Banking


  • Person looks at mobile phone advertising buy now-pay later offer while online shopping
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Zip lands new credit line

    The buy now, pay later provider has received another credit facility from its long-time funder Victory Park Capital to catalyze its growth.

    By Dec. 19, 2025
  • Money transfer app on mobile device
    Image attribution tooltip
    Permission granted by MoneyGram
    Image attribution tooltip
    Q&A

    MoneyGram floats stablecoins

    The cross-border player is targeting Latin American countries to test stablecoins, but consumers won’t necessarily know it's part of the payment.

    By Dec. 19, 2025
  • Trendline

    Digital wallets proliferate as features advance

    As more companies aim to offer digital wallets the rise in competition is sharpening their features.  

    By Payments Dive staff
  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Cross-border payments goals remain elusive

    G20 nations have inched ahead in making cross-border payments more efficient and affordable, but progress has been uneven, says a new BIS study.

    By Dec. 18, 2025
  • A hand holds a smartphone displaying the Affirm app.
    Image attribution tooltip
    Courtesy of Affirm
    Image attribution tooltip

    BNPL connected to poor mental health: study

    Johns Hopkins University researchers have spotted a link between people with mental health conditions and those that have used buy now, pay later loans.

    By Dec. 18, 2025
  • A rendering shows a busy streetscape in front of the future Etihad Park stadium in Willets Park, Queens.
    Image attribution tooltip
    Courtesy of Turner Construction
    Image attribution tooltip

    EWS leans into sports

    The fintech has signed Paze agreements with two pro sports teams since September, banking on fans' loyalty to their teams.

    By Dec. 17, 2025
  • Exterior view of a PNC Bank branch with a revolving glass door. The building facade has large vertical columns. The PNC Bank sign features a blue and orange color scheme above the entrance.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Why PNC joined FedNow

    The bank finally joined the Federal Reserve’s instant payments system this year after a significant Treasury Department announcement.

    By Dec. 17, 2025
  • open banking CFPB regulations fintechs apps banks
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Open banking fees fuel debate

     Bank, fintech and consumer advocacy panelists disagreed this week during a panel discussion about the basis for imposing fees for data use.

    By Dec. 17, 2025
  • A close up picture of an American Express credit card.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Amex CEO slams surcharges

    Steve Squeri said higher surcharges would be a negative experience for the card network’s customers.

    By Dec. 16, 2025
  • A large Paypal logo and sign are seen from a low angle, and a commercial building entrance is behind it.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    PayPal seeks bank charter

    The digital payments pioneer has applied with the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions to form an industrial bank.

    By Dec. 15, 2025
  • A Klarna promotional sign is seen in a mall
    Image attribution tooltip
    Caitlin Mullen/Payments Dive
    Image attribution tooltip

    BNPL loan values rise, CFPB says

    The average size of buy now, pay later loans grew and use of the payment method inched up, a Consumer Financial Protection Bureau study said.

    By Dec. 15, 2025
  • MoneyGram logo displayed on a building facade in Tirana, Albania, on June 4, 2022. The logo features a red circular icon with a white arrow, symbolizing global money transfers.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    MoneyGram swipes Wells Fargo vet for CFO

    Marc Winniford will take the finance reins of the legacy cross-border payments company that is seeking to digitally overhaul its sprawling operations.

    By Maura Webber Sadovi • Dec. 15, 2025
  • Woman ordering new high heel shoes in online shop and paying for purchase by credit card.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Sapphire ads were ‘puffery,’ BBB says

    When JPMorgan Chase advertised its Chase Sapphire Reserve cards as the “most rewarding,” the bank card issuer should have provided more context, the BBB’s National Programs’ advertising arm determined in response to a challenge brought by Capital One.

    By Dec. 15, 2025
  • Aerial view of rooftops in a suburban neighborhood. A street curves through the houses.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Q&A

    Tyler Technologies aids payments modernization

    The software and payments firm is supporting the federal call to modernize payments as it caters to state and local government clients.

    By Dec. 12, 2025
  • cross border payments global trade stablecoins
    Image attribution tooltip
    Getty Images
    Image attribution tooltip
    Opinion

    Stablecoins are inevitable in cross-border payments

    The digital currency is already demonstrating its value across a variety of use cases in multiple markets, a cryptocurrency executive writes.

    By Rocio Rodriguez Saa • Dec. 12, 2025
  • A JPMorgan Chase logo stands in front of a building on a city street.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    JPMorgan backs B2B firm Mondu

    The largest U.S. bank’s payments arm plans to provide debt financing and collaborate with the Dutch business-to-business services firm.

    By Tatiana Walk-Morris • Dec. 12, 2025
  • Patrick and John Collison, Stripe co-founders
    Image attribution tooltip
    Permission granted by Stripe
    Image attribution tooltip

    Stripe digs deeper into crypto

    The digital payments player bought a crypto-focused digital wallet, and its Privy unit has joined with Klarna to develop a crypto wallet.

    By Dec. 11, 2025
  • Ryan McInerney with arms folded
    Image attribution tooltip
    Permission granted by Andy Gerit
    Image attribution tooltip

    Visa CEO pay tops $31M

    Chief Executive Ryan McInerney’s total pay package last year at the card network was $31.56 million, the highest ever for the job.

    By Dec. 11, 2025
  • A large sign with the Fifth Third Bank logo on the side of a grey metal building, featuring a blue square with white and green outlines and a stylized "5/3" symbol inside.
    Image attribution tooltip
    Alamy
    Image attribution tooltip

    Fifth Third, Brex ink card tie

    Fifth Third’s corporate card program, previously operated in-house, will soon be powered entirely by fintech Brex.

    By Gabrielle Saulsbery • Dec. 11, 2025
  • A man in a coat sits in a pew praying while light streams through a window in the background of a stone church.
    Image attribution tooltip
    Christopher Furlong via Getty Images
    Image attribution tooltip

    Vanco, ACS Technologies merge to court churches

    The two companies aim to provide payment processing and church management software through a single digital hub. 

    By Tatiana Walk-Morris • Dec. 10, 2025
  • CFPB Russell Vought Federal Reserve lawsuits payments regulation
    Image attribution tooltip
    Anna Moneymaker via Getty Images
    Image attribution tooltip

    CFPB budget becomes court fight

    The Consumer Financial Protection Bureau, which has sought to police payments plays, has made its funding a key issue in battling two lawsuits that aim to keep the agency open.

    By Dec. 10, 2025
  • Sign in shopping mall
    Image attribution tooltip
    Sam Silverstein/Payments Dive
    Image attribution tooltip

    Why Block created a credit score

    The digital payments company has services like Cash App and Afterpay that are largely used by young customers who lack credit histories.

    By Dec. 10, 2025
  • Airwallex HQ San Francisco venture capital
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Airwallex raises $330M in new funding

    The payment player’s latest capital injection will help fund further U.S. expansion and a second headquarters in San Francisco.

    By Dec. 9, 2025
  • The Federal Reserve building at sunset.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Fed proposes reduced check services

    The Federal Reserve voted Thursday to consider reducing the availability of check processing services for banks and credit unions.

    By Dec. 8, 2025
  • Fiserv's headquarters in Milwaukee
    Image attribution tooltip
    Permission granted by Fiserv
    Image attribution tooltip

    Fiserv faces security issue lawsuit

    A civil complaint alleges the payment processor misled its customers about the use of two-factor authentication to access systems containing sensitive information.

    By Dec. 8, 2025
  • entrepreneurs Flex Flexbase fintechs credit cards private banking AI
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Flexbase takes on Amex

    The personal and business finance software firm is betting that private banking services and a new, ultra-premium credit card will lure wealthy entrepreneurs.

    By Dec. 5, 2025