Banking
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Amex to shrink workforce
The card company plans to cut 4.5% of its employees to become more “agile and efficient” as it adjusts to more use of artificial intelligence, CEO Stephen Squeri said.
By Lynne Marek • Oct. 23, 2026 -
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Sezzle seeks OCC bank charter
The buy now, pay later provider wants a U.S. charter from the Office of the Comptroller of the Currency amid new state rules.
By Justin Bachman • Oct. 23, 2026 -
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TrendlineStablecoins enter the payments universe
Stablecoins are gaining ground thanks to passage of the Genius Act, forcing companies to consider competitive strategies in the digital realm.
By Payments Dive staff -
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Cross River to acquire Accrue
Adding the payment and reward services provider would let the bank offer its clients an expanded embedded finance offering. “Payments and loyalty are becoming one,” Cross River’s CEO says.
By Dan Ennis • Oct. 21, 2026 -
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Ramp seeks bank charter
Ramp applied with the Office of the Comptroller of the Currency for a national trust bank charter on Friday.
By Dan Ennis • Oct. 20, 2026 -
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Sponsored by MarqetaThe 67% signal: Why card issuers should act on flexible credentials
67% want one card for debit, credit and BNPL. Don’t let a competitor give it to them first.
Oct. 19, 2026 -
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Q&AJPMorgan rounds up partners
The biggest U.S. bank has been collecting payments partners to better integrate software and keep up with industry trends, among other purposes.
By Lynne Marek • Oct. 14, 2026 -
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Upgrade applies for ILC charter
The decade-old credit-card startup named a SoFi alum and longtime regulator as CEO of its proposed bank.
By Dan Ennis • Oct. 14, 2026 -
Visa moves ahead in China
The card network giant said it won approval from the Chinese government to begin preparing to offer card services domestically in the country.
By Lynne Marek • Oct. 13, 2026 -
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Fed names new payments chief
Federal Reserve Financial Services tapped Kim Robbins to succeed Mark Gould starting in November.
By Lynne Marek • Oct. 12, 2026 -
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OpinionHow agentic payments present risk
“There's no clear legal rule for who bears the loss when an AI tool exceeds its mandate,” writes one financial services consultant. “That's a problem for issuers as they contemplate making credentials available to AI tools.”
By Aaron Cheiffetz • Oct. 9, 2026 -
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Treasury taps data to fend off fraud
The U.S. department has increased its scrutiny of payments using new sources of data in an attempt to stem past ‘pay and chase’ patterns.
By Lynne Marek • Oct. 8, 2026 -
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Payments income bolsters banks
Income from card, digital and other rails has swelled to about 40% of revenue for the global bank industry, according to consulting firm McKinsey.
By Lynne Marek • Oct. 7, 2026 -
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SAP expands into payments
A new service from the software firm supports multiple payment methods, including wires and stablecoin-based transactions, the company said.
By Alexei Alexis • Oct. 7, 2026 -
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Payments conferences for 2027
Real-time payments, stablecoins and AI use cases are expected to be among the hot topics at next year’s industry events.
By Shefali Kapadia • Oct. 6, 2026 -
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Why Fiserv pivoted on FIUSD
The payments processor had planned to issue its own stablecoin, FIUSD, by last year, but the strategy shifted for multiple reasons.
By Lynne Marek • Oct. 5, 2026 -
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Stripe swallows Parafin
The mega processor is buying an embedded financing company that caters to small businesses, in its second acquisition in as many months.
By Lynne Marek • Oct. 1, 2026 -
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Will Europe unseat Visa, Mastercard?
The Wero project launched by European banks is making progress in challenging the card networks’ dominance on the continent, but the U.S. companies still have an edge, one firm’s analysts contend.
By Lynne Marek • Sept. 30, 2026 -
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FedNow tiptoes into cross-border
The Federal Reserve is inching toward adding some sort of cross-border capability to FedNow, but it’s not clear when or how.
By Lynne Marek • Sept. 29, 2026 -
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Payment revenue growth to slow
The rate of payments-related revenue growth in North America, and globally, will slow in the next four years, a major consulting firm predicts.
By Tatiana Walk-Morris • Sept. 28, 2026 -
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Moov adds P2P competition
Using Mastercard and Visa’s digital infrastructure, the tool facilitates peer-to-peer payments without requiring both parties to have the same app.
By Tatiana Walk-Morris • Sept. 24, 2026 -
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ColumnMerchants call card-fee pact unconstitutional
Walmart and other retailers argue that forcing them to stay in a swipe-fee settlement class violates their due process rights.
By Justin Bachman • Sept. 22, 2026 -
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Scammers fake student identities to siphon aid payments
The Financial Crimes Enforcement Network is warning payment processors and financial institutions “to be vigilant” of the fraud schemes.
By Shefali Kapadia • Sept. 17, 2026 -
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House passes Common Cents bill
The bill officially ends minting of pennies and allows merchants to round to the nearest nickel, though the coins are already out of production. It’s the second time the chamber has taken up such legislation.
By Lynne Marek • Sept. 16, 2026 -
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Mastercard CFO seeks int’l growth
The company’s new chief financial officer presented his view of stablecoins, growth and acquisitions at an investment bank conference last week.
By Lynne Marek • Sept. 15, 2026 -
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Fiserv’s CEO eyes monetization
Takis Georgakopoulos is trying to reposition the company so it’s better able to sell its key payments and banking services.
By Lynne Marek • Sept. 14, 2026
