The Latest
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Apple doesn’t threaten Visa, Mastercard, judge rules
Merchant arguments that Apple could displace Visa or Mastercard’s network dominance failed to support an antitrust case on swipe fees, a court found.
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Sponsored by PayNearMeThe hidden costs in your payment stack
Lowering fees won’t fix your payments problem. Reducing friction will.
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Connecticut enacts controversial EWA law
The state’s governor signed a measure last week that some earned wage access providers opposed.
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6 takeaways from the Senate’s crypto market structure hearing
Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.
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Fed’s ISO ‘big bang’ hits
The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.
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HUD studies BNPL housing risks
U.S. regulators want to learn more about how buy now, pay later loans may affect borrowers’ finances and housing market stability.
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OpinionWhy payments modernization can’t wait
“The health care industry is a case study for what’s at stake when industries resist or delay modernizing their payment systems,” writes one payments executive.
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Patrick Cooley/Payments Dive
Embedded payments drive into parking
Lots across the U.S. are using systems that let customers park their cars without swiping a credit card or paying an attendant.
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ColumnWill the X payments plan morph?
With the exit of CEO Linda Yaccarino, it’s a question mark as to when, and whether, the company’s plan for an “everything app” will materialize.
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Wise to reform AML oversight
The money transfer firm will pay $4.2 million and bolster anti-money laundering and other compliance in a consent settlement with six states.
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Permission granted by Citizens
Citizens spies opportunity after Chase move
As premium credit card fees climb, “it does create a little more room for us to compete in between,” the regional bank’s head of lending said.
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Visa, Mastercard vie for Treasury role
The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.
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Courtesy of Affirm
FICO reporting could stunt BNPL
If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to offer their payment services to so many consumers.
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Court denies open banking briefs
A federal judge said “friend of the court” briefs wouldn't be helpful in litigation over the Consumer Financial Protection Bureau’s open banking rule.
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Trump imposes new remittance tax
The spending and tax bill signed by President Donald Trump includes a new levy on international money transfers, though it’s lower than initially proposed.
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Warren demands Zelle scam update
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
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DailyPay lands novel funding
The on-demand pay company sourced $200 million from Barclays, Morgan Stanley and Citi through an asset-based securitization to accelerate growth.
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Courtesy of Instacart
Wegmans tests smart carts
The grocer is trying out technology from two providers, including Instacart’s Caper Carts that let shoppers pay directly from the cart.
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Louisiana, Connecticut advance EWA bills
While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut.
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Daphne Howland/Payments Dive
Shift4 strategy segues with Global Blue
The deal is a departure from the company’s typical blueprint for acquisitions, according to analysts.
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Balance, Alibaba team on BNPL for biz clients
Small and mid-sized businesses can now use Balance’s buy now, pay later financing on the global e-commerce marketplace.
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Processors lean on AI to fight fraud
Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.
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Q&ASmall business isn’t quitting checks
The paper check will persist for decades for small companies, despite the growth of digital payments, BillGO’s CEO predicts.
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Visa, Mastercard trials postponed
Courts in New York and Chicago rescheduled two antitrust trials over Visa and Mastercard swipe fees to next year as merchants decried further delays.
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Early Warning pitches Zelle to Treasury
The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.
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Neilson Barnard / Staff via Getty Images
Affirm delves into in-game payments
The buy now, pay later player is for the first time partnering with a company that provides in-game payment services to video game developers.
