WIZZIT Digital has launched its Tap2Pay SoftPOS with PIN solution, which is due to go live in February with one of the largest Pan-African commercial banks.

The launch follows the certification of Tap2Pay by both Mastercard and Visa in regards to functional, security and branding requirements, according to a press release.

The solution is 100% software only, enabling either in-store or online merchants to accept PIN-secured "tap and go" transactions on any NFC enabled Android phone. No need separate card reader or PIN-entry device is needed. The PIN entry is enabled through WIZZIT Digital's patented secure "soft" PIN pad.

"Simply put, WIZZIT Digital's Tap2Pay solution transforms commercial off-the-shelf smartphones and tablets into secure contactless payment terminals that require no additional hardware, plug-ins, card-readers, or dongles to accept PIN protected card payments. The PIN protected feature of the solution means there is no limit to the payment amount a merchant can accept, unlike regular contactless payments that are not PIN protected," Brian Richardson, CEO of WIZZIT Digital said in the release.