The Latest

  • Exterior sign of a money transfer agency featuring logos for Ria, Western Union, and MoneyGram, mounted on a stone building in France.
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    Alamy
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    FinCen targets illegal remittances

    The federal government’s financial security enforcement arm urged money transfer businesses to be on the lookout for illegal cross-border transfers.

  • entrepreneurs Flex Flexbase fintechs credit cards private banking AI
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    Flexbase takes on Amex

    The personal and business finance software firm is betting that private banking services and a new, ultra-premium credit card will lure wealthy entrepreneurs.

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    Pressure on Bill Holdings rises

    Another shareholder, Barington Capital Management, urged the finance and payments software provider to cut costs and consider a sale.

  • Stripe CEO Patrick Collison
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    Matt Winkelmeyer via Getty Images
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    Stripe to buy Metronome

    The digital payments player has agreed to purchase U.S. billing platform Metronome, bringing together software firms that operate in the same realm.

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    Billtrust, Pavilion tap new CEOs

    The payments players, both of which are owned by private equity firms, switched leaders this month as they charge ahead with growth plans.

    B2B
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    Former PayPal execs invest in Sokin

    The former C-suite executives pitched in to help the cross-border payments startup raise $50 million as it seeks to expand internationally.

  • An Apple Wallet symbol is seen on a black screen, with a fingertip hovering above it.
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    Thomas Trutschel/Picture-Alliance/DPA/AP

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    Deep Dive

    Digital wallet use outpaces regulators

    Consumers are increasingly turning to these mobile tools for convenience and new features, and regulators are trying to catch up.

  • Sign in shopping mall
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    Sam Silverstein/Payments Dive
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    BNPL spending storms on

    The buy now, pay later industry has posted record spending levels so far during the holiday shopping season, even as it faces heightened regulatory scrutiny.

  • Cash App Block consumer lending loans
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    Sean Zanni via Getty Images
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    Cash App spam settlement approved

    A federal judge issued final approval Tuesday of a $12.5 million class action agreement resolving consumer complaints over Cash App marketing messages in Washington state.

  • White exterior of Anthropologie storefront in Washington, D.C., with sale signs
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    Dani James/Payments Dive
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    BNPL drives over $1B in online spend on Cyber Monday

    Overall spending on the digital shopping day topped $14 billion in the U.S., per Adobe Analytics. Shopify also touted record sales despite technical difficulties.

  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    AGs demand BNPL loan info

    State attorneys general asked for information from buy now, pay later firms, including Klarna and Affirm, regarding loans and user disputes.

  • Various vending machines and trash cans lined up against a wall.
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    PayRange buys rival KioSoft

    The two payments companies in the unattended retail arena ended a four-year legal battle last year, and now one is falling into the other’s arms.

  • airlines debit cards travel loyalty banks consumers travelers
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    Anna Moneymaker via Getty Images
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    United, Southwest turn to debit

    The airlines’ loyalty programs are responding to the millions of Americans who prefer to use a debit card for purchases in lieu of credit.

  • A smartphone screen displaying a folder labeled “Payment” with apps including PayPal, Stripe, Afterpay, Shop, and Amazon Pay, shown in a dark setting with colorful screen reflections.
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    Alamy
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    Amazon, Visa team on agentic tools

    The retail juggernaut is locking arms with the largest U.S. card network to provide software developers with tools and contacts for creating agentic commerce experiences.

  • Mall setting with shoppers walking
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    Emily Elconin via Getty Images
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    Holiday data sends mixed signals

    Data from Mastercard, Morgan Stanley and others show consumers wary of holiday spending, but also gunning ahead with outlays.

  • President Donald Trump boards Air Force One on Aug. 15, 2025, at Joint Base Andrews, Maryland.
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    Andrew Harnik via Getty Images
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    Opinion

    Will Trump be good for payments innovation?

    The positives and negatives of the administration’s policies for the industry have stacked up in the months since he took office.

  • Close-up of young woman hand using smartphone
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    Worldpay floats agentic protocol

    The artificial intelligence tool now available to software developers is meant to help companies accept bot payments on behalf of consumers.

  • An Adyen office in Amsterdam
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    Anna Hrushka/Payments Dive
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    Executive Shuffle: DailyPay, Adyen, Lightspeed

    Payments companies and industry organizations alike tapped new executives to cultivate new relationships in their ecosystems. 

  • Green Dot GO2bank
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    Courtesy of Green Dot
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    Green Dot inks deals splitting bank, fintech business

    The company, which had been exploring “strategic alternatives” since March, will sell its fintech business to a private equity firm and its bank to a $840 million-asset lender.

  • Close-up of young woman hand using smartphone
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    Getty Images
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    Consumers seek text connections

    RCS messaging is gaining momentum in helping financial service providers collect payments and boost consumer engagement, a survey said. 

  • CFPB open banking banks Russell Vought fintechs Trump cryptocurrency
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    Anna Moneymaker via Getty Images
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    MoneyLion to pay $1.75M to settle CFPB lawsuit

    The bureau in 2022 alleged the fintech illegally charged an interest rate that exceeds the 36% cap on loans to service members.

  • A hand holds a smartphone displaying the Affirm app.
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    Courtesy of Affirm
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    Deep Dive

    Regulatory patchwork vexes BNPL

    In the absence of federal regulation, the pay later industry is falling under the purview of state laws that were not intended for buy now, pay later transactions.

  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna embraces crypto

    The BNPL company said it’s testing a new stablecoin, and plans to launch it publicly next year.

  • CFPB open banking banks Russell Vought fintechs
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    Anna Moneymaker via Getty Images
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    How the open banking rule skidded

    The Consumer Financial Protection Bureau faces a budget crunch or closure in early 2026, clouding the fate of its open banking rule revision.

  • Patrick and John Collison, Stripe co-founders
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    Permission granted by Stripe
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    Stripe faces bank charter pushback

    The National Community Reinvestment Coalition says the Office of the Comptroller of the Currency charter would let Stripe sidestep regulations, and offer the fintech legitimacy it does not deserve.