VerifyValid, a provider electronic check payments, has launched a mobile checkbook app in the Google Play Store, the company has announced.

The Android-based app offers businesses and consumers a mobile payment channel that eliminates card interchange fees while providing the security, convenience and familiarity of checks, the company said.

VerifyValid Mobile Checkbook lets businesses and consumers write, approve, sign, receive and deposit checks directly from their Android phone or other Android-based device.

The user can send a VerifyValid e-check directly via the Internet by specifying an email address for delivery. Separation of controls, allows a business owner or parent to review and sign checks written on their account from anyplace with cellular or Wi-Fi access.

Because the app operates on an open network, the user can send e-checks to any recipient with a valid email address, even if the recipient is not a VerifyValid user.

VerifyValid check authenticity can be fully validated, allowing any user to confirm that a check was issued from an authenticated account and has not been altered in any way, helping to mitigated attempted fraud.

"For consumers, the mobile checkbook app enables them to pay for goods and services quickly and easily through their Android device, while businesses gain the added convenience of accepting payments from customers anytime, anywhere and eliminate costly interchange fees that accompany card payments," VerifyValid Founder and CEO Paul Doyle said in the release.

The app also lets users manage payments directly through their smartphone or other mobile device. When they open an account with VerifyValid, users receive access to a free personal e-lockbox, where they can view all e-checks they have received in one convenient location. From the e-lockbox, users can then print e-checks or deposit payments directly into their checking account at participating financial institutions.