sign is shown affixed to panes of glass on a building's exterior.
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    Andrew Harnik / Staff via Getty Images
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    ISO 20022 gains remain elusive

    Following increased adoption of the international standard in the U.S., companies are reaching to tap its rich data benefits.

    By April 27, 2026
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    Spencer Platt via Getty Images
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    Opinion

    Why credit card rate caps hurt consumers, small businesses

    “Affordability is not just about the cost of credit," a former Treasury official writes. "It is about whether credit is available at all.”

    By Melissa Koide • April 24, 2026
  • HSBC cross border payments blockchain digital cryptocurrencies
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    Q&A

    What drives real-time payment growth

    Corporations adopt faster digital payments based on their priorities and the rise of digital assets, an HSBC payments executive said.

    By April 24, 2026
  • Visa Mastercard interchange fee litigation merchants
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    Visa, Mastercard face new suit over card fees

    Three plaintiffs say a 2019 settlement in card fee litigation should not give the card networks years of legal immunity for antitrust claims.

    By April 23, 2026
  • People milling at a conference in front of a booth that says Nacha.
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    Lynne Marek/Payments Dive
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    ACH Network starts 2026 with surge

    The payments network saw growth across healthcare, peer-to-peer, online and direct deposits in the first quarter, pushing the volume value past $24 trillion.

    By Tatiana Walk-Morris • April 21, 2026
  • Congress fintechs Federal Reserve payments rails ACH
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    Fintechs push bill for Fed payment rail access

    House legislation introduced Tuesday would let financial technology firms access Federal Reserve payments rails.

    By April 21, 2026
  • Visa Mastercard retail merchants card fees interchange swipe fees litigation banks
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    How the Visa-Mastercard card fee case may end

    A federal court is likely to weigh how much a proposed settlement over interchange fees differs from a pact that was rejected two years ago.

    By April 20, 2026
  • Front of building with a sign that says "Barclays."
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    The image by Gareth Milner is licensed under CC BY-SA 2.0
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    FIS, Barclays extend core banking tie

    The payments processor has won a multi-year extension of its core banking technology contract with the British financial institution.

    By April 20, 2026
  • A corner location of a stone-and-glass building with "U.S. Bank" signage is shown as people pass by on the street.
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    Caitlin Mullen/Payments Dive
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    U.S. Bank eyes Amazon tie-up for small-biz boost

    The lender aims to pitch banking services to the 700,000 small-business owners it will gain exposure to through a credit card partnership with Amazon.

    By Caitlin Mullen • April 16, 2026
  • Visa Mastercard retail merchants card fees interchange swipe fees litigation
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    Visa, Mastercard settle merchant claims

    About 65 retailers suing the networks over card swipe fees in a New York case have now settled claims.

    By April 16, 2026
  • Illinois card fee interchange law litigation retail restaurants
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    OCC plans to preempt Illinois interchange law

    The Office of the Comptroller of the Currency issued an “interim final order” Friday to preempt the state’s law aimed at eliminating card interchange fees on taxes and tips.

    By Updated April 27, 2026
  • A close-up of the name "J.P. Morgan" is shown on a glass door.
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    Michael M. Santiago / Staff via Getty Images
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    JPMorgan revenue rises on payments, card income

    The largest U.S. bank benefited from corporate and consumer demand for its services in the first quarter despite macroeconomic turmoil.

    By April 15, 2026
  • Elon Musk on White House South Lawn on Mar. 9, 2025
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    Warren pounds X Money plans

    Sen. Elizabeth Warren demanded information from billionaire Elon Musk about his plans to launch a digital wallet this month.

    By April 15, 2026
  • Discover sign at driveway entrance with flowers in front of it.
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    Lynne Marek/Payments Dive
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    Which Discover jobs are disappearing

    As Capital One integrates the card business, it’s eliminating more than 100 application engineer jobs.

    By April 13, 2026
  • The Clearing House payments banks
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    CHIPS network boasts daily payment growth

    CHIPS network growth underscores its rising use for large-value domestic and cross-border payments, The Clearing House said.

    By April 9, 2026
  • FDIC Chairman Travis Hill looks off during a Senate Banking Committee meeting.
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    FDIC floats stablecoin guidelines, AML revamp

    The Federal Deposit Insurance Corp. proposed a rule under the Genius Act for supervising payment stablecoin issuers.

    By Caitlin Mullen • April 8, 2026
  • Products at a grocery store.
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    Fiserv, grocer expand pay-by-bank effort

    The payments processor said it’s expanding a pilot with the stateside arm of the Dutch grocer Ahold Delhaize to let more U.S. customers pay directly from their banks.

    By April 7, 2026
  • Illinois card fee interchange law litigation retail restaurants
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    Illinois AG defends card fee law

    Illinois law banning card interchange fees on tax and tips doesn’t restrict banks or card networks, the state told an appeals court.

    By April 7, 2026
  • A fingerprint is scanned to prevent identity theft.
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    Ian Waldie via Getty Images
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    Global cyber fraud attacks rose last year

    The rate of cyber fraud in transactions climbed worldwide last year, with fraudsters increasing their attacks on desktop computers, according to a report from LexisNexis Risk Solutions.

    By April 6, 2026
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    Erik Gomez/Google Gemini

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    Sponsored by Lithic

    How Order.co is modernizing procurement and spend management at scale

    How Order.co automates procurement at scale with virtual cards and spend controls.

    April 6, 2026
  • Credit card logos stickers showing on outside of restaurant window.
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    Scott Olson via Getty Images
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    Card volume rises with digital boost

    Volume on Visa, Mastercard, American Express and Discover cards issued in the U.S. climbed 6.4% last year over 2024, with an assist from digital plays, according to Nilson Report’s publisher.

    By April 3, 2026
  • Amazon US Bank Mastercard credit cards networks retail
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    Amazon ditches Amex for Mastercard

    The retailer is tapping the card network and U.S. Bank for two new credit cards aimed at small business owners.

    By March 31, 2026