The Latest

  • Visa cards are fanned out on table
    Image attribution tooltip
    Justin Sullivan / Staff via Getty Images
    Image attribution tooltip

    Visa’s revised card fee system may jolt merchants

    The card network giant will begin demanding more data from merchants this week in exchange for discounts, but it may come as a shock to some.

  • A person at a desk and writing in a notebook with an open laptop next to them
    Image attribution tooltip

    Pikselstock via Adobe Stock

    Image attribution tooltip
    Sponsored by Bottomline

    Crossing the digital divide: How US business payments trends are shifting

    U.S. businesses go digital as business payments network Paymode reveals a major shift.

  • A smartphone displaying the Affirm app
    Image attribution tooltip
    Courtesy of Affirm
    Image attribution tooltip

    Affirm to offer interest holiday

    The company’s customers will have a chance to take out loans with 0% APR for three days next week as the holiday shopping season gets under way.

  • The Federal Reserve building at sunset.
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Fed appeals debit fee ruling

    The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

  • CFPB open banking banks fintechs fees
    Image attribution tooltip
    Andrey Popov via Getty Images
    Image attribution tooltip

    Open banking also helps banks: Fintechs

    Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

  • The Bank of America logo is displayed on a sign in front of a Bank of America office on July 16, 2025 in Sunnyvale, California.
    Image attribution tooltip
    Justin Sullivan / Staff via Getty Images
    Image attribution tooltip

    Bank of America fires up AI payments assistant

    AskGPS was trained on more than 3,200 internal documents by the company’s in-house engineering team and rolled out last week.

  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
    Image attribution tooltip
    Chip Somodevilla via Getty Images
    Image attribution tooltip
    Opinion

    How to unleash innovation and competition in payments

    “Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

  • stablecoins North Dakota Roughriders Fiserv cryptocurrency
    Image attribution tooltip
    halbergman via Getty Images
    Image attribution tooltip

    Fiserv launches Roughrider stablecoin

    The processor is working with a North Dakota state-owned bank to establish a new digital asset.

  • A man wearing a gray and black jacket with the emblem of the city of Baltimore on the left side.
    Image attribution tooltip
    Rob Carr via Getty Images
    Image attribution tooltip

    Baltimore sues MoneyLion over lending tactics

    City officials filed a lawsuit against the fintech, alleging it operates as a “modern-day payday lender,” charging customers exorbitant interest rates despite marketing its earned wage advances as “zero interest.”

  • Milwaukee restaurant scene
    Image attribution tooltip
    Permission granted by Renee Hill
    Image attribution tooltip

    Square stirs restaurant battle

    The digital payments provider has cooked up a new set of tools for restaurant clients as the contest to attract customers heats up.

  • Fiserv headquarters
    Image attribution tooltip
    Courtesy of Fiserv
    Image attribution tooltip

    Investors vie to lead Fiserv stock lawsuit

    A federal court will assess the plaintiffs’ claims and select one to shepherd a lawsuit on behalf of other investors suing Fiserv over its stock price decline.

  • toll roads transponders electronic payments cars embedded
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Volvo to test embedded car payments

    A North Carolina Turnpike Authority "pay-by-car" pilot will cover tolls and may one day ease transactions at gas stations and drive-thru venues.

  • Computer display showing Pinterest screen.
    Image attribution tooltip
    Astrid Stawiarz via Getty Images
    Image attribution tooltip

    Visa board adds Pinterest CEO

    The credit card network giant added the social media company’s chief executive, Bill Ready, as it expanded its board to 12 members.

  • Former Fiserv CEO Frank Bisignano lays hand on shoulder of President Donald Trump in Oval Office with flag in background.
    Image attribution tooltip
    Andrew Harnik via Getty Images
    Image attribution tooltip

    Fiserv, PayPal ex-CEOs grab new roles

    The former chief executive of the payments processor behemoth will now lead the Internal Revenue Service as well as the Social Security Administration.

  • BNPL buy now pay later retail shopping consumer credit loans
    Image attribution tooltip
    Brandon Bell via Getty Images
    Image attribution tooltip

    PayPal ties BNPL to cash back

    The digital payments company is offering 5% cash rebates with buy now, pay later purchases to lure holiday shoppers to audition its loans.

  • Blocks spell M and A
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    Synchrony buys software firm

    The card issuer said acquiring Versatile Credit’s consumer financing platform will drive more merchant sales and consumer credit access.

  • checkout.com in a cell phone screen
    Image attribution tooltip
    Permission granted by Checkout.com
    Image attribution tooltip

    Checkout.com seeks Georgia banking charter

    If Checkout.com succeeds in its bid to be a merchant acquirer limited purpose bank, it would become the third company – after Fiserv and Stripe – to do so.

  • BNPL buy now pay later online shopping retail sales consumer lending
    Image attribution tooltip
    Gorodenkoff via Getty Images
    Image attribution tooltip
    Opinion

    BNPL lenders should report customers’ data

    Keeping BNPL data from consumers’ credit reports is preventing millions of people from building credit, the CEO of a fintech trade association says.

  • People mill at a conference with a Global Payments sign that markets its Genius brand in the background.
    Image attribution tooltip
    Lynne Marek/Payments Dive
    Image attribution tooltip

    Payments conferences to keep on your radar for 2026

    The U.S. open banking rule and artificial intelligence are expected to be hot topics at next year’s payments industry events.

  • US courthouse Manhattan New York
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    DOJ granted brief stay in Visa debit case

    The U.S. government’s closure this week prompted the Justice Department to request a “temporary” pause in its antitrust lawsuit against Visa.

    Updated Oct. 3, 2025
  • hourly work earned wage access DailyPay on-demand pay
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    DailyPay replaces CEO

    Nelson Chai, the earned wage access provider’s executive chairman since January, becomes the fintech's fourth CEO in five years.

  • small business point of sale merchants local
    Image attribution tooltip
    Getty Images
    Image attribution tooltip

    SumUp battles for small merchants

    The point-of-sale firm is investing in the U.S. to seize a larger share among small retailers as bigger payments players move upmarket.

  • disaster relief payments FedNow banks
    Image attribution tooltip
    Mario Tama via Getty Images
    Image attribution tooltip

    FedNow debuts disaster aid payments

    An executive of the Fed’s real-time payment network says speedy relief payments will be “a game-changer” for people and businesses in need.

  • brex corporate stablecoin card
    Image attribution tooltip
    Permission granted by Brex
    Image attribution tooltip

    Brex to accept stablecoins as payment

    The card issuer sees stablecoin payments as a key product differentiator, with more companies adopting cryptocurrency for finance functions.

  • Stripe OpenAI agentic AI Sam Altman commerce protocol
    Image attribution tooltip
    Justin Sullivan via Getty Images
    Image attribution tooltip

    Stripe pushes agentic AI sales via chat

    The payments firm is teaming with OpenAI for a new agentic commerce protocol to help merchants sell their wares via AI chat sessions.

  • Federal Reserve Board Governor Christopher Waller sits at table speaking.
    Image attribution tooltip
    Sarah Silbiger via Getty Images
    Image attribution tooltip

    Technology could make payments cheaper: Waller

    Fed Gov. Christopher Waller touted the benefits of stablecoins and distributed ledgers, saying that new technology should not be feared.