The Latest

  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna launches P2P payments

    The service, which is available in Europe, marks another encroachment by Klarna into the territory of the banking industry.

  • fintechs JP Morgan Chase open banking APIs
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    Joe Raedle via Getty Images
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    Trump interest cap might spur lawsuit

    The CFO of the largest U.S. lender, JPMorgan, doesn’t rule out potential litigation by the banking industry to block any credit card interest rate cap.

  • agentic AI commerce AI retailers digital shopping online retail Google payments
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    Justin Sullivan via Getty Images
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    Google takes agentic retail into chat

    The tech giant’s newest agentic AI protocol will work with Adyen and PayPal to smooth the technical path for retail shopping within AI chat sessions.

  • payment processing FIS Global Payments banks issuers
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    FIS teams with Visa, Mastercard on agentic commerce

    Fidelity National Information Services has joined with the card networks to enable banks to work with shopping agents driven by artificial intelligence.

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    Checkout.com grabs special banking charter

    The payments processor received conditional approval for Georgia’s merchant acquirer limited purpose bank charter.

  • A close-up of Russell Vought, Director of the Office of Management and Budget, shows him looking up.
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    Anna Moneymaker / Staff via Getty Images
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    Vought concedes on CFPB funding

    The CFPB’s acting director requested $145 million from the Federal Reserve to carry out agency duties for the fiscal second quarter, but noted he disagreed with a judge’s decision ordering the agency to do so.

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    Anna Moneymaker / Staff via Getty Images
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    Trump proposes card rate cap; banks eschew idea

    The president said he’d like a 10% cap on credit card interest rates for a year, starting this month, but banks said it would be “devastating” for consumers.

  • credit cards metal payments point of sale
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    Mike Coppola via Getty Images
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    Deep Dive

    Heavy metal’s hot in payment cards

    Credit card issuers are doubling down on heavier, stiffer metals as consumers seek to convey affluence and innovation through payment cards.

  • A person holds a credit card in front of a laptop computer.
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    BillingPlatform names new CEO

    Chris Bishop, who has 20 years of experience working for software companies, will replace Dennis Wall.

  • President Donald Trump signs Genius Act with congressional members around him in White House room.
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    Win McNamee via Getty Images
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    Stripe to enable crypto payments

    A collaboration with Crypto.com announced Tuesday will allow consumers to make payments to merchants with digital currencies.

  • agentic AI business functions operations payments IT investment
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    AI poised to aid payments operations

    Shopper bots grab headlines but autonomous AI is likely to transform many business functions, a Deloitte report suggests.

  • President Donald Trump waves to a crowd at the White House on April 2, 2025.
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    Andrew Harnik via Getty Images
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    Opinion

    How the US can drive payments modernization

    "The moment has arrived for the U.S. to meet the G20 targets and pursue the rewards of a faster, cheaper, and more competitive financial ecosystem," writes one payments executive.

  • Apple JPMorgan credit card consumer lending Goldman Sachs
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    Michael Short via Getty Images
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    Apple swaps card to JPMorgan

    The largest U.S. bank will assume a $20 billion portfolio of Apple customers as Goldman Sachs finishes unwinding its foray into consumer lending.

  • A person wearing black pours coffee into a white mug inside a restaurant. There is another person sitting at the table with her back to the camera.
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    Permission granted by First Watch
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    Toast, Clover battle for small eateries

    The two payments processors have the biggest market shares with respect to smaller restaurants, according to a new report from the financial firm Baird.

  • Fiserv Clover point of sale checkout processing AI
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    Sundry Photography via Getty Images
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    Fiserv’s Clover adopts biometrics

    Customers will be able to make payments by scanning their face or palm at merchants that use the subsidiary’s point-of-sale service.

  • A person shops for clothing on a tablet.
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    Visa, Mastercard, ACI and Wex: 2026 predictions

    Major payments companies see several 2026 trends beyond the much-discussed stablecoin and agentic commerce crazes.

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    Marqeta names Stripe alum as CFO

    Patti Kangwankij, a former finance and strategy executive for the digital payments player, will oversee financial functions at the card issuer.

  • agentic AI commerce AI retailers digital shopping online retail payments
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    Q&A

    How agentic AI will lure shoppers

    It’s likely to be through a gradual process of trust-building and smaller purchases, a payments executive predicts.

  • Three boxes stacked with a bow on top in a holiday scene.
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    Visa, Mastercard track about 4% holiday retail sales growth

    The 2025 holiday season saw consumers shopping across channels to land the best deals and maximize convenience, according to new reports. 

  • CFPB earned wage access income employees regulations Russell Vought
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    Win McNamee via Getty Images
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    CFPB must request funds from Fed, court rules

    A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.

  • DOJ use of statements of interest in antitrust law
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    Bo Shen via Getty Images
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    DOJ presses Visa antitrust case

    The Justice Department is pressing ahead with the debit card market case brought against the network during the Biden administration.

  • Visa Mastercard retail merchants card fees interchange swipe fees litigation
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    Consumer groups attack card settlement

    Groups representing consumers and small business joined merchants in faulting a proposed Visa, Mastercard card fee settlement.

  • Klarna BNPL IPO NYSE buy now pay later Walmart
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    Courtesy of Klarna Group
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    Klarna faces investor lawsuit

    The buy now, pay later company understated the risks of its consumer loans, the legal action alleges.

  • CFPB earned wage access income employees regulations Russell Vought
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    Win McNamee via Getty Images
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    CFPB shifts on EWA policy, again

    Certain employer-partnered earned wage access products aren’t subject to U.S. lending laws, the bureau said, formally discarding a 2024 Biden-era rule.

  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Payments Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Shift4 embrace stablecoins

    Both companies announced stablecoin ventures in the past week.